{"id":78114,"date":"2026-04-07T07:20:00","date_gmt":"2026-04-07T11:20:00","guid":{"rendered":"https:\/\/hardbacon.ca\/?post_type=product-page&#038;p=78114"},"modified":"2026-04-07T09:28:48","modified_gmt":"2026-04-07T13:28:48","slug":"bmo-bank-review","status":"publish","type":"product-page","link":"https:\/\/hardbacon.ca\/en\/bmo-bank-review\/","title":{"rendered":"BMO Review"},"content":{"rendered":"\n<section  class=\"section-p \">\n\t<div class=\"container-wide section-p bg-white rounded-md px-2 xs:px-6 md:px-12 lg:px-20 xl:flex xl:gap-20 items-center\">\n\t\t<div class=\"text-center mx-auto mb-16 xl:text-left xl:mb-0\">\n\t\t\t\t\t\t<header class=\"section-head mx-auto\">\n\t\t\t\t<h1 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">BMO <span>Review<\/span>: Is Bank of Montreal a Good Bank?<\/h1>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Wondering if BMO is the right fit for your finances?<\/p>\n<p>As one of Canada\u2019s Big Five banks, BMO combines trusted experience with modern digital tools. Our review breaks down its accounts, fees, app performance, and overall value to help you make an informed decision.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t<a href=\"https:\/\/api.fintelconnect.com\/t\/l\/688fec888f77f9001ce8bf10?url=\" class=\"whitespace-nowrap button-link-base button-link-filled mt-8\" target=\"_blank\" rel=\"nofollow noopener\">Get started with BMO<\/a>\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2025\/10\/BMO-logo.svg\" class=\"w-full h-auto max-w-[600px] mx-auto rounded-sm\" alt=\"BMO logo\" loading=\"lazy\" \/>\t\t\t<\/div>\n<\/section>\n\n\n<section  class=\" section-p\">\n\t<div class=\"container\">\n\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\"><span>Key<\/span> Takeaways<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t\t<ul class=\"rounded-sm py-8 px-10 lg:py-14 lg:px-18 text-xl xl:text-2xl border-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2714 BMO offers a diverse range of banking services, including competitive savings and chequing accounts, catering to various customer segments with tailored products.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2714 Setting up a BMO account is streamlined and efficient, with options for digital, branch, or phone banking, emphasizing user accessibility.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2714 Despite mixed reviews on customer service and some digital banking challenges, BMO provides significant value through cash bonuses and promotional interest rates for new customers.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\n\t<\/div>\n<\/section>\n\n\n\n<section  class=\" section-p\">\n\t<div class=\"container\">\n\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Pros &#038; <span>Cons<\/span><\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t<div class=\"grid lg:grid-cols-2 gap-6 lg:gap-20\">\n\t\t\t\t\t\t\t\t\t<div class=\"rounded-sm p-8 lg:p-10 bg-surface-green\">\n\t\t\t\t\t\t<h6 class=\"text-center mb-10 lg:mb-12\"><span class=\"tag text-primary-dark\">Pros<\/span><\/h6>\n\t\t\t\t\t\t<ul class=\"xl:text-2xl\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 Ranked #1 for mobile banking features (eMarketer 2025)<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 User-friendly app and digital experience<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 Attractive newcomer, senior, and family bundle offers<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 AIR MILES integration enhances loyalty value<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 Transparent investment and wealth pricing<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"rounded-sm p-8 lg:p-10 bg-surface-pink\">\n\t\t\t\t\t\t<h6 class=\"text-center mb-10 lg:mb-12\"><span class=\"tag text-primary-dark\">Cons<\/span><\/h6>\n\t\t\t\t\t\t<ul class=\"xl:text-2xl\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c Occasional app glitches and transfer delays<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c Mixed customer service reviews<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c Monthly fees similar to other Big Six banks<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\n\t<\/div>\n<\/section>\n\n\n<section  class=\" section-p\">\n\t<div class=\"container relative xl:flex xl:items-start xl:justify-between xl:gap-20\">\n\t\t\t\t\t<header class=\"section-head xl:sticky xl:top-8 xl:max-w-[700px] 2xl:max-w-[750px]\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-6\">Our <span>Rating<\/span><\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none mb-20 \">\n\t\t\t\t\t\t<p>BMO delivers a strong balance of modern digital tools, comprehensive products, and trusted service, making it one of Canada\u2019s most versatile banks.