{"id":45428,"date":"2023-07-20T15:43:13","date_gmt":"2023-07-20T15:43:13","guid":{"rendered":"https:\/\/hardbacon.ca\/non-classifiee\/the-50-best-financial-independence-and-early-retirement-blogs-in-2021\/"},"modified":"2026-08-23T15:54:44","modified_gmt":"2026-08-23T19:54:44","slug":"the-50-best-financial-independence-and-early-retirement-blogs-in-2021","status":"publish","type":"post","link":"https:\/\/hardbacon.ca\/en\/financial-independence\/the-50-best-financial-independence-and-early-retirement-blogs-in-2021\/","title":{"rendered":"The 50 Best Financial Independence and Early Retirement Blogs"},"content":{"rendered":"<p>There is no shortage of resources out there to help educate yourself on personal finance. You can visit YouTube channels, read books, or attend seminars to learn about the topic. However, one of the absolute best ways to learn is by hearing directly from people who are already where you want to be in life. Listening to successful people allows you to learn not only from their success but also their failures. This is why blogs are such a valuable resource for learning.<\/p>\n<p>We\u2019ve filtered through the hundreds of personal finance sites out there and outlined our list of the 50 best financial independence and early retirement (FIRE) blogs that you can learn from. These are all blogs of people who have reached financial independence or are on a committed journey to achieving it one day.<\/p>\n<h2><b>Accidentally Retired<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">While most FIRE blogs usually follow the journeys of people who aspire to one day retire early, <\/span><a href=\"https:\/\/accidentallyretired.com\/about\" rel=\"nofollow noopener\" data-lasso-id=\"6460\" target=\"_blank\"><span style=\"font-weight: 400;\">Accidentally Retired<\/span><\/a><span style=\"font-weight: 400;\"> shares the story of a man who reached this goal abruptly and without really meaning to. The author does not identify himself by name but is a 36-year-old former CEO of a bootstrapped startup. After realizing that he\/she was becoming too obsessed with being successful in business, they decided to leave the company. Suddenly flushed with money and no job, they faced the big question of \u201cwhat do I do next\u201d?<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>TicToc Life<\/b><\/h2>\n<p><a href=\"https:\/\/www.tictoclife.com\/about\/\" rel=\"nofollow noopener\" data-lasso-id=\"6461\" target=\"_blank\"><span style=\"font-weight: 400;\">TicToc Life<\/span><\/a> follows two people with middle-class backgrounds who graduated college with a combined 6-figures worth of debt. At the end of their journey, their average salaries over the years never topped $77,000 per person. Despite this non-ideal starting point, they were able to transition from debt-laden college grads to financially independent millionaires in just 13 years later. On TicToc Life, they share the lessons that they\u2019ve learned along the way as well as ways to find happiness despite the number of digits in your bank account.<\/p>\n<p>Author: Jenni &amp; Chris<\/p>\n<p>Country: Virginia, United States<\/p>\n<h2><b>Retire In Progress<\/b><\/h2>\n<p>Giorgio started blogging about his FIRE journey in 2016 on <a href=\"https:\/\/retireinprogress.com\/about\/about-me\/\" rel=\"nofollow noopener\" data-lasso-id=\"6462\" target=\"_blank\">Retire In Progress<\/a>. He\u2019s a software engineer who had that all-too-familiar epiphany that there has to be a better way to live life than working 40 hours a week. That day, he created a plan to become financially independent.<\/p>\n<p>His current strategy is to keep his saving rate as high as possible (at least 50%) and invest this into a diversified portfolio of low-cost stocks and bonds passive index funds. Despite his intense desire to not work in order to live, Giorgio is also not the type to simply shut off his work ethic and call it quits. In his own words, \u201cthere\u2019s no \u2018work, work, work\u2019 and then \u2018stop, do nothing, and sip mojitos\u2019\u201d.<\/p>\n<p>Author: Giorgi<\/p>\n<p>Country: Switzerland<\/p>\n<h2><b>Mr. Tako Escapes\u00a0<\/b><\/h2>\n<p>Mr. Tako is an independent father of two boys who reached his FIRE goal at 38. After obtaining a net worth of $2 million, he launched <a href=\"https:\/\/www.mrtakoescapes.com\/about\/\" data-lasso-id=\"6463\" rel=\"nofollow noopener\" target=\"_blank\">Mr. Tako Escapes<\/a> in 2015 to share his story. He claims that his journey doesn\u2019t have any of the traditional narratives of wealth like making a fortune in real estate, selling stock options, or being promoted to CEO. In fact, for most of his earning years, he earned a salary under $100,000. Instead, he had an intense focus on saving 50% of his income and a distaste for \u201ckeeping up with the joneses\u201d.<\/p>\n<p>Author: N\/A<\/p>\n<p>Country: Pacific Northwest., United States<\/p>\n<h2><b>Root of Good<\/b><\/h2>\n<p>Is Money the \u201croot of all evil\u201d? Not according to Root of Good! They believe that money is a powerful tool and lets you do anything that you want to do with your life once you have it. For this reason, money is the \u201croot of all good\u201d! The writer and his wife earned financial independence by working hard, saving, and pumping money into their 401(k), IRA, and other investment accounts. Their combined earnings never went above $150,000.