{"id":79365,"date":"2026-04-07T07:18:00","date_gmt":"2026-04-07T11:18:00","guid":{"rendered":"https:\/\/hardbacon.ca\/?post_type=product-page&#038;p=79365"},"modified":"2026-04-08T14:59:51","modified_gmt":"2026-04-08T18:59:51","slug":"best-travel-credit-cards-in-canada","status":"publish","type":"product-page","link":"https:\/\/hardbacon.ca\/en\/best-travel-credit-cards-in-canada\/","title":{"rendered":"Best Travel Credit Cards"},"content":{"rendered":"\n<section  class=\"section-p \">\n\t<div class=\"container-wide section-p bg-white rounded-md px-2 xs:px-6 md:px-12 lg:px-20 xl:flex xl:gap-20 items-center\">\n\t\t<div class=\"text-center mx-auto mb-16 xl:text-left xl:mb-0\">\n\t\t\t\t\t\t<header class=\"section-head mx-auto\">\n\t\t\t\t<h1 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Best Travel <span>Credit Cards<\/span> in Canada for 2026<\/h1>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Travel rewards should make your trips better, not more complicated. The right travel credit card helps you earn flexible points, reduce travel costs, and protect every journey with strong insurance and global acceptance.<\/p>\n<p>We compare Canadian travel cards based on real spending patterns, rewards value, fees, and travel benefits so you can choose the one that fits your travel style with confidence.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare\/credit-cards\/?cc_ex%5B%5D=Vacation\" class=\"whitespace-nowrap button-link-base button-link-filled mt-8\" target=\"_self\">Compare Travel Credit Cards<\/a>\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2025\/11\/credit-cards-illustration.svg\" class=\"w-full h-auto max-w-[600px] mx-auto rounded-sm\" alt=\"credit-cards-illustration\" loading=\"lazy\" \/>\t\t\t<\/div>\n<\/section>\n\n\n\n\n\n\t<div x-data=\"stickyTocByRange('.sticky-toc-start', '.sticky-toc-end', '!flex')\" :class=\"bannerClasses()\"  @click=\"$store.tocToggle = !$store.tocToggle\" class=\"hidden fixed top-5 lg:bottom-5 lg:top-auto right-5 border-1 border-white text-white rounded-sm bg-accent-green flex p-2 gap-1 cursor-pointer z-[999] shadow-(--shadow)\">\n\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/toc.BnfYFLp4.svg\" loading=\"lazy\" alt=\"Table of content\" class=\"w-3 h-auto\">\n\t\t<span class=\"text-xs\">Table of content<\/span>\n\t<\/div>\n\n\t\t<div x-data class=\"fixed top-0 bottom-0 right-0 z-[999] translate-x-full transition-transform duration-300 ease-out will-change-transform\" :class=\"$store.tocToggle &#038;&#038; '!translate-x-0'\" >\n\t\t<div class=\"relative bg-white h-full py-10 px-8 lg:px-20 flex flex-col justify-center shadow-(--shadow)\">\n\t\t\t<div class=\"flex justify-between items-center mb-10\">\n\t\t\t\t<span class=\"font-medium\">Table of content<\/span>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" loading=\"lazy\" alt=\"Close\" class=\"block p-2 w-12 h-auto cursor-pointer\" @click=\"$store.tocToggle = !$store.tocToggle\">\n\t\t\t<\/div>\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_1\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best Overall Choice<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_2\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best Premium<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_3\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best No FX Fees<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_4\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best Airline<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_5\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best Hotel<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_6\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best No-Fee<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_7\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best for Students<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_8\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Best Cards by Network<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_9\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">Pros &#038; Cons<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_10\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">How to Choose<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-2.5\">\n\t\t\t\t\t\t<a href=\"#anchor_11\" class=\"py-2\" @click=\"$store.tocToggle = !$store.tocToggle\">FAQs<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\n\n\n<section  class=\" relative overflow-hidden section-p\">\n\t<div class=\"container\">\n\t\t\t\t\t<header class=\"section-head-center mb-21 lg:mb-36\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-7\">Top Travel Credit Cards in Canada: <span>Quick Overview<\/span><\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div>\n\t\t\t<div x-data=\"horizontalScrollShadows\" x-init><div x-ref=\"scroller\" @scroll.passive=\"onScroll\" class=\"overflow-x-auto\"><table class=\"simple-table\"><caption class=\"sr-only\">Quick overview of the best travel credit cards<\/caption><thead><tr><th scope=\"col\">\n                <span class=\"table-header\">\n                    <span>Category<\/span>\n                <\/span>\n            <\/th><th scope=\"col\">\n                <span class=\"table-header\">\n                    <span>First year value<\/span>\n                <\/span>\n            <\/th><th scope=\"col\">\n                <span class=\"table-header\">\n                    <span>Score<\/span>\n                <\/span>\n            <\/th><th scope=\"col\">\n                <span class=\"table-header\">\n                    <span>Winner<\/span>\n                <\/span>\n            <\/th><th scope=\"col\">\n                <span class=\"table-header\">\n                    <span>Card<\/span>\n                <\/span>\n            <\/th><th scope=\"col\">\n                <span class=\"table-header\">\n                    <span>Learn more<\/span>\n                <\/span>\n            <\/th><\/tr><\/thead><tbody><tr class=\"bg-surface-pink\"><th scope=\"row\" class=\"font-regular\">Best Overall Choice<\/th><td>$816<\/td><td>4.7<\/td><td>American Express Cobalt\u00ae Card<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f46aebc4726ce7207266a75_card\" alt=\"American Express Cobalt\u00ae Card\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_1\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/amex\/american-express-cobalt-card\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><tr class=\"\"><th scope=\"row\" class=\"font-regular\">Best Premium<\/th><td>$350<\/td><td>4.4<\/td><td>CIBC Aeroplan Visa Infinite Privilege Card<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342a3992ec22115033b2fb_card\" alt=\"CIBC Aeroplan Visa Infinite Privilege Card\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_2\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/cibc\/cibc-aeroplan-visa-infinite-privilege-card\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><tr class=\"bg-surface-pink\"><th scope=\"row\" class=\"font-regular\">Best No FX Fees<\/th><td>$586<\/td><td>4.7<\/td><td>Scotiabank Passport\u00ae Visa Infinite +* Card<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f31a9ab92ec22115033b2c2_card\" alt=\"Scotiabank Passport\u00ae Visa Infinite +* Card\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_3\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/scotiabank\/scotiabank-passport-visa-infinite-card\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><tr class=\"\"><th scope=\"row\" class=\"font-regular\">Best Airline<\/th><td>$1,669<\/td><td>4.5<\/td><td>CIBC Aeroplan Visa Infinite Card<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342cee7096af4588b011d8_card\" alt=\"CIBC Aeroplan Visa Infinite Card\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_4\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/cibc\/cibc-aeroplan-visa-infinite-card\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><tr class=\"bg-surface-pink\"><th scope=\"row\" class=\"font-regular\">Best Hotel<\/th><td>$1,086<\/td><td>4.3<\/td><td>Marriott Bonvoy\u1d40\u1d39\u00a0American Express\u00ae* Card<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f7605b526875048523bc75c_card\" alt=\"Marriott Bonvoy\u1d40\u1d39\u00a0American Express\u00ae* Card\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_5\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/amex\/marriott-bonvoyamerican-express-card\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><tr class=\"\"><th scope=\"row\" class=\"font-regular\">Best No-Fee<\/th><td>$256<\/td><td>4.0<\/td><td>MBNA Rewards Platinum Plus\u00ae Mastercard\u00ae<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f452d6b4726ce7207266a6e_card\" alt=\"MBNA Rewards Platinum Plus\u00ae Mastercard\u00ae\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_6\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/mbna\/mbna-rewards-platinum-plus-mastercard\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><tr class=\"bg-surface-pink\"><th scope=\"row\" class=\"font-regular\">Best for Students<\/th><td>$508<\/td><td>3.7<\/td><td> CIBC Aventura Visa Card for Students<\/td><td><div class=\"py-2\"><img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f343f2a92ec22115033b2ff_card\" alt=\" CIBC Aventura Visa Card for Students\" class=\"mx-auto min-w-[66px] w-[195px] h-auto\"><\/div><\/td><td><div class=\"py-4 flex flex-col gap-2 items-center\"><a href=\"#anchor_7\" class=\"whitespace-nowrap button-link-sm-base button-link-filled \">See description<\/a><a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/cibc\/cibc-aventura-visa-card-for-students\/\" class=\"shrink-0 text-xs lg:text-base\">View details &#8594;<\/a><\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div>\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_1\" class=\"sticky-cta-start sticky-toc-start bg-surface-blue relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\"><span>Best Overall<\/span> Travel Credit Card<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>General travel credit cards excel at providing maximum flexibility and value across diverse travel scenarios.<\/p>\n<p>These cards typically offer strong earning rates across multiple categories, flexible redemption options, and comprehensive travel benefits without restricting you to specific airlines or hotel chains.<\/p>\n<p>The best overall travel cards combine high earning potential on travel and dining with valuable everyday rewards.<\/p>\n<p>They provide the versatility to redeem points for various travel options while including essential protections like travel insurance and purchase coverage.<\/p>\n<p>This category serves travelers who value flexibility over loyalty program benefits.<\/p>\n<p>Our methodology for overall travel cards emphasizes earning potential across multiple categories, redemption flexibility, welcome bonus value, and comprehensive travel benefits.<\/p>\n<p>We evaluate cards based on their ability to deliver value regardless of specific travel preferences or loyalty program memberships.