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t<div class=\"bg-surface-green rounded-sm p-7 lg:px-9 lg:py-12 max-w-[600px] xl:max-w-none mx-auto\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Fees<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-accent-green\" style=\"width: 70%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">3.5<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Digital Experience<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-primary-dark\" style=\"width: 90%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">4.5<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Customer Service<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-accent-green\" style=\"width: 70%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">3.5<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Security<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-accent-green\" style=\"width: 80%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">4<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Products &amp; Features<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-accent-green\" style=\"width: 80%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">4<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Value for Money<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-accent-green\" style=\"width: 80%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">4<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"flex  mb-10 last:mb-0 gap-4 items-center justify-between\">\n\t\t\t\t\t\t<span class=\"font-medium text-lg lg:text-2xl w-[120px] lg:w-[170px]\">Overall<\/span>\n\t\t\t\t\t\t<div class=\"h-6 rounded-2xl w-[180px] xs:w-[280px] bg-white overflow-hidden\">\n\t\t\t\t\t\t\t<div class=\"h-full bg-accent-green\" style=\"width: 78%\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"text-[18px]\">3.9<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n<section  class=\" section-p rounded\">\n\t<div class=\"container\">\n\t\t\t\t<header class=\"section-head-center\">\n\t\t\t<h2 class=\"capitalize tracking-[-2px] mb-20\"><span>Detailed<\/span> Review of BMO\u2019s Banking Services<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"bg-surface-blue py-11 px-9 lg:p-20 rounded prose prose-primary max-w-[var(--section-head-w)] mx-auto\">\n\t\t\t<h3>Introduction<\/h3>\n<p>BMO, the Bank of Montreal, is <strong>one of Canada\u2019s Big Five banks<\/strong> with 13 million customers across Canada, the United States, and select global markets.<\/p>\n<p>In independent benchmarks, BMO ranked first in <strong>eMarketer\u2019s<\/strong> 2025 Canada Mobile Banking Features Benchmark and was recognized for its digital banking capabilities in <strong>J.D. Power&#8217;s<\/strong> studies, though specific rankings vary by category. BMO ranked first for online banking satisfaction in the 2023 J.D. Power study.<\/p>\n<p>In Canada, BMO offers a full suite of chequing and savings accounts and owns the AIR MILES reward program.<\/p>\n<p>You can bank at more than 850 branches and over 2,150 BMO ATMs in Canada, or use its highly rated mobile app (4.6 out of 5 stars on the Apple App Store, based on over 100,000 ratings).<\/p>\n<p>What sets BMO apart is its ability to cater to a diverse range of customers. Whether you\u2019re a modest income earner or a wealthy client, BMO has tailored products and services to meet your needs.<\/p>\n<p>This review will evaluate BMO\u2019s claims to determine if they truly stand up to their reputation.<\/p>\n<h3>Key Features and Claims<\/h3>\n<p>BMO\u2019s flagship high-interest savings is the Savings Amplifier Account.<\/p>\n<p>It has no monthly fee or minimum deposit, and as of March, 2026 the posted rate is 0.50% with a promotional interest rate of 4% for the first 120 days when opening a new account online through BMO Digital Banking. Rates and promo windows change, so check current terms before applying.<\/p>\n<p>For everyday banking in Canada, BMO\u2019s Practical Chequing Account charges a low $4 monthly fee and includes up to 12 transactions per month.<\/p>\n<p>The Performance Chequing Account offers unlimited transactions and waives its $17.95 monthly fee when you keep at least $4,000 in the account. New-account cash bonuses vary by offer period.<\/p>\n<p>BMO has also made strides in catering to specific groups through bundles and discounts for youth, students, seniors, families, and military members.<\/p>\n<p>With the recent acquisition of the AIR MILES program, BMO aims to enhance customer rewards and solidify its position as a customer-centric bank.<\/p>\n<p>This review will examine these features to see how they perform in real-life scenarios with the BMO Air Miles Mastercard.<\/p>\n<h3>Setting Up a BMO Account<\/h3>\n<p>Setting up a BMO account is straightforward and user-friendly. All you need is a Social Insurance Number and a Canadian address, and you can get started.<\/p>\n<p>The online setup process is particularly noteworthy, taking under seven minutes to complete. This level of efficiency is a boon for those who prefer digital banking.<\/p>\n<p>BMO also allows account openings at a branch or via phone for those who prefer traditional methods. This approach ensures accessibility for both tech-savvy and traditional customers.<\/p>\n<p>Tools like BMO Savings Goals assist in tracking and achieving savings targets. This feature is particularly useful for those who need a bit of extra motivation to save. The account setup process is designed to be straightforward, catering to various preferences.<\/p>\n<h3>Safety and Verification Procedures<\/h3>\n<p>BMO prioritizes the protection of customer information through a comprehensive security framework that integrates technology, analytics, and around-the-clock monitoring.<\/p>\n<p>Its Financial Crimes Unit operates 24\/7 to identify and mitigate potential threats, supported by encryption, secure data exchange, and advanced fraud-detection systems.<\/p>\n<p>The bank has implemented <strong>multi-factor authentication<\/strong> and <strong>biometric voice recognition<\/strong> for account access, along with real-time transaction monitoring to identify unusual activity. Certain chequing plans also include identity-theft monitoring through OnGuard\u00ae for added protection.