<\/p>\n<p>Author: N\/A<\/p>\n<p>Country: Raleigh, NC, United States<\/p>\n<h2><b>Tread Lightly Retire Early<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Angela\u2019s blog <\/span><a href=\"https:\/\/treadlightlyretireearly.com\/tread-lightly-retire-early\/\" data-lasso-id=\"6465\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Tread Lightly Retire Early<\/span><\/a><span style=\"font-weight: 400;\"> is a combination of financial independence, frugal living, and living a zero-waste life. In her mind, all of these aspects are connected and if you are going to live frugally in hopes of retiring early then you might as well cut down the impact that you\u2019re having on the environment at the same time.\u00a0<\/span><\/p>\n<p>Author: Angela<\/p>\n<p>Country: Pacific NW, United States<\/p>\n<h2><b>Retire By 40<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Joe is a former computer engineer for Intel, where he had worked since 1996. However, as he rose through the ranks, he felt that his life was getting more and more stressful. He realized this wasn\u2019t what he wanted his life to be and discovered that he could retire and live on the passive income sources he had built up over the years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A few of the sources he leverages are real estate crowdfunding, dividend stocks, rental properties, online income (mainly through his blog, <\/span><a href=\"https:\/\/retireby40.org\/about-2\/\" data-lasso-id=\"6466\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Retire By 40)<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>Author: Joe Udo<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Physician On Fire\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Given the intense time\/money commitment to become a medical professional, you generally don\u2019t hear about many in this field who want to retire early. Leif, as a former anesthesiologist, might be the exception that proves the rule. His goal is to hit retirement by 40 years old and thinks that people who think that saving for retirement is hard are wrong. The hard part isn\u2019t saving, the hard part is being disciplined. He highlights his journey on his blog, <\/span><a href=\"https:\/\/www.physicianonfire.com\/\" data-lasso-id=\"6467\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Physician on Fire<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>Author: Leif<\/p>\n<p>Country: Northern Michigan, United States<\/p>\n<h2><b>Go Curry Cracker<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Both still in their 30s, Jeremy and Winnie have ditched the two week\u2019s vacation that their employers offered and instead take 52 weeks\u2019 vacation every year. They attribute their success in retiring early to saving a large percentage of their income by minimizing expenses and teaching themselves new skills instead of buying things. The name of their blog is <\/span><a href=\"https:\/\/www.gocurrycracker.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6468\" target=\"_blank\"><span style=\"font-weight: 400;\">Go Curry Cracker.<\/span><\/a><\/p>\n<p>Author: Jeremy and Winnie<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Think Save Retire<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Steve and Courtney just recently achieved their dream of retiring early from their IT jobs in 2016. Now, their mission is to share tools, resources, and stories from experts about different ways that you can make your money work for you and live the life you want<strong>.<\/strong> They share this information on their blog <\/span><span style=\"font-weight: 400;\">ThinkSaveRetire.<\/span><span style=\"font-weight: 400;\"> While they both admit that they are not personal finance experts, they have all the credentials needed in order to learn from them&#8230;they\u2019ve actually achieved an early retirement!<\/span><\/p>\n<p>Author: Steve and Courtney Adcock<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Our Next Life<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Tanja is the author of the blog <\/span><a href=\"https:\/\/ournextlife.com\/about-our-next-life\/\" rel=\"nofollow noopener\" data-lasso-id=\"6470\" target=\"_blank\"><span style=\"font-weight: 400;\">Our Next Life<\/span><\/a><span style=\"font-weight: 400;\"> as well as the best-selling book <\/span><i><span style=\"font-weight: 400;\">\u201cWork Optional, Retire Early The Non-Penny Pinching Way\u201d<\/span><\/i><span style=\"font-weight: 400;\">. She has also been dubbed \u201cThe matriarch of the women\u2019s fire movement\u201d by the New York Times. Her blog seeks to build a community of FIRE followers where she can offer advice and support. Our Next Life also goes into the philosophical side of retiring early and explores some of the most fulfilling ways that you can live your life.<\/span><\/p>\n<p>Author: Tanja Hester<\/p>\n<p>Country: Lake Tahoe, California<\/p>\n<h2><b>Mr. Money Mustache<\/b><\/h2>\n<p><a href=\"https:\/\/hardbacon.ca\/en\/financial-independence\/meet-peter-adeney-the-canadian-american-who-retired-at-30-years-old\/\" data-lasso-id=\"6471\"><span style=\"font-weight: 400;\">Mr. Money Mustache<\/span><\/a><span style=\"font-weight: 400;\"> is one of the most popular blogs for FIRE followers. This is mainly due to the fact that he provides readers with a very detailed account of how he achieved an early retirement in his thirties. What stands out most about his journey is also the apparent ease with which he was able to achieve financial independence. His story is one that could seemingly be achieved by almost anyone.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: United States<\/p>\n<h2><b>Early Retirement Now<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Karsten\u2019s background is much more finance-related than most FIRE bloggers and he even spent time working for the Federal Reserve Bank in Atlanta (The Federal Reserve is the central bank of the United States). A few of Karsten\u2019s favorite topics to write about on <\/span><a href=\"https:\/\/earlyretirementnow.