Hudson’s Bay Rewards can help you get free stuff at Canada’s most iconic retailer. Consumers generally have well-established shopping habits; they like to visit the same stores to make their regular purchases. Hudson’s Bay is certainly one of Canada’s best-known companies! In fact, the company was incorporated in 1670, making it the oldest trading company in North America. With over 89 locations and an online store, Hudson’s Bay is a popular shopping destination!
To thank its customers for their loyalty, Hudson’s Bay has set up a rewards program that allows shoppers to accumulate points based on their purchases. It’s called Hudson’s Bay Rewards! Or HBC rewards for short. Here’s everything you need to know to get the most out of your Hudson’s Bay Rewards.
How does the Hudson’s Bay Rewards program work?
The Hudson’s Bay Rewards program allows you to earn points on every purchase you make in-store or online. It’s easy to join, just create an account on thebay.com and accept the terms and conditions. After that, you can start collecting points, track your balance online, reach higher levels, receive exclusive offers, and much more.
The program was completely transformed last September. If you were already a member, don’t worry, all your points have been transferred to the new program, you didn’t lose them!
How to earn points
By joining the Hudson’s Bay Rewards program, you earn points on all your purchases made at Hudson’s Bay stores and on thebay.com. For every dollar you spend, you earn one point. A minimum of 1,000 points must be accumulated in order to redeem them. The threshold of 1,000 points is equivalent to five dollars in rewards.
Read More: Reward Points Value in Canada: How Much Are They Worth
If you were a member of the previous version of the program, you probably had already taken advantage of your points by purchasing a gift card. Unfortunately, it is no longer possible to redeem your points this way. However, you can use your points to make your various purchases directly in-store or online.
Stay tuned as you often have access to personalized offers that allow you to earn points faster or have access to exclusive discounts.
|HBC Rewards Redemption Value|
|$10||10 points||5 cents|
|$100||100 points||50 cents|
3 levels of the Hudson’s Bay Rewards program
Fortunately, people who regularly shop at Hudson’s Bay are rewarded and can earn points faster. The Rewards program offers three different levels: Rewards, Rewards PLUS and Rewards. VIP
1. Rewards: basic level
The “Rewards” level is acquired upon enrollment in the program. At this level, you earn one point for every dollar spent at Hudson’s Bay, whether in-store or online.
2. Rewards PLUS
The “Rewards PLUS” level is obtained when a member spends between $400 and $1,199.99 in a calendar year, during a minimum of two visits. An online purchase counts as one visit. So you can’t get this level by making a single $400 purchase.
With this level, you earn 1.5 points for every dollar spent. In addition, once you qualify for Rewards PLUS, you keep the status during the current calendar year as well as the next one. You can qualify each year to maintain your Rewards PLUS status.
|VALUE OF POINTS — Rewards PLUS|
|$10||15 points||7 cents|
|$100||150 points||75 cents|
3. Rewards VIP
The “Rewards VIP ” level is obtained when a member spends more than $1,200 in a calendar year, during a minimum of two visits. An online purchase counts as one visit. So, you can’t get that level by making a single $1,200 purchase.
With this level, you earn two points for every dollar spent. In addition, once you qualify for Rewards VIP, you keep the status for the current and next calendar year. You can qualify each year to maintain your Rewards VIP status.
|VALUE OF POINTS —Rewards VIP|
|$10||20 points||10 cents|
Maximize your points with the Hudson’s Bay Credit Card
Want to earn points even faster? It’s possible with the Hudson’s Bay credit card! By making your purchases with the Neo Financial Hudson’s Bay credit card, you can earn even more points. Bonus: you also earn cash back rewards that you can redeem at any time.
Read More: Hudson’s Bay Credit Card Review
With the “Rewards” level, you get two points for every dollar spent. With the “Rewards PLUS” tier, you get three points for every dollar spent. With the “Rewards VIP ” level, you earn four points for every dollar spent.
