{"id":45988,"date":"2023-07-12T15:08:54","date_gmt":"2023-07-12T15:08:54","guid":{"rendered":"https:\/\/hardbacon.ca\/non-classifiee\/pay-for-spotify-without-credit-card\/"},"modified":"2026-08-25T21:57:32","modified_gmt":"2026-08-26T01:57:32","slug":"pay-for-spotify-without-credit-card","status":"publish","type":"post","link":"https:\/\/hardbacon.ca\/en\/credit-score\/pay-for-spotify-without-credit-card\/","title":{"rendered":"5 Easy Ways to Pay for Spotify in Canada without a Credit Card"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Digitalization has drastically transformed the way we listen to music. Leading this transformation is Spotify, a widely-used streaming service with more than 11.3 million users in Canada. While using a credit card to pay for a Spotify subscription is convenient, it\u2019s not the only way. Here are five great options that will keep your music flowing<\/p>\n\n\n\n<h2 id=\"h-1-pay-for-spotify-with-paypal\" class=\"wp-block-heading\">1. Pay for Spotify with PayPal<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PayPal is used by more than 15 million people in Canada, making it one of the go-to digital payment services. PayPal offers a secure and convenient alternative to traditional credit cards. To use it on Spotify, simply link your bank account with PayPal and then add PayPal as your billing method. Please note that you can&#8217;t change your payment method in the Spotify smartphone app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To connect your PayPal account to Spotify, visit the Spotify website&#8217;s &#8220;<a href=\"https:\/\/www.spotify.com\/ca-en\/account\/overview\/\" data-lasso-id=\"187196\" rel=\"nofollow noopener\" target=\"_blank\">Account Overview<\/a>&#8221; page. Scroll down until you see the &#8220;Your Plan&#8221; section. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/image-26.png\" alt=\"\" class=\"wp-image-222228\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">If you already have a credit card connected to your account, click &#8220;Update.&#8221; If you are a new user, click the &#8220;<a href=\"https:\/\/www.spotify.com\/ca-en\/account\/subscription\/change\/\" data-lasso-id=\"187197\" rel=\"nofollow noopener\" target=\"_blank\">Available Plans<\/a>&#8221; button in the left menu. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/image-27.png\" alt=\"\" class=\"wp-image-222238\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">After that, you can select PayPal as your payment method. Each month Spotify will automatically deduct funds from your Paypal-linked bank account.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/image-28.png\" alt=\"\" class=\"wp-image-222248\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">You can use the process described above to pay for Spotify with PayPal, or to change your payment method to a prepaid credit card, Visa debit card, or secured credit card. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Pay for Spotify with a prepaid credit card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When paying for a Spotify subscription, you can use a prepaid card just like any other credit card &#8211; all you have to do is ensure there&#8217;s enough money on it to cover the cost of your subscription. Many financial institutions in Canada, including <a data-lasso-id=\"187295\" href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/koho-review\/\">KOHO<\/a> and <a data-lasso-id=\"187509\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=rrfvo1Wz0rU&amp;offerid=1115263.14&amp;type=3&amp;subid=0\" rel=\"sponsored nofollow noopener\" target=\"_blank\">EQ Bank<\/a>, and Neo Financial, offer <a data-lasso-id=\"187198\" href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/the-10-best-prepaid-credit-cards-in-canada\/\" target=\"_blank\" rel=\"noopener\">prepaid cards<\/a>. Keep in mind that this will need topping up regularly if you don&#8217;t want any disruption! You can add a prepaid credit card to your account by following the steps described above. Just select &#8220;Credit or debit card&#8221; on the &#8220;<a data-lasso-id=\"187199\" href=\"https:\/\/www.spotify.com\/ca-en\/account\/subscription\/update-payment-details\" rel=\"nofollow noopener\" target=\"_blank\">Change Payment Details<\/a>&#8221; page to add your prepaid credit card as a payment method.