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6472\" target=\"_blank\"><span style=\"font-weight: 400;\">Early Retirement Now<\/span><\/a><span style=\"font-weight: 400;\"> are why he doesn\u2019t like emergency funds, bonds, or Robo advisors. If you prefer to listen instead of reading, Karsten has also appeared on multiple podcasts, which you can find links to on his blogs.<\/span><\/p>\n<p>Author: Karsten<\/p>\n<p>Country: Washington, United States<\/p>\n<h2><b>Can I Retire Yet?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These two friends co-write for \u201c<\/span><a href=\"https:\/\/www.caniretireyet.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6473\" target=\"_blank\"><span style=\"font-weight: 400;\">Can I Retire Yet?<\/span><\/a><span style=\"font-weight: 400;\">\u201d and have amassed 18,000 subscribers. Their main selling point is that they are two people who have actually achieved an early retirement by living frugally, saving as much money as they could, and investing. Darrow started seriously saving in his mid-30s and achieved an early retirement by 50. Chris achieved financial independence at 41 and decided to partner with Darrow in order to spread their messages of financial independence through safe, reliable, simple methods.<\/span><\/p>\n<p>Author: Darrow Kirkpatrick and Chris Mamula<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Leisure Freak<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">After 31 years in the telephone industry, Leisure Freak Tommy finally achieved an early retirement at 51 years of age. Tommy had a few friends who had either a pension or plenty of money saved but were still unsure of whether they had enough to retire or not. Since so many approached Tommy for advice, he decided to start his blog <\/span><a href=\"https:\/\/www.leisurefreak.com\/retire-early-blog\/\" rel=\"nofollow noopener\" data-lasso-id=\"6474\" target=\"_blank\">Leisure Freak<\/a><span style=\"font-weight: 400;\">. His blog appears to be targeted at a slightly older demographic and has a lot of categories that speak on retirement plans. If you are someone who is already quite a few years down the traditional retirement plan but are thinking about changing direction, this is a great blog for you.<\/span><\/p>\n<p>Author: \u201cLeisure Freak Tommy\u201d<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Financially Alert\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Michael Quan, the author of \u201cThe F.I.R.E. Planner\u201d as well as <\/span><a href=\"https:\/\/www.financiallyalert.com\/\" data-lasso-id=\"6475\" rel=\"nofollow noopener\" target=\"_blank\">Financially Alert<\/a><span style=\"font-weight: 400;\">, spent most of his life building an I.T. services company that he eventually sold to a larger provider. After spending a few years working for this new company, he determined that the 9-5 life wasn\u2019t for him and was able to negotiate a severance package. Now in his mid-thirties, Michael hopes to share his lessons on dealing with early retirement and financial independence on his blog.\u00a0<\/span><\/p>\n<p>Author: Michael Quan<\/p>\n<p>Country: San Diego, United States<\/p>\n<h2><b>Tawcan<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Tawcan<\/span><span style=\"font-weight: 400;\"> (a combination of \u201cTaiwanese\u201d and \u201cCanadian\u201d is a FIRE blog focused on dividend investing. The author is still in the middle of his journey of retiring with his wife and two kids in Vancouver, one of the most expensive cities in the world. So far, they have built up a passive income stream of about $2,250 through the form of dividends which covers about <strong>55%<\/strong> of their expenses. If you are interested in learning about dividend investing or getting tips from someone who has been doing it for years then Tawcan is a great blog to check out.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: British Columbia, Vancouver<\/p>\n<h2><b>1500 Days To Freedom<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The name 1500 Days To Freedom came about because of the author\u2019s goal. Their goal was to build up an investment portfolio worth $1,000,000 in just 1500 days after creating the blog. One of the cool parts of the <\/span>1500 Days To Freedom blog is that the author outlines their investments in real-time so that others can copy their strategy. His biggest holding right now is Tesla (with almost 20% of his net worth in Tesla) and other big holdings include Facebook, Amazon, and Google. However, the author also claims to be a big fan of index funds.<\/p>\n<p>Author: \u201cN\/A\u201d<\/p>\n<p>Country: Colorado, United States<\/p>\n<h2><b>Millennial Revolution<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">This author brings a unique perspective to the FIRE movement with her history as both a software engineer as well as a children\u2019s author. She and her husband have accomplished their dream of retiring early and traveling full-time. They did this by building a 7-figure investment portfolio and retiring off of the dividend income. She states that her journey is one worth following because she \u201cisn\u2019t a genius, didn\u2019t start the next Facebook, or inherit a huge sum of money.\u201d As you might be able to guess from the title, <\/span><a href=\"https:\/\/www.millennial-revolution.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6478\" target=\"_blank\">Millenial Revolution<\/a>, this blog is a good one for younger generations.