Finally, with a Hudson’s Bay credit card, you earn two points for every dollar spent at any store where Mastercard is accepted. This is the fastest way to accumulate points and maximize your benefits.
|VALUE OF POINTS — HUDSON’S BAY CREDIT CARD|
|Rewards Plus||$1,000||3,000 points||$15|
|Rewards VIP||$1,000||4,000 points||$20|
To find out if the Hudson’s Bay credit card is right for you, we invite you to use the Hardbacon Credit Card Comparison Tool. It is a completely free tool that allows you to identify the credit cards that best suit your spending habits.
Read More: The Best Rewards Credit Cards in Canada
The details of the program
If you are a big fan of loyalty programs, and we hope you are because it’s a great way to save money, you will be happy to know that you can link your Hudson’s Bay Rewards Card to your Petro-points account. This way, you get 20% more Petro-Points on your purchases at Petro-Canada stations. Plus, you get more points in your Hudson’s Bay Rewards account too!
Read More: The Best Gas Credit Cards in Canada
Redeem points with other loyalty programs
In the same vein, you can convert your points accumulated with various loyalty programs. For example, you can swap your RBC Rewards and Air Miles points for Hudson’s Bay Rewards points.
Read More: The Best Air Miles Credit Cards in Canada
It’s very simple, you can combine your accounts to make the most of your points. For example, with the RBC Rewards program, you receive one RBC Rewards point for every four Rewards points you convert.
Conversely, if you redeem your RBC Rewards points for Hudson’s Bay Rewards points, you get two HBC Rewards points for one RBC Rewards point. This way you can maximize your benefits according to your needs!
Expiration of your points
As with many rewards programs, if your account remains inactive for an extended period of time, you lose your points! With the Hudson’s Bay Rewards program, your points expire after 24 months of inactivity. Simply make a purchase or redeem your points to keep your account active.
Donate your points
You have the opportunity to offer your points as a gift by transferring them, in whole or in part, to another member of the program. It is also possible to support one of the Hudson’s Bay Foundation’s charitable partners by donating your Rewards points! It’s a nice way to pay it forward without paying any money.
Hudson’s Bay Rewards Program Summary
|How to earn points||Purchases made at Hudson’s Bay stores and on thebay.com|
|Value of your points||1,000 points earned = $5 rebate|
|The different levels of the program||Rewards (basic level)Rewards PLUSRewards VIP|
|Hudson’s Bay Credit Card||Double your points with the Rewards base level|
Triple your points with the
Rewards PLUS level
Quadruple your points with the Rewards VIP level
Get two points for every dollar spent anywhere else
|The details of the program||Link your Rewards and Petro-Points accounts|
Redeem your points with your different rewards program accounts
Your points expire after 24 months of inactivity
You can offer your points to another member or donate them
|The benefits of the program||Easy and free membership|
Ability to link your different rewards program accounts
Possibility to multiply your points by reaching a higher level or by getting a Hudson’s Bay credit card
Like all rewards programs, Hudson’s Bay Rewards is especially beneficial if you make regular purchases at Hudson’s Bay and other stores that participate in the HBC Rewards program. You can reach higher levels quickly and thus earn more points.
In order to maximize your benefits, it is possible to link your accounts from different loyalty programs in order to redeem your points. Examples include Petro-Points, Air Miles and RBC Rewards. Start saving money now by joining rewards programs that meet your needs!
About The Author: Arthur Dubois
Passionate about personal finance and financial technology, Arthur Dubois is a writer and SEO specialist at Hardbacon. Since his arrival in Canada, he’s built his credit score from nothing.
Arthur invests in the stock market but doesn’t pay any fees because he uses National Bank Direct Brokerage online broker and Wealthsimple’s robo-advisor. He pays for his subscriptions online with his KOHO prepaid card, and uses his Tangerine credit card for most of his in-store purchases. When he buys bitcoins, it’s with the BitBuy online platform. Of course it goes without saying that he uses the Hardbacon app so that he can manage all of his finances from one convenient place.
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