<\/p>\n<h3>Winner: American Express Cobalt\u00ae Card<\/h3>\n<p>The American Express Cobalt Card is Canada\u2019s best all-around travel credit card. It delivers 5x points on dining and groceries, 3x on streaming, 2x on gas and transit, and 1x on all other purchases, with fees of $15.99\/month ($191.88\/year).<\/p>\n<p>Points transfer to multiple partners, including Aeroplan and British Airways Avios, allowing flexible redemption for flights, hotels, and travel packages. Based on typical monthly spending, the card can deliver a first-year value of\u00a0 $1,000, including welcome bonuses and category earnings.<\/p>\n<p>Cardholders benefit from comprehensive travel insurance, mobile device coverage, and trip interruption protection.<\/p>\n<p>A foreign currency conversion fee applies on this card with American Express.<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best Overall<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\">American Express Cobalt\u00ae Card<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f46aebc4726ce7207266a75_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn elevated rewards across everyday categories with 5x points on dining and groceries, plus additional multipliers on streaming, gas, and transit. Points can be redeemed for travel, statement credits, or transferred to airline and hotel partners for flexible value.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid grid-cols-2 lg:grid-cols-3 gap-4\">\n\t\t\t\t\t<div class=\"relative col-span-2 lg:col-span-1 bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$816<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f46aebc4726ce7207266a75')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Welcome bonus<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-xl\">Earn up to 15,000 Membership Rewards\u00ae points<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$666<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f46aebc4726ce7207266a75')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $191.88<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on purchase<\/span> <\/span>\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on cash advance<\/span> <\/span>\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on balance transfer<\/span> <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>High earn rates in everyday categories, flexible redemptions, and robust insurance make it ideal for frequent travelers who value versatility.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Urban professionals and frequent travelers who want to earn quickly on everyday spending.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You often shop where American Express isn\u2019t accepted.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>Scotiabank Passport Visa Infinite:<\/em> 0% FX and six annual lounge passes.<\/li>\n<li><em>CIBC Aventura Gold Visa:<\/em> Strong welcome bonus with flexible redemption options.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/amex\/american-express-cobalt-card\/\" class=\"whitespace-nowrap button-link-base button-link-outline \" >Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/www.americanexpress.com\/ca\/en\/credit-cards\/cobalt-card\/?linknav=ca-en-amex-cardshop-allcards-learn-cobaltCard\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f46aebc4726ce7207266a75'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f46aebc4726ce7207266a75_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">American Express Cobalt\u00ae Card &#8211; Amex Bank of Canada<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$1,007.96<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$12<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$120<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$360<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$300<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$66<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Additional Bonus:<\/strong> \n                    <span>$149.96<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$191.88<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$816.08<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f46aebc4726ce7207266a75'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f46aebc4726ce7207266a75_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">American Express Cobalt\u00ae Card &#8211; Amex Bank of Canada<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$858<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$12<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$120<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$360<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$300<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$66<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$191.88<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$666.12<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_2\" class=\" bg-white relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\">Best <span>Premium<\/span> Travel Credit Card<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>Premium travel credit cards cater to high-spending travelers who demand exclusive perks and superior service.<\/p>\n<p>These cards justify higher annual fees through comprehensive benefits like unlimited airport lounge access, elite status privileges, concierge services, and enhanced earning rates on travel purchases.<\/p>\n<p>Premium cards distinguish themselves through luxury amenities that enhance the entire travel experience.