<\/p>\n<p>Author: FIRECracker<\/p>\n<p>Country: United States<\/p>\n<h2><b>Route To Retire<\/b><\/h2>\n<p><a href=\"https:\/\/www.routetoretire.com\/time-to-make-the-donuts\/\" data-lasso-id=\"6479\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Route To Retire<\/span><\/a><span style=\"font-weight: 400;\"> is written by Jim, who recently achieved his dream of retiring early and moving his family to Panama. He was able to achieve this dream through a strong savings rate, not living an extravagant lifestyle, and investing in real estate. Jim is an advocate for posting his net worth and how it has changed over the years. He doesn\u2019t do this with the intent to brag but instead wants to help people realize that it\u2019s possible to become a millionaire even if you start out in student loan debt and work fairly standard jobs (like he did).<\/span><\/p>\n<p>Author: Jim<\/p>\n<p>Country: Panama<\/p>\n<h2><b>Early Retirement Earl<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Earl, the author of <\/span><a href=\"https:\/\/earlyretirementearl.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6480\" target=\"_blank\"><span style=\"font-weight: 400;\">Early Retirement Earl<\/span><\/a><span style=\"font-weight: 400;\">, is in his mid-forties and a father of three kids. Earl had his FIRE revelation a little bit later in life and early on admits to be cavalier with his finances. He accepted that his reality would involve working almost every day until he was into his sixties and would pass his time with generally unproductive activities like drinking, buying \u201ccrap I didn\u2019t need\u201d, and taking expensive vacations whenever possible. Eventually, the hours of time that he was spending commuting\/working built up enough that he decided he needed a switch. Now, he\u2019s all about Early Retirement.<\/span><\/p>\n<p>Author: Earl<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Retire Early Lifestyle<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The authors of <\/span><a href=\"https:\/\/retireearlylifestyle.com\/blog\/about\/\" rel=\"nofollow noopener\" data-lasso-id=\"6481\" target=\"_blank\"><span style=\"font-weight: 400;\">Retire Early Lifestyle <\/span><\/a><span style=\"font-weight: 400;\">have a much more financially-centric background than most followers of FIRE. Before achieving early retirement at the age of 38 to travel the world, they were both retirement experts and internationally published authors in the subject of finance. It\u2019s important to learn from both people who are real-life examples of FIRE as well as experts in retirement and finance. Billy and Akaisha are rare examples of people who check both of these boxes.<\/span><\/p>\n<p>Author: Billy and Akaisha Kaderli<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Mr. Free At 33<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Jason, the author of <\/span><a href=\"https:\/\/www.mrfreeat33.com\/my-story\/\" rel=\"nofollow noopener\" data-lasso-id=\"6482\" target=\"_blank\"><span style=\"font-weight: 400;\">Mr. Free At 33<\/span><\/a><span style=\"font-weight: 400;\">, definitely did not have the easiest upbringing. He grew up in Detroit on welfare, lost both his parents at a young age, and later ended up dropping out of college. At 27 years old, he found himself in debt and recently unemployed due to the 2008 Financial Crisis. This sparked him to do some soul-searching and he became motivated to turn his life around. In his thirties, he was able to retire using dividend investing. His story from broke at 27 to financially free at 33 is definitely one to listen to.<\/span><\/p>\n<p>Author: Jason Fieber<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Wealthy Healthy Life<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">This author is a late starter to the FIRE movement but hopes to retire by 2028. They advocate that the most essential aspect of achieving FIRE is a positive mentality. Once you have adjusted your mentality to focus on the positive side of life, you will be able to take way more control over it. <\/span><a href=\"http:\/\/www.wealthyhealthylife.co.za\/about-me\/\" data-lasso-id=\"6483\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Wealthy Healthy Life<\/span><\/a><span style=\"font-weight: 400;\"> is great for people who are looking for a \u201cmentality\u201d approach to joining the FIRE movement.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: New Zealand<\/p>\n<h2><b>Savvy Dollar<\/b><\/h2>\n<p><a href=\"https:\/\/www.savvydollar.com\/\" data-lasso-id=\"6484\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">SavvyDollar<\/span><\/a><span style=\"font-weight: 400;\"> offers plenty of very practical advice when it comes to things like side hustle ideas, ways to make\/save money, banking tips, investing, or managing money. Nermeen, the author, first got introduced to finance by working as a bank teller and her passion for learning about money grew from there. She has learned lots of lessons on her path to financial freedom and is eager to share them.<\/span><\/p>\n<p>Author: Nermeen Ghneim<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>The Fioneers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Meet Jess and Corey, AKA <\/span><a href=\"https:\/\/thefioneers.com\/about\/\" rel=\"nofollow noopener\" data-lasso-id=\"6485\" target=\"_blank\"><span style=\"font-weight: 400;\">The Fioneers<\/span><\/a><span style=\"font-weight: 400;\"> (FIRE + Pioneers). They started their goal of being financially independent in 2018 and are currently both in their 30s working for a non-profit. They love traveling to new countries and want to see 100 new places before it\u2019s all said and done. Due to this, they care much more about being \u201clocation independent\u201d and building up enough assets to cover their expenses while traveling. If you are a big fan of travel then their journey is one worth following.