Neo Secured Credit

Welcome Offer
15.00% of cash back
Interest Rates
29.99 %Purchase
31.99 %Cash Advance
Annual Fees
$0Main Cardholer
$0Additional Card

REWARD CALCULATOR

Enter your total monthly expenses or by category

โ›ฝ๏ธ

Gas

๐ŸŒฎ

Food & Dining

๐Ÿงณ

Travel

๐Ÿ›

Shopping

๐Ÿ’ต

Other

๐Ÿ’ธ

0

Total

0
0

Net annual rewards the 1st year

$
0
0

Net annual rewards in subsequent years

$
animation get price

Welcome Offer

Up to 15% cash back on your first purchase

Get up to 15% cash back on your first purchase at a Neo partner, plus a $25 Welcome Bonus when you apply through Hardbacon.

Earn up to $85 cash back for referring a friend to Neo.

Refer a friend to Neo, and if their application is approved you'll receive a referral bonus of up to $50.

Special Feature(s)

img

Credit builder secured credit card with cash back benefits

One of the few secured credit cards that also offers cash back rewards, so you can build your credit rating while earning cash back simultaneously.

img

No annual fee

The card comes with no annual fee.

img

Guaranteed approval

Guaranteed approval allows you to get this card regardless of credit history.

img

No credit check

No hard credit check is required (except in Quebec)

Requirements

img
img
Credit
Score
img
Canadian
Residency
img
Required
Income

Review (0)

Related Articles

The Ultimate Guide to Credit Card Chargebacks in Canada
The Ultimate Guide to Credit Card Chargebacks in Canada

Credit card chargebacks are a way for us to dispute transactions when something goes awry. If you have ordered something online using your credit card, you may have encountered a situation where the package never arrived, the goods were not as described, or the wrong size or colour showed up. So, you contact the vendor […]

Can Credit Card Churning Hurt My Credit Score in Canada?
Can Credit Card Churning Hurt My Credit Score in Canada?

Credit card churning can hurt your credit score if you’re not careful. Thatโ€™s because credit card churning is the act of frequently applying for new credit cards just to get generous welcome offers. Then you cancel the card before the annual fee is due. Not only does the practice subject you to multiple hard credit […]

Neo Prepaid Card Review
Neo Prepaid Card Review

I signed up for the Neo Money Card, commonly referred to as the Neo prepaid card, to see if lives up to the hype. It comes automatically when you open a Neo Money Account and gives you instant access to your cash. A year later, I love this card and use it frequently. It earns […]

How Credit Card Updater Services Are Betraying Our Trust
How Credit Card Updater Services Are Betraying Our Trust

Credit card updater services are the reason I have trust issues. When your credit card information changes, these programs send your new card details to merchants on your behalf. But you probably have no idea itโ€™s happening. Sure, it prevents service interruptions if your card expires. And you donโ€™t have to update all your subscriptions […]

Still not sure? Compare credit cards and find the best one for your needs.