<\/p>\n\n\n\n<div class=\"wp-block-affiliate-plugin-lasso\">\t\t<div class=\"relative p-10 rounded-sm shadow-(--shadow) !my-20 sm:w-[calc(100%-60px)] md:max-w-[900px] md:mx-auto\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/best-credit-cards-canada\/#h-11-koho-prepaid-mastercard-best-card-to-build-credit\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"absolute top-full left-1\/2 transform -translate-y-2\/5 -translate-x-1\/2 sm:-top-22 sm:-right-10 sm:-right-15 sm:left-auto sm:translate-x-0 sm:translate-y-0\">\n\t\t\t\t\t<img decoding=\"async\" class=\"max-w-30 max-h-30 w-auto h-auto\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/637cf8206bbb7962c19ae225_offer_cc_badge\" alt=\"Offer Badge\">\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<div class=\"md:flex gap-20 items-center\">\n\t\t\t\t<div class=\"shrink-0 md:w-1\/3 flex flex-col items-center justify-center\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/637cf8206bbb7962c19ae225_offer_credit_card\" alt=\"Offer Image\" class=\"!my-0 mx-auto\">\n\t\t\t\t\t<a href=\"https:\/\/kohofinancial.pxf.io\/c\/445127\/1277606\/15676?adtype=textlink&#038;adnetwork=Impact\" class=\"whitespace-nowrap button-link-sm-base button-link-filled text-white no-underline hidden md:block mt-5\" target=\"_blank\" rel=\"noopener noreferrer\">Get it now<\/a>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"text-center md:text-left\">\n\t\t\t\t\t<span class=\"font-medium text-xl md:text-2xl block mb-10\">KOHO Prepaid Mastercard Essential<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"font-regular divide-y divide-primary-dark\/10\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Annual Fee:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">$48 (with an initial 30-day free trial, then $4\/month or $48\/year).<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Annual Fee Promotion:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">$0 if you deposit $1,000 per month to your KOHO Essential account OR set up a Recurring Direct Deposit.<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Offer:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">Earn 1% cash back on transportation, groceries, and restaurants. Plus, start 30 day free trial.<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Special Offer:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">Get $20 when you sign up for a KOHO account with code HARDBACON and unlock 5% savings interest!* Conditions apply.<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"text-center md:hidden mt-8\">\n\t\t\t\t<a href=\"https:\/\/kohofinancial.pxf.io\/c\/445127\/1277606\/15676?adtype=textlink&#038;adnetwork=Impact\" class=\"whitespace-nowrap button-link-sm-base button-link-filled text-white no-underline\" target=\"_blank\" rel=\"noopener noreferrer\">Get it now<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\n<div class=\"wp-block-affiliate-plugin-lasso\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">3. Pay for Spotify with a Spotify gift card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gift cards for Spotify are a great option to consider. Gift cards come in 1, 3, 6, and 12-month values and can&#8217;t be applied to discounted plans, including Premium Student, Premium Family, Premium Duo, or trial offers. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can find them at most retailers and redeem them directly on the website &#8211; no personal banking details necessary! Go the the &#8220;<a href=\"https:\/\/www.spotify.com\/ca-en\/account\/overview\/\" data-lasso-id=\"187200\" rel=\"nofollow noopener\" target=\"_blank\">Account Overview<\/a>&#8221; page, and click &#8220;<a href=\"https:\/\/www.spotify.com\/ca-en\/redeem\/\" data-lasso-id=\"187201\" rel=\"nofollow noopener\" target=\"_blank\">Redeem<\/a>&#8221; in the sidebar menu on the left. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/image-30.png\" alt=\"\" class=\"wp-image-222380\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Next, enter your gift card code, which can be found on the back of your Spotify gift card. Voil\u00e0,&nbsp;you are now ready to enjoy your Spotify subscription.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/image-31.png\" alt=\"\" class=\"wp-image-222390\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">If you are a new user, your premium plan will be activated immediately after your enter the Spotify gift card code or on your plan\u2019s next payment date if you have a premium subscription already. Gift cards are an easy, pre-paid method that takes care of your subscription needs without the need to use credit cards.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Pay for Spotify with a Visa debit<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Visa debit cards offer a convenient alternative to credit cards. Connected directly to your bank account, they allow you the same ease of online purchasing as traditional unsecured credit cards without any worry about having enough balance or accumulating interest fees. Just add your Visa debit card to your <a data-lasso-id=\"187203\" href=\"https:\/\/www.spotify.com\/ca-en\/account\/subscription\/update-payment-details\" rel=\"nofollow noopener\" target=\"_blank\">Spotify account<\/a> and enjoy the premium features of this audio streaming service.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Pay for Spotify with a secured credit card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a data-lasso-id=\"187204\" href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/best-secured-credit-cards-in-canada\/\">Secured cards<\/a> are a great way to go if you&#8217;re looking to build or rebuild your <a href=\"https:\/\/hardbacon.ca\/en\/credit-score\/what-is-a-credit-score-the-complete-guide-for-canadians\/\" data-lasso-id=\"187510\">credit score<\/a>. They require you to deposit money as collateral for the card, which will become your credit limit. Essentially they function like any other credit card, so you can use a secured card to <a data-lasso-id=\"187205\" href=\"https:\/\/www.spotify.com\/ca-en\/account\/subscription\/update-payment-details\" rel=\"nofollow noopener\" target=\"_blank\">pay for a Spotify premium subscription<\/a>! Not only does this provide access to Spotify premium services, but if used responsibly can also help improve your credit score.