<\/span><\/p>\n<p>Author: Jess and Corey<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Learn Hustle Grow<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These authors both grew up in single-parent homes and were first-generation college students. By this point, they are an empty-nester couple and are aggressively paying down their consumer debt and mortgage in hopes of living a more balanced life and becoming financially independent. <\/span><a href=\"https:\/\/thefioneers.com\/about\/\" data-lasso-id=\"6486\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Learn Hustle and Grow<\/span><\/a><span style=\"font-weight: 400;\"> is a good blog to check out if you don\u2019t necessarily want to take off and explore the world, but would be completely satisfied just having more free time in your daily life.\u00a0<\/span><\/p>\n<p>Author: Rob and Re<\/p>\n<p>Country: Dallas, United States<\/p>\n<h2><b>Journey To Launch<\/b><\/h2>\n<p><a href=\"https:\/\/journeytolaunch.com\/about\/\" rel=\"nofollow noopener\" data-lasso-id=\"6487\" target=\"_blank\"><span style=\"font-weight: 400;\">Journey To Launch<\/span><\/a><span style=\"font-weight: 400;\"> follows the story of Jamila Souffrant and includes both a blog and a podcast. Her story has garnered attention from Business Insider, Money Magazine, Forbes, and Buzzfeed. Jamila created Journey To Launch to share her own FIRE story, help people eliminate debt, save more money, and increase their net worth.\u00a0<\/span><\/p>\n<p>Author: Jamila Souffrant<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Rich and Regular<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">This couple started their journey after a blowout fight about their $200,000 outstanding debt. They resolved this fight but knew that they had to change their ways. This was the start of their FIRE journey. Their mission is to help POC communities better understand ways that they can use money to control their life, instead of letting it control them. Our favorite piece of advice from their blog <\/span><a href=\"https:\/\/richandregular.com\/our-story\/\" data-lasso-id=\"6488\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Rich and Regular<\/span><\/a><span style=\"font-weight: 400;\"> is \u201cyou can decide that you\u2019re done waiting at any time\u201d.\u00a0\u00a0<\/span><\/p>\n<p>Author: Kirsten and Julien<\/p>\n<p>Country: Houston, United States<\/p>\n<h2><b>Savvy Dollar<\/b><\/h2>\n<p><a href=\"https:\/\/www.savvydollar.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6489\" target=\"_blank\"><span style=\"font-weight: 400;\">SavvyDollar<\/span><\/a><span style=\"font-weight: 400;\"> offers plenty of very practical advice when it comes to things like side hustle ideas, ways to make\/save money, banking tips, investing, or managing money. Nermeen, the author, first got introduced to finance by working as a bank teller and her passion for learning about money grew from there. She has learned lots of lessons on her path to financial freedom and is eager to share them.<\/span><\/p>\n<p>Author: Nermeen Ghneim<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>The Budget Mom<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Kumiko is an Accredited Financial Counselor who details her FIRE journey on The Budget Mom. More than anything, this blog is about her mental journey. She admits that she was a \u201cbroke\u201d rich girl who always had enough money but opted to spend it lavishly on things that she didn\u2019t really need. Eventually, she corrected course and spent hours teaching herself about budgeting and financial health. Her battle was just as much a battle with her self-confidence as it was with her checking account.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.thebudgetmom.com\/the-tbm-story\/\" rel=\"nofollow noopener\" data-lasso-id=\"6490\" target=\"_blank\"><span style=\"font-weight: 400;\">The Budget Mom<\/span><\/a><span style=\"font-weight: 400;\"> is obviously a great read for moms but we\u2019re sure Dads would get some value out of it too!).<\/span><\/p>\n<p>Author: Kumiko Love<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Financial Samurai<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Financial Samurai<\/span><span style=\"font-weight: 400;\"> is one of the top blogs to read recommended by Forbes. Their site is loaded with intriguing titles like \u201cHow I\u2019d Invest $100,000 Today\u201d, \u201cRanking The Best Passive Income Sources\u201d, \u201cThe First Million Might Be The Easiest\u201d.\u00a0 Sam, the author, spent 13 years working in corporate America before finally calling it quits and retiring on the $80,000 passive income streams that he had built up. The bulk of this income comes from real estate properties that he owns in San Francisco but he also balances a few other projects that produce income for him. He\u2019s definitely someone that you can learn from and we\u2019d recommend checking out his site!<\/span><\/p>\n<p>Author: Sam<\/p>\n<p>Country: United States<\/p>\n<h2><b>Eat Sleep Breathe FI<\/b><\/h2>\n<p><a href=\"https:\/\/www.eatsleepbreathefi.com\/canadian-fire-directory\/\" rel=\"nofollow noopener\" data-lasso-id=\"6492\" target=\"_blank\"><span style=\"font-weight: 400;\">Eat Sleep Breathe FI<\/span><\/a><span style=\"font-weight: 400;\"> takes pride on being Canadian and offering FIRE advice to fellow Canadians. The writer currently has a family of four and lead a middle-class life. However, they\u2019re on track to reach financial independence by the time they\u2019re in their 40s. Chrissy\u2019s passions are I helping others, learning new things, and getting a little happier every day. In addition to this, she\u2019s super passionate about Financial Independence and does a great job outlining helpful tips on her blog.