<\/p>\n<p>In 2018, BMO experienced a <strong>data breach<\/strong> that also affected CIBC\u2019s Simplii Financial division, when attackers gained unauthorized access to customer information and attempted to extort both banks.<\/p>\n<p>Approximately 50,000 BMO customers were impacted. Since then, BMO has significantly strengthened its cybersecurity systems, enhanced internal monitoring protocols, and increased investment in fraud prevention technology.<\/p>\n<p>Today, BMO continues to demonstrate strong resilience through regular security audits, responsible disclosure practices, and active public education on digital safety. The bank\u2019s ongoing investment in encryption and fraud analytics reflects its commitment to maintaining client trust and ensuring a secure banking environment.<\/p>\n<h3>User Experience and Interface Design<\/h3>\n<p>BMO has prioritized user-friendly digital channels to enhance modern banking experiences. The mobile banking interface features intuitive navigation for easy account access and transactions. Customizable dashboards enable users to prioritize information, adding a personal touch to the online experience.<\/p>\n<p>Physical branches emphasize accessibility with wide entrances and clear signage. ATMs feature touch screens and simplified menus for straightforward transactions. These features collectively make banking with BMO hassle-free.<\/p>\n<p>BMO\u2019s mobile app is well rated: <strong>4.6 out of 5 on the Canadian App Store<\/strong>, based on more than 100,000 ratings.<\/p>\n<p>Independent research in 2025 also ranked BMO first for mobile banking features and second for online banking satisfaction among major Canadian banks. The app\u2019s variety of banking features contributes to its positive reception. BMO\u2019s user experience and interface design ensure ease of use and accessibility across digital and physical platforms, making it a contender for 5 stars.<\/p>\n<h3>Chequing and Savings Accounts<\/h3>\n<p>BMO provides a range of chequing and savings accounts to meet diverse needs. The Performance Chequing Account requires a minimum balance of $4,000 to waive its monthly fee, while the Standard Practical Plan has a low monthly fee of $4.00, allowing for 12 transactions per month.<\/p>\n<p>These options offer flexibility based on your banking habits and financial situation, including minimum balance requirements.<\/p>\n<p>The Savings Amplifier Account offers a promotional interest rate of 4.60% for new customers with a qualifying chequing account. With no monthly fees or minimum balances, it is ideal for maximizing savings.<\/p>\n<p>Newcomers to Canada receive waived monthly fees for the first year on specific accounts. This initiative supports newcomers, ensuring a smooth transition into the Canadian banking system. Tools like PowerSwitch streamline the management of these accounts by transferring pre-authorized payments seamlessly.<\/p>\n<h3>BMO\u2019s Digital Leadership and Reinvention<\/h3>\n<p>BMO may not always grab headlines like RBC or TD, but in 2025 it quietly topped several independent digital banking benchmarks. <strong>eMarketer<\/strong> ranked BMO first in Canada for mobile banking features, while <strong>J.D. Power<\/strong> recognized it as a top performer for online banking satisfaction (second in 2025, first in 2023).<\/p>\n<p>Behind those results is a transformation that has reshaped how BMO operates. The bank\u2019s acquisition of <strong>AIR MILES<\/strong> brought loyalty rewards directly into its ecosystem, while partnerships with <strong>FISPAN<\/strong> and <strong>Blend<\/strong> helped modernize payments, lending, and small-business services.<\/p>\n<p>Inside BMO, agile digital teams now release updates to the mobile app every few weeks, guided by customer feedback and real-time analytics.<\/p>\n<p>This blend of heritage and innovation has made BMO one of Canada\u2019s most progressive banks. It combines the trust and stability of a 200-year-old institution with the agility and creativity of a fintech, proving that even a legacy bank can reinvent itself for the digital age.<\/p>\n<h3>Wealth Management and Investment Options<\/h3>\n<p>BMO\u2019s wealth management services are comprehensive and tailored to diverse client needs. High-net-worth individuals receive personalized banking services, fostering strong relationships. These services include access to market research and portfolio strategies from BMO Capital Markets.<\/p>\n<p>BMO InvestorLine Self-Directed charges a flat $9.95 per online stock or ETF trade, plus $1.25 per options contract. Active Trader pricing is $3.95 when you complete 150 or more trades in any three consecutive months.<\/p>\n<p>BMO\u2019s wealth management and investments options are robust, offering tools and insights for informed financial decisions regarding financial products. Whether you\u2019re a seasoned investor or a beginner, BMO has resources to support your financial goals.<\/p>\n<h3>Customer Service and Support<\/h3>\n<p>BMO\u2019s approach to customer service emphasizes accessibility and consistency across digital, branch, and phone channels.<\/p>\n<p>In recent years, the bank has increased investment in digital self-service options and chat-based assistance, helping customers resolve issues faster without relying solely on phone queues.