Cashback

Scotia Momentum® No-Fee Visa* card

Welcome offer
5% of cash back
After the first 3 months, interest rate drops to 1% on all eligible gas, grocery and drug store purchases and on recurring bill payments. Cardholders will earn an additional 0.5% on all other purchases.
INTEREST RATES
19.99% Purchase
22.99% Cash advance
BONUS OFFER
0% of interest rate
The 0% interest rate is an introductory offer only. After the first 6 months, balance transfers are subject to a 22.99% interest rate.
ANNUAL FEES
$0 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

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Restaurant
⛽️
Gas
🎉
Entertainment
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Groceries
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Other
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Total
$
Welcome offer
The calculation result is based on the conversion of the welcome offer points into statement credit
$
Estimated annual rewards
The calculation result is based on the conversion of the maximum number of points that can be awarded after the first year

This card is awesome for a personal user because :

Earn 5% cash back on all purchases for the first 6 months.

For the first 6 months, you can earn 5% on all purchases made with your Scotia Momentum no-fee Visa.

Get a 0% introductory interest rate on balance transfers.

For the first 6 months, pay 0% interest on any balances transfered over from other credit cards.

This card would be well suited to students, newcomers, and people trying to pay off credit card debt.

This is a basic personal credit card for people who want to avoid paying any annual fees or who want to take advantage of 0% interest rate on balance transfers.

No annual fee

This credit card does not have an annual fee, making it a great option for anyone looking for an all-purpose card.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
12 000
REQUIRED INCOME

BENEFITS

Exclusive discounts with my favorite brands

You can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum No-Fee Visa card.

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