<\/span><\/p>\n<p>Author: Chrissy<\/p>\n<p>Country: Vancouver, Canada<\/p>\n<h2><b>One Frugal Girl<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Jewels, the author of <\/span><a href=\"https:\/\/www.onefrugalgirl.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6493\" target=\"_blank\"><span style=\"font-weight: 400;\">One Frugal Girl<\/span><\/a><span style=\"font-weight: 400;\">, has achieved financial independence and wants to share her story. Our favorite part about her site is that she\u2019s not trying to sell you anything and doesn\u2019t go above and beyond in terms of self-promotion. In fact, she keeps herself fairly discreet on the site and doesn\u2019t even have an About Us page. Instead, the site is full of lots of good content.<\/span><\/p>\n<p>Author: Jewels<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Mad Fientist<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">This author wants to help people reach financial independence by using tax avoidance tricks (legally). As the saying goes, it\u2019s not how much you make it\u2019s how much you keep. Many people approach their taxes with a \u201cthey are what they are\u201d mentality. <\/span><a href=\"https:\/\/www.madfientist.com\/\" rel=\"nofollow noopener\" data-lasso-id=\"6494\" target=\"_blank\"><span style=\"font-weight: 400;\">The Mad Fientist<\/span><\/a><span style=\"font-weight: 400;\"> outlines several strategies that you can implement to help boost your after-tax income to better improve your savings rate and help you retire early!\u00a0<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Get Rich Slowly<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">JD Roth, the author of <\/span><a href=\"https:\/\/www.getrichslowly.org\/\" data-lasso-id=\"6495\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Get Rich Slowly<\/span><\/a><span style=\"font-weight: 400;\">, is one of the most popular personal finance blogs on the internet. He started sharing his journey in 2006 after digging himself out of massive debt and now shares his knowledge across a huge range of financial topics. If you need help getting out of debt, buying a house, investing in the stock market, or budgeting then Get Rich Slowly is a great blog to check out. He\u2019s been featured in the New York Times, Wall Street Journal, Time, and Entrepreneur.<\/span><\/p>\n<p>Author: JD Roth<\/p>\n<p>Country: Oregon, United States<\/p>\n<h2><b>Frugal Woods<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Liz, the mom of the \u201c<\/span><a href=\"https:\/\/www.frugalwoods.com\/\" data-lasso-id=\"6496\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Frugalwoods Family<\/span><\/a><span style=\"font-weight: 400;\">\u201d, is the main author for this blog. Her philosophy on personal finance and money management is that doing this wisely will allow you to pursue unusual aspirations and opens up a world of options for how to live your life. She\u2019s the author of <\/span><i><span style=\"font-weight: 400;\">Meet the Frugalwoods: Achieving Financial Independence Through Simple Living<\/span><\/i><span style=\"font-weight: 400;\"> and says that her favorite topic to write about is saving money.<\/span><\/p>\n<p>Author: Frugalwoods Family<\/p>\n<p>Country: Vermont, United States<\/p>\n<h2><b>Budgets Are $exy<\/b><\/h2>\n<p><a href=\"https:\/\/www.budgetsaresexy.com\/\" data-lasso-id=\"6497\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Budgets Are Sexy<\/span><\/a><span style=\"font-weight: 400;\"> starts off with a Benjamin Franklin quote stating that they are \u201c<\/span><i><span style=\"font-weight: 400;\">A personal finance blog that won\u2019t put you to sleep<\/span><\/i><span style=\"font-weight: 400;\">\u201d. This blog is spearheaded by a friend of the original author, who has achieved his goal of reaching a $1 million net worth. It\u2019s also overflowing with valuable content and has more than ten different categories that you can read from. Since this blog has been around for so long, it\u2019s super interesting to read through the journey of the author to see how he has progressed or regressed over time.<\/span><\/p>\n<p>Author: A Friend Of J. Money<\/p>\n<p>Country: California, United States<\/p>\n<h2><b>Part-Time Money<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you are looking for a blog that will tell you how to actually earn more money instead of just saving what you make then <\/span><a href=\"https:\/\/ptmoney.com\/blog\/\" data-lasso-id=\"6498\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Part-Time Money<\/span><\/a><span style=\"font-weight: 400;\"> is the blog for you. They have tons of resources for finding jobs, starting a side hustle, and creating passive income. Since there is only so much money you can save out of your income, learning how to increase your income is arguably more important than saving.<\/span><\/p>\n<p>Author: Philip Taylor<\/p>\n<p>Country: Texas, United States<\/p>\n<h2><b>JL Collins<\/b><\/h2>\n<p><a href=\"https:\/\/jlcollinsnh.com\/about\/\" data-lasso-id=\"6499\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">JL Collins<\/span><\/a><span style=\"font-weight: 400;\">\u2019 tagline is \u201cthe simple path to wealth\u201d and they focus on money, travel, life, and business. They are most known for their Stock Series which includes a huge amount of content on, you guessed it, stock market investing. Other cool parts of this website are the sections for \u201cAsk JL Collins\u201d where you can ask the author direct questions as well as \u201cCalculators\u201d which has tons of tools for determining how much money you need to retire.