<\/p>\n<p>For more complex needs, such as mortgages and wealth planning, BMO\u2019s advisors are often praised for clear communication and a personalized touch.<\/p>\n<p>While some users still experience delays during peak hours, overall service quality has improved as the bank shifts toward a hybrid support model that blends technology with human expertise.<\/p>\n<h3>Overall Value for Money<\/h3>\n<p>New customers can receive up to $800 in value through cash bonuses and promotional interest rates.<\/p>\n<p>The Family Bundle plan, providing one monthly fee for multiple household accounts, is beneficial for families and allows them to pay a single fee.<\/p>\n<p>BMO\u2019s monthly plan fees are in line with other big banks, and extra charges can apply depending on how you bank.<\/p>\n<p>Standard Overdraft Protection on eligible plans is $5 per month. Withdrawals at non-BMO ATMs on the Interac network in Canada are typically $2 per item unless included in your plan\u2019s allowance.<\/p>\n<p>Despite these fees, BMO offers competitive rates for wealth management services, maintaining transparency in portfolio management costs. Overall, BMO offers solid value, especially for those utilizing its bundled services and promotional offers.<\/p>\n<h3>Alternatives and Comparisons<\/h3>\n<p>Several alternatives stand out when comparing BMO to other major Canadian banks.<\/p>\n<p>RBC remains a top choice for both personal and small business banking, offering strong online tools, dedicated advisors, and seamless integration across accounts.<\/p>\n<p>CIBC is also well regarded by entrepreneurs for its business support and lending flexibility, while TD provides extended branch hours and a strong cross-border option for clients who travel or operate in the United States.<\/p>\n<p>For those who prioritize low fees and higher savings rates, digital options such as EQ Bank or Tangerine can offer better value on everyday banking.<\/p>\n<p>BMO continues to distinguish itself through its mix of digital innovation, in-branch expertise, and integrated wealth management, making it a solid choice for Canadians seeking both technology and personalized service.<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section  class=\"  section-p\">\n\t<div class=\"container\">\n\n\t\t\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n\n<section  class=\" bg-white section-p\">\n\t<div class=\"container\">\n\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\"><span>Frequently Asked Questions<\/span> about BMO<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t<ul x-data=\"accordionGroup([])\">\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(0)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">What are the requirements to set up a BMO account?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(0)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(0)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(0)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>To set up a BMO account, you must provide a Social Insurance Number and have a Canadian address. The online process is quick and can be done in under seven minutes.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(1)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">What security measures does BMO have in place to protect customer accounts?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(1)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(1)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(1)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>BMO implements robust security measures to protect customer accounts, such as encryption, secure information exchange, and a dedicated 24\/7 Financial Crimes Unit. Additionally, they provide identity-theft monitoring with certain chequing plans to enhance security further.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(2)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">How does BMO&#8217;s Savings Amplifier Account work?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(2)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(2)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(2)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>BMO&#8217;s Savings Amplifier Account offers a promotional interest rate of 4.60% for new customers who maintain a qualifying chequing account, with no monthly fees or minimum balance requirements. This makes it an attractive option for those looking to grow their savings effectively.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(3)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">What are the fees associated with BMO&#8217;s chequing accounts?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(3)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(3)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(3)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>BMO&#8217;s chequing accounts come with different fees; the Standard Practical Plan charges $4.00 monthly for up to 12 transactions, while the Performance Chequing Account waives the fee if you maintain a minimum daily balance of $4,000.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(4)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">How does BMO compare to other banks like CIBC and RBC?