<\/p>\n<p>From priority boarding and complimentary upgrades to dedicated customer service lines and travel credits, these cards provide white-glove treatment that transforms travel from transportation into experience.<\/p>\n<p>Our evaluation of premium travel cards weighs exclusive benefits heavily, recognizing that these cards serve travelers for whom cost is secondary to convenience and luxury.<\/p>\n<p>We analyze cards based on their ability to provide premium experiences and time-saving benefits that justify their higher annual fees.<\/p>\n<h3>Winner: CIBC Aeroplan\u00ae Visa Infinite Privilege Card<\/h3>\n<p>The CIBC Aeroplan Visa Infinite Privilege delivers 2x Aeroplan points on Air Canada purchases, 1.5x on gas and groceries, and 1.25x on everything else.<\/p>\n<p>The card has an annual fee of $599. Cardholders receive elite qualifying credits, Maple Leaf Lounge access, and priority check-in, boarding, and baggage handling.<\/p>\n<p>Annual perks include a NEXUS fee rebate and lounge access via two programs: Maple Leaf Lounge access in North America when flying Air Canada or Star Alliance, plus six complimentary visits per year through Visa Airport Companion (DragonPass).<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best Premium<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\">CIBC Aeroplan Visa Infinite Privilege Card<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342a3992ec22115033b2fb_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn Aeroplan points on Air Canada, groceries, gas, and everyday purchases while accessing priority airport services, Maple Leaf Lounge access, and annual travel perks. The card also includes strong travel insurance and elite-qualifying benefits for frequent flyers.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid lg:grid-cols-2 gap-4\">\n\t\t\t\t\t<div class=\"relative  bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$350<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f342a3992ec22115033b2fb')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$211<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f342a3992ec22115033b2fb')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $599<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"font-light\">(First year rebated)<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on purchase<\/span> <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on cash advance<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 21.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on balance transfer<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 21.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>Combines premium Air Canada benefits, elite status boosts, and full-service protection for luxury travelers.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Frequent Air Canada flyers and premium travelers seeking elevated experiences.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You don\u2019t regularly fly Air Canada or prefer a lower annual fee.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>Amex Platinum:<\/em> Global lounge network and flexible transfer partners.<\/li>\n<li><em>Scotiabank Passport Visa Infinite:<\/em> Lower annual fee with 0% FX and lounge visits.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/cibc\/cibc-aeroplan-visa-infinite-privilege-card\/\" class=\"whitespace-nowrap button-link-base button-link-outline \">Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/www.cibc.com\/en\/personal-banking\/credit-cards\/all-credit-cards\/aeroplan-visa-infinite-privilege-card.html\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f342a3992ec22115033b2fb'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342a3992ec22115033b2fb_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">CIBC Aeroplan Visa Infinite Privilege Card &#8211; CIBC<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$809.55<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$31.5<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$189<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$226.8<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$189<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$173.25<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$460<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$349.55<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f342a3992ec22115033b2fb'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342a3992ec22115033b2fb_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">CIBC Aeroplan Visa Infinite Privilege Card &#8211; CIBC<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$809.55<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$31.5<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$189<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$226.8<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$189<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$173.25<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$599<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$210.55<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_3\" class=\" bg-surface-blue relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\">Best Travel Credit Card with <span>No Foreign Exchange Fees<\/span><\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>International travelers face a hidden cost that can significantly impact their travel budget: foreign exchange fees.<\/p>\n<p>Traditional credit cards typically charge 2.5% on foreign currency purchases, but specialized cards eliminate this expense while providing additional international travel benefits.<\/p>\n<p>