<\/span><\/p>\n<p>Author: JL Collins<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>ESI Money<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">This blog promises you that there are just three simple steps to achieving wealth and comes from an author who has 25 years of experience managing money. These three simple steps can be summed up as earn, save, and invest. However, you\u2019ll need to check out <\/span><a href=\"https:\/\/esimoney.com\/\" data-lasso-id=\"6500\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">ESI Money<\/span><\/a><span style=\"font-weight: 400;\"> to learn all of the specifics. A nice feature of the site is that the content is broken down by skill level (experts and non-experts).<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>The White Coat Investor<\/b><\/h2>\n<p><a href=\"https:\/\/www.whitecoatinvestor.com\/about\/\" data-lasso-id=\"6501\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">The White Coat Investor<\/span><\/a><span style=\"font-weight: 400;\"> was started when a medical professional got sick of financial advisors \u201cripping him off\u201d so he decided to take control over his investments. The author points out that, since 401(k) plans are beginning to be phased out in the United States, almost everyone is starting to have a second job. That job is managing their money and deciding the best ways to invest it. Since medical professionals have spent their whole lives dedicated to learning things that are much more important than investing, Jim wants to help them make up for lost time.<\/span><\/p>\n<p>Author: Jim Dahle<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Fly To FI<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Cody Berman is one of the younger people on this list but that won\u2019t stop him from helping you get your finances in order. <\/span><a href=\"https:\/\/flytofi.com\/\" data-lasso-id=\"6502\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Fly To Fi<\/span><\/a><span style=\"font-weight: 400;\"> was started when Cody decided to quit his corporate banking job to pursue entrepreneurship full time. Despite his younger age, Cody covers a huge range of topics including investing, mentality, real estate, his personal journey, and more. There is definitely a ton that you can learn from him and we\u2019d recommend checking out Fly To Fi. He\u2019s also incredibly transparent about himself on his blog and goes out of his way to share things about his life so that you have an insight into who the author is.<\/span><\/p>\n<p>Author: Cody Berman<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Gen Y Money<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The author of this blog is a proud millennial and is a little miffed about their reputation for being entitled, spoiled, and not good with money. They want to change that reputation, which is why they started <\/span><a href=\"https:\/\/www.genymoney.ca\/start-here\/\" data-lasso-id=\"6503\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Gen Y Money<\/span><\/a><span style=\"font-weight: 400;\">. This author is no newbie to writing about personal finance and started her first blog \u201cYoung and Thrifty\u201d in 2009. She later sold this blog and was out of the game for 5 years before starting Gen Y Money. She is currently in her 30s but has a dream of reaching $1 million by 40.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: Vancouver, Canada<\/p>\n<h2><b>Modest Money<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Ricard was working in mechanical engineering for Land Rover Jaguar and was set down the path that had been preached to him from a young age (get a job, rise up the ranks, retire). Despite having a good degree and job, Ricard felt unmotivated and unhappy with his work. He realized that his unhappiness stemmed from the fact that he was condemning himself to work until his 60s or 70s. This was his \u201cwake up moment\u201d and he started his FIRE journey shortly thereafter. <\/span><a href=\"https:\/\/www.modestmoney.com\/about-modest-money\/\" data-lasso-id=\"6504\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Modest Money<\/span><\/a><span style=\"font-weight: 400;\"> is mainly about investing and is a great resource for finding good tools to use as well as other blogs to learn from.<\/span><\/p>\n<p>Author: Ricard Torres<\/p>\n<p>Country: Canada<\/p>\n<h2><b>Financial Orchid<\/b><\/h2>\n<p><a href=\"https:\/\/financialorchid.com\/\" data-lasso-id=\"6505\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Financial Orchid<\/span><\/a><span style=\"font-weight: 400;\"> advocates for building generational wealth. The author goes about her daily life that every decision she makes (financial or otherwise) is inadvertently impacting the generations that will come after her. For example, every dollar that she spends is one that she isn\u2019t saving to pass down to her kids. She highlights her own personal finance journey and shares ways to optimize saving, spending, health, balance, minimalism, and wellness.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: West Coast, Canada<\/p>\n<h2><b>A Purple Life<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The author of <\/span><a href=\"https:\/\/apurplelife.com\/start-here\/\" data-lasso-id=\"6506\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">A Purple Life<\/span><\/a><span style=\"font-weight: 400;\"> is on pace to retire at 35 by 2025. She started this journey in 2015 when she realized that a traditional career wasn\u2019t for her. Right now, her current net worth sits at around $680,000. One of our favorite parts about this blog is that you can see exactly how much money she spends and earns each year. For example, she has built up this incredible net worth yet still only earned about $78,000 in 2020.