{"id":45150,"date":"2022-03-02T18:19:39","date_gmt":"2022-03-02T18:19:39","guid":{"rendered":"https:\/\/hardbacon.ca\/non-classifiee\/desjardins-sample-cheque-everything-you-need-to-know-to-find-it-and-understand-it\/"},"modified":"2023-11-16T10:40:51","modified_gmt":"2023-11-16T15:40:51","slug":"desjardins-sample-cheque-everything-you-need-to-know-to-find-it-and-understand-it","status":"publish","type":"post","link":"https:\/\/hardbacon.ca\/en\/banking\/desjardins-sample-cheque-everything-you-need-to-know-to-find-it-and-understand-it\/","title":{"rendered":"Desjardins sample cheque: everything you need to know to find it and understand it"},"content":{"rendered":"\n

From pre-authorizing payments to getting paid, sample cheques still come in handy\u2026 even though cheques are rarely used in Quebec and Canada. The main reason you need a Desjardins sample cheque is to share your banking information with someone else.<\/span><\/p>\n\n\n\n

Understanding Your Desjardins Sample Cheque<\/h2>\n\n\n\n

If you know what the numbers at the bottom of your Desjardins sample cheque mean, you can probably just share those numbers\u2026 without having to go looking for a Sample Cheque in your banking portal every time someone asks for a sample cheque.<\/span><\/p>\n\n\n\n

So, here are the important features of a cheque in Canada that you should be able to recognize by looking at a cheque:<\/span><\/p>\n\n\n\n

1. Your home address<\/strong><\/h4>\n\n\n\n

This is information you don\u2019t need to look at a sample cheque to know. However, this information is often needed by those who ask you for a sample cheque.<\/span><\/p>\n\n\n\n

2. Your bank branch address<\/strong><\/h4>\n\n\n\n

This is the address of your Desjardins branch. Note that some Desjardins branches have more than one point of service. <\/span><\/p>\n\n\n\n

3. The Transit Number<\/strong><\/h4>\n\n\n\n

This is a 5-digit number that identifies the Desjardins branch to which your bank account is associated.<\/span><\/p>\n\n\n\n

4. The Institution Number<\/strong><\/h4>\n\n\n\n

The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. Desjardins\u2019s institution number is 815.<\/span><\/p>\n\n\n\n

5. Your account number (or folio number)<\/strong><\/h4>\n\n\n\n

The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your sample cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution, but Desjardins account numbers are always 7 digits long.\u00a0<\/span><\/p>\n\n\n\n

How to find your sample cheque on the Desjardins online portal<\/b><\/h2>\n\n\n\n

Before the Internet, a sample cheque was a paper cheque with \u201cSAMPLE\u201d or \u201cVOID\u201d written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a sample cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.<\/span><\/p>\n\n\n\n

For those who don\u2019t want to waste paper, or who simply don\u2019t have a chequebook, it is possible to obtain a Desjardins sample cheque by logging into the Desjardins online portal. Here are the steps to download a Desjardins sample cheque in PDF format with just a few clicks:<\/span><\/p>\n\n\n\n