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(4)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(4)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(4)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>BMO tends to offer a more traditional banking experience compared to innovations from CIBC and RBC, which are often highlighted for their tailored services and flexible options. If you&#8217;re seeking a conventional approach, BMO might meet your needs, but exploring these alternatives could provide more specific benefits.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n\n<section  class=\"section-p \">\n\t<div class=\"container-wide section-p bg-white rounded-md px-2 xs:px-6 md:px-12 lg:px-20 xl:flex xl:gap-20 items-center\">\n\t\t<div class=\"text-center mx-auto mb-16 xl:text-left xl:mb-0\">\n\t\t\t\t\t\t<header class=\"section-head mx-auto\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Final <span>Thoughts<\/span><\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>BMO has evolved into one of Canada\u2019s most forward-looking banks, combining trusted experience with a growing edge in digital innovation.<\/p>\n<p>Its broad lineup of chequing, savings, and investment products offers reliable value, particularly for customers who take advantage of bundled plans and promotional offers.<\/p>\n<p>While there is room for improvement in customer service and the consistency of its digital support, BMO\u2019s steady progress and commitment to modernization make it a dependable choice for most Canadians.<\/p>\n<p>For those who want a full-service bank that blends tradition with technology, BMO delivers a strong mix of stability, flexibility, and long-term value.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t<a href=\"https:\/\/api.fintelconnect.com\/t\/l\/688fec888f77f9001ce8bf10?url=\" class=\"whitespace-nowrap button-link-base button-link-filled mt-8\" target=\"_self\" rel=\"nofollow noopener\">Get Started with BMO<\/a>\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2025\/10\/bank-illustration.svg\" class=\"w-full h-auto max-w-[600px] mx-auto rounded-sm\" alt=\"bank illustration\" loading=\"lazy\" \/>\t\t\t<\/div>\n<\/section>\n\n\n<section class=\" section-p\">\n\t<div class=\"container-wide bg-surface-pink relative section-p px-5 sm:px-10 lg:px-20 rounded relative lg:flex items-start gap-20\">\n\t\t<div class=\"shrink-0\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/02\/Screenshot-2026-01-27T111933.539.png\" width=\"185\" height=\"190\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/02\/Screenshot-2026-01-27T111933.539.png 2x\" alt=\"David Szemerda\" class=\"avatar avatar-190 wp-user-avatar wp-user-avatar-190 alignnone photo rounded-full mb-7 lg:mb-0\" \/>\t\t<\/div>\n\t\t<div class=\"grow\">\n\t\t\t<div class=\"flex items-end justify-between mb-4 border-b pb-4\">\n\t\t\t\t<h6 class=\"leading-none text-2xl\">David Szemerda<\/h6>\n\n\t\t\t\t\t\t\t\t\t<div class=\"absolute lg:static top-16 right-6 items-end flex flex-col lg:flex-row gap-4\">\n\t\t\t\t\t\t<a href=\"mailto:david@plutera.ca\" class=\"whitespace-nowrap button-link-sm-base button-link-outline \" >Email<\/a><a href=\"https:\/\/www.linkedin.com\/in\/donszem\/\" class=\"whitespace-nowrap button-link-sm-base button-link-outline \" target=\"_blank\" rel=\"nofollow noopener\">LinkedIn<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"mt-8 2xl:flex items-start justify-between\">\n\t\t\t\t\t\t\t\t\t<p class=\"2xl:max-w-[800px]\">David has over a decade of experience in digital marketing and entrepreneurship. He co-founded ODM World, a performance marketing agency, and later launched Plutera Capital, which acquired Hardbacon to build a portfolio of digital publishers in the Canadian fintech space. David also holds an MBA with double accreditation, strengthening his expertise in strategy, leadership, and business growth.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section  class=\" bg-white section-p overflow-hidden\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\"><span>Insights<\/span> and useful articles<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Hardbacon makes managing your money easier by combining comprehensive financial tools, unbiased comparisons and personalized insights.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div x-data=\"tabs(0)\">\n\t\t\t<div class=\"flex flex-wrap justify-center gap-4 lg:gap-6 mb-20 lg:mb-24 borer-b border-primary-dark\">\n\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 0 )\" :class=\"isActive( 0 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Banking<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 1 )\" :class=\"isActive( 1 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Credit Cards<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 2 )\" :class=\"isActive( 2 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Investing<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 3 )\" :class=\"isActive( 3 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Financial planning<\/button>\t\t\t\t\t\t\t<\/div>\n\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(0)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/easiest-bank-to-get-a-loan-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Logos of various banks and credit cards displayed together, representing financial institutions.\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 5 Easiest Banks to Get a Loan From in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">If you have ever found yourself in need of a personal loan, you probably found that different banks have different criteria for being approved. When you are in a financial pinch, you want to know exactly which institution will approve\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/koho-vs-eq-bank\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-EQ-Bank.