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Camp FIRE Finance<\/b><\/h2>\n<p><a href=\"https:\/\/www.campfirefinance.com\/blog-posts\/\" data-lasso-id=\"6507\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Camp FIRE Finance<\/span><\/a><span style=\"font-weight: 400;\"> is a fun site whose whole theme is that of friends sitting around a campfire sharing stories. Since campfires are usually a communal event, the blog owner has gone out of their way to allow other people to link their own blogs. This is a great resource to use both for discovering new blogs to read through or to link your own story. They also do a great job of describing what each blog is about and what you can stand to gain from reading it.<\/span><\/p>\n<p>Author: N\/A<\/p>\n<p>Country: Canada<\/p>\n<h2><b>Mastering The Side Jam<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Robin has come a long way in her blogging journey and just recently started using her own name. Over the years her confidence and knowledge base has grown substantially. She started <\/span><a href=\"https:\/\/sidejambiz.com\/\" data-lasso-id=\"6508\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Mastering The Side Jam<\/span><\/a><span style=\"font-weight: 400;\"> to help people learn about different ways that they can grow their income by starting a side hustle. If you have a side hustle that you\u2019d like to share, she even has a section where you can apply to be interviewed.<\/span><\/p>\n<p>Author: Robin<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Reverse The Crush<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The main focus of <\/span><a href=\"https:\/\/www.dividendincomeinvestor.com\/\" data-lasso-id=\"6509\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Reverse The Crush<\/span><\/a><span style=\"font-weight: 400;\"> is sharing different ways to build passive income streams. Graham believes that passive income streams are a key part of life because they free up your time so that you can focus your time on other things. During his professional career, Graham has spent time working as a financial advisor and in the mutual fund industry. This experience helped expose him to the strategies needed to build a dividend portfolio that can produce passive income for him. Dividend investing is his favorite method for building wealth.<\/span><\/p>\n<p>Author: Graham<\/p>\n<p>Country: Toronto, Canada<\/p>\n<h2><b>Mystery Money Man<\/b><\/h2>\n<p><a href=\"https:\/\/mysterymoneyman.com\/\" data-lasso-id=\"6510\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Mystery Money Man<\/span><\/a><span style=\"font-weight: 400;\"> is a great blog that was started by Mr. MMM after facing his own struggles with his finances. Mainly, he felt that life was passing him by as he kept his nose to the grindstone to earn money just so that he could keep the lights on. After overcoming his own personal challenges, he set out on a journey to help other people beat their own financial challenges. Since almost everyone wants to escape a 9-5 job, free up more time for their loved ones, or feel confident about their financial future there is sure to be content here that can help you in your journey.<\/span><\/p>\n<p>Author: N\/A (obviously)<\/p>\n<p>Country: N\/A<\/p>\n<h2><b>Do Not Save Money<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">It\u2019s Teddy\u2019s firm belief that all money should be either invested or spent, never saved. This is mainly due to the fact that most savings accounts generate almost 0% in interest, which makes them next to worthless. Even high-yield savings accounts barely keep pace with inflation. Instead, you should convert your savings account to an investment account and start growing your net worth. Where and how you invest is totally up to you and Teddy offers a few different strategies to get started. If you think there is something to be said for investing your money, not saving it, then you should check out <\/span><a href=\"https:\/\/www.facebook.com\/donotsavemoney\/\" data-lasso-id=\"6511\" rel=\"nofollow noopener\" target=\"_blank\"><span style=\"font-weight: 400;\">Do Not Save Money.<\/span><\/a><\/p>\n<p>Author: Teddy Stavetski<\/p>\n<p>Country: San Diego, United States<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There is no shortage of resources out there to help educate yourself on personal finance. You can visit YouTube channels, read books, or attend seminars to learn about the topic. However, one of the absolute best ways to learn is by hearing directly from people who are already where you want to be in life. [&hellip;]<\/p>\n","protected":false},"author":48,"featured_media":3518,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220,241],"tags":[],"class_list":["post-45428","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-independence","category-financial-education"],"acf":{"has_no_offer_box":"0"},"_links":{"self":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/posts\/45428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/users\/48"}],"replies":[{"embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/comments?post=45428"}],"version-history":[{"count":0,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/posts\/45428\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/media\/3518"}],"wp:attachment":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/media?parent=45428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/categories?post=45428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/tags?post=45428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}