Scotia Momentum® No-Fee Visa* card

Welcome offer

5% of cash back

After the first 3 months, interest rate drops to 1% on all eligible gas, grocery and drug store purchases and on recurring bill payments. Cardholders will earn an additional 0.5% on all other purchases.

INTEREST RATES

19.99% Purchase

22.99% Cash advance

BONUS OFFER

0% of interest rate

The 0% interest rate is an introductory offer only. After the first 6 months, balance transfers are subject to a 22.99% interest rate.

ANNUAL FEES

$0 Main cardholer

$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮

Restaurant

⛽️

Gas

🎉

Entertainment

🛒

Groceries

💵

Other

💸

Total

Welcome offer

The calculation result is based on the conversion of the welcome offer points into statement credit

Estimated annual rewards

The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Earn 5% cash back on all purchases for the first 6 months.

For the first 6 months, you can earn 5% on all purchases made with your Scotia Momentum no-fee Visa.

Get a 0% introductory interest rate on balance transfers.

For the first 6 months, pay 0% interest on any balances transfered over from other credit cards.

This card would be well suited to students, newcomers, and people trying to pay off credit card debt.

This is a basic personal credit card for people who want to avoid paying any annual fees or who want to take advantage of 0% interest rate on balance transfers.

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

REQUIREMENTS

CREDIT
SCORE

CANADIAN RESIDENCY

12 000

REQUIRED INCOME

BENEFITS

⭐

Exclusive discounts with my favorite brands

You can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum No-Fee Visa card.