Secured

Neo Secured Card

Welcome offer
15% of cash back
Exact cash back amount will depend on which vendor you purchase from. Only valid on first purchase.
INTEREST RATES
26.99% Purchase
28.99% Cash advance
BONUS OFFER
$85 of cash back
Referred user must be approved for a Neo Card account and deposit a minimum of $50 in order to receive the referral bonus.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
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Gas
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Entertainment
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Groceries
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Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for credit builder(s) and personal user(s) because :

Up to 15% cash back on your first purchase

Get up to 15% cash back on your first purchase at a Neo partner.

Earn up to $85 cash back for referring a friend to Neo.

Refer a friend to Neo, and if their application is approved you'll receive a referral bonus of up to $85.

Credit builder secured credit card with cash back benefits

One of the few secured credit cards that also offers cash back rewards, so you can build your credit rating while earning cash back simultaneously.

No annual fee

The card comes with no annual fee.

Guaranteed approval

Guaranteed approval allows you to get this card regardless of credit history.

No credit check

No hard credit check is required.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

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