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"KOHO vs EQ Bank\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-EQ-Bank.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-EQ-Bank-300x200.jpg 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    KOHO vs EQ Bank: Which One Takes the Crown?                <\/h3>\n\n                                    <p class=\"excerpt\">It\u2019s time to compare two of Canada\u2019s leading neobanks &#8211; KOHO vs EQ Bank. Loyalty is an excellent quality to have, except when it comes to your cash. Sticking to one of the Big Five without exploring other options is\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/best-bank-for-students-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Best Banks for Students in Canada\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 10 Best Banks for Students in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">The best bank for students in Canada shouldn\u2019t just give you a free account with unlimited transactions, it should reward you too. Why? Because people rarely change banks, even when there are better deals out there. That makes you a\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/koho-vs-neo-financial\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Koho vs Neo Financial\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    KOHO vs Neo Financial: Who Wins the Battle for Your Buck?                <\/h3>\n\n                                    <p class=\"excerpt\">Both KOHO and Neo are Canadian fintech startups that offer out-of-the-box digital banking services. These two platforms are becoming increasingly popular among millennials and younger Canadians because they provide an alternative to traditional banking with low or no fees, a\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/online-banks\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Online Banks\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 6 Best Online Banks in Canada for 2024                <\/h3>\n\n                                    <p class=\"excerpt\">Online banks are digital institutions that do not rely on physical branches. With lower operating costs than their brick-and-mortar counterparts, online banks are able to pass the savings on to us in the form of lower fees and higher interest\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/banking\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(1)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/wealthsimple-cash-review-2021-go-or-no-go\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Wealthsimple prepaid card showed on an iPhone screen and besides is a pile of coins\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Wealthsimple Prepaid Mastercard: My Experience with Wealthsimple Chequing account                <\/h3>\n\n                                    <p class=\"excerpt\">Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I&#8217;ve had a Wealthsimple account for several years and applied for the Wealthsimple prepaid Mastercard in August 2025. How does it compare with the\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/koho-visa-vs-wealthsimple-cash\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"KOHO prepaird card on the left againts yellow background and Wealthsimple Cash card on the right against a blue background\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    KOHO Mastercard Versus Wealthsimple Cash: Which Prepaid Card Is Right for You?                <\/h3>\n\n                                    <p class=\"excerpt\">KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/black-card\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"black credit cards\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 8 Best Black Credit Cards in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Black credit cards are the ultimate status symbol. Often rare and exclusive, they\u2019re designed for the rich and are considered prestigious. Plus, they come with some great perks including special discounts and premium benefits not available with a standard card.\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/easiest-credit-card-to-get-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-1024x576.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Credit Cards\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-1024x576.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-300x169.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-768x432.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-1536x864.jpg 1536w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-2048x1152.