<\/p>\n\n\n\n<div class=\"wp-block-affiliate-plugin-lasso\">\t\t<div class=\"relative p-10 rounded-sm shadow-(--shadow) !my-20 sm:w-[calc(100%-60px)] md:max-w-[900px] md:mx-auto\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/best-credit-cards-canada\/#h-15-neo-secured-credit-card-best-secured-credit-card-canada\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"absolute top-full left-1\/2 transform -translate-y-2\/5 -translate-x-1\/2 sm:-top-22 sm:-right-10 sm:-right-15 sm:left-auto sm:translate-x-0 sm:translate-y-0\">\n\t\t\t\t\t<img decoding=\"async\" class=\"max-w-30 max-h-30 w-auto h-auto\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/6209e06d9c5f4c05c0de0111_offer_cc_badge\" alt=\"Offer Badge\">\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<div class=\"md:flex gap-20 items-center\">\n\t\t\t\t<div class=\"shrink-0 md:w-1\/3 flex flex-col items-center justify-center\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/6209e06d9c5f4c05c0de0111_offer_credit_card\" alt=\"Offer Image\" class=\"!my-0 mx-auto\">\n\t\t\t\t\t<a href=\"https:\/\/api.fintelconnect.com\/t\/l\/6209def30d1a89001d37ad93\" class=\"whitespace-nowrap button-link-sm-base button-link-filled text-white no-underline hidden md:block mt-5\" target=\"_blank\" rel=\"noopener noreferrer\">Get it now<\/a>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"text-center md:text-left\">\n\t\t\t\t\t<span class=\"font-medium text-xl md:text-2xl block mb-10\">Neo Mastercard - Secured<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"font-regular divide-y divide-primary-dark\/10\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Annual Fee:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">Requires the Build membership for $7.99\/month<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Annual Fee Promotion:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">Waived with $5K+ balance across your Neo accounts<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Purchase Interest Rate:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">Between 19.99%-29.99%<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"flex justify-between py-2\">\n\t\t\t\t\t\t\t\t\t<span class=\"shrink-0 block font-medium w-[180px]\">Offer:<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"text-right\">Start building with Canada\u2019s first credit card designed to grow with you. Receive guaranteed, instant approval, guided credit building tools, and 1% cashback on gas & groceries.<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"text-center md:hidden mt-8\">\n\t\t\t\t<a href=\"https:\/\/api.fintelconnect.com\/t\/l\/6209def30d1a89001d37ad93\" class=\"whitespace-nowrap button-link-sm-base button-link-filled text-white no-underline\" target=\"_blank\" rel=\"noopener noreferrer\">Get it now<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Ultimately, there&#8217;s no need to let the lack of a classic credit card stop you from experiencing all that Spotify has to offer. With alternatives like PayPal, prepaid cards, Spotify gift cards, Visa debit cards, and secured credit cards available, you should now know how to pay for Spotify without a credit card! <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Digitalization has drastically transformed the way we listen to music. Leading this transformation is Spotify, a widely-used streaming service with more than 11.3 million users in Canada. While using a credit card to pay for a Spotify subscription is convenient, it\u2019s not the only way. Here are five great options that will keep your music [&hellip;]<\/p>\n","protected":false},"author":132,"featured_media":24830,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[252,378],"tags":[],"class_list":["post-45988","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-score","category-without-credit-card"],"acf":{"has_no_offer_box":"0"},"_links":{"self":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/posts\/45988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/users\/132"}],"replies":[{"embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/comments?post=45988"}],"version-history":[{"count":0,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/posts\/45988\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/media\/24830"}],"wp:attachment":[{"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/media?parent=45988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/categories?post=45988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hardbacon.ca\/en\/wp-json\/wp\/v2\/tags?post=45988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}