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 8 Easiest Credit Cards to Get in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Qualifying for a new credit card can be tough. What are the easiest credit cards to get in Canada? Whether you have insufficient credit history or a poor credit score, it can be difficult to determine exactly which cards you\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/costco-credit-card\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"New CIBC Costco Credit Card\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The CIBC Costco Credit Card: Benefits and Alternatives                <\/h3>\n\n                                    <p class=\"excerpt\">The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/credit-cards\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(2)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/best-options-trading-platforms-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"a black square with white text on it next to a pen and calculator\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 8 Best Options Trading Platforms in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Navigating the labyrinthine world of options trading can be a daunting task in Canada. From the uninitiated beginner to the seasoned investor, everyone needs a reliable platform that aligns with their trading goals, offers robust tools, and doesn\u2019t break the\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/questrade-vs-wealthsimple\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple.webp\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple.webp 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple-300x200.webp 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple-768x512.webp 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Questrade VS Wealthsimple: Which Online Broker Should You Choose?                <\/h3>\n\n                                    <p class=\"excerpt\">Online brokerage has grown in popularity in recent years, driving down trading costs between fiercely competitive platforms. There are now a wide variety of online brokers on the Canadian market, with different prices, features and tools. With the arrival of\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/a-review-of-wealthsimple\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"624\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-1024x624.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"review of wealth simple\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-1024x624.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-300x183.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-768x468.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-1536x936.jpg 1536w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    A review of Wealthsimple                <\/h3>\n\n                                    <p class=\"excerpt\">Wealthsimple is an online investing service founded by Michael Katchen in 2014 in Toronto. Today the company has over $70 billion in assets under administration. Wealthsimple stood out from the start by offering smart and simple investing without the high\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/the-ultimate-guide-to-etfs-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"exchange traded funds\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Understanding Canadian ETFs to Increase your Wealth                <\/h3>\n\n                                    <p class=\"excerpt\">Exchange-traded funds (ETFs) are the new darling of self-directed investors. Although they were first introduced several years ago, the democratization of investing has made it easier than ever to buy ETFs. Are ETFs really beneficial? What are their limitations? How\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/guide-to-rrsp-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"RRSP- a yellow piggy bank with a coin and a dollar sign\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    How to Use the RRSP to Save on Taxes and Retire Rich                <\/h3>\n\n                                    <p class=\"excerpt\">A registered retirement saving plan (RRSP) is, for most of us, the first step towards saving for our golden years. The RRSP is a registered investment account that carries many tax benefits. The primary purpose is to shelter a portion\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/investing\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(3)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/free-canadian-tax-softwares\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"719\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-1024x719.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Desk with tax forms and calculator for financial planning\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-1024x719.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-300x211.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-768x540.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 5 Best Free Canadian Tax Softwares                <\/h3>\n\n                                    <p class=\"excerpt\">For most people, doing their taxes is a thankless task. Fortunately, there are free tax software programs that make it easy to calculate and file your taxes online. We recommend that you choose a software that is easy to use,\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/best-tax-return-software-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 6 Best Tax Return Software in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">To file quickly, easily, and without a blinding migraine, choosing the best tax return software in Canada is crucial. Tax season is the most dreaded time of year, with many of us hoping to bypass the annual state of confusion\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/old-age-security\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Guide to old age security in 2023\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The New Guide to Old Age Security                <\/h3>\n\n                                    <p class=\"excerpt\">What is Old Age Security? Times are tough, especially when you stop working. Your income goes down while prices go up. Old Age Security (OAS), sometimes called Old Age Pension, is money you might receive from the government when you\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/cost-of-divorce-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"A man and woman standing face to face, displaying depression and anxiety between them\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    What Is the Cost of a Divorce in Canada?                <\/h3>\n\n                                    <p class=\"excerpt\">Going through a divorce can drain you emotionally and financially. By understanding the costs involved, you can decide what to fight for and what to do yourself. In Canada, divorce costs can vary from $1,000 to $25,000 and up, depending\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/staycation-tax-credit\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Ontario staycation tax credit\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Ontario Staycation Tax Credit: What You Need To Know in 2022                <\/h3>\n\n                                    <p class=\"excerpt\">If you are a resident of Ontario and are planning a short trip anytime soon, you may consider opting for a staycation in the province. At least you get to receive some money back from the Ontario government for enjoying\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/financial-planning\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 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money, your way.<br \/>\nAccess exclusive tips, tools and personalized insights delivered straight to your inbox.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t<div class=\"mt-18\" x-data=\"newsletterSubscribe\">\n\t\t\t\t<form x-show=\"!submitted\" class=\"max-w-[650px] mx-auto\" @submit.prevent=\"onSubmit\">\n\t\t\t\t\t<!-- Step 1 -->\n\t\t\t\t\t<div class=\"flex flex-col gap-4 items-start\" x-show=\"step === 1\" x-cloak>\n\t\t\t\t\t\t<label for=\"newsletter-privince\" class=\"font-medium text-lg\">Select your province<\/label>\n\t\t\t\t\t\t<select x-model=\"province\" name=\"province\" id=\"newsletter-privince\" class=\"shadow-(--shadow) rounded-(--radius-2xl) h-[66px] bg-white px-6 focus:outline-none w-full\">\n\t\t\t\t\t\t\t<option value=\"\" disabled>Your province<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"ab\">Alberta<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"bc\">British Columbia<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"mb\">Manitoba<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"nb\">New Brunswick<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"ns\">Nova Scotia<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"on\">Ontario<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"pe\">Prince Edward Island<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"qc\">Quebec<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"sk\">Saskatchewan<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!-- Step 2 -->\n\t\t\t\t\t<div class=\"flex flex-col gap-4 items-start\" x-show=\"step === 2\" x-cloak>\n\t\t\t\t\t\t<span class=\"font-medium text-lg\">What are you looking for?<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-wrap gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-SAVE_MONEY\" name=\"interests[]\" value=\"SAVE_MONEY\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-SAVE_MONEY\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Save Money<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-CREDIT_CARDS\" name=\"interests[]\" value=\"CREDIT_CARDS\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-CREDIT_CARDS\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Credit Cards<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-INSURANCE\" name=\"interests[]\" value=\"INSURANCE\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-INSURANCE\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Insurance<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-HOMEOWNERSHIP\" name=\"interests[]\" value=\"HOMEOWNERSHIP\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-HOMEOWNERSHIP\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Homeownership<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-DEBT\" name=\"interests[]\" value=\"DEBT\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-DEBT\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Debt<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-INVESTING\" name=\"interests[]\" value=\"INVESTING\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-INVESTING\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Investing<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-BUSINESS_FINANCE\" name=\"interests[]\" value=\"BUSINESS_FINANCE\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-BUSINESS_FINANCE\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Business Finance<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!-- Step 3 -->\n\t\t\t\t\t<div class=\"flex flex-col gap-4 items-start\" x-show=\"step === 3\" x-cloak>\n\t\t\t\t\t\t<label for=\"newsletter-email\" class=\"font-medium text-lg\">Enter your email<\/label>\n\t\t\t\t\t\t<input x-model=\"email\" type=\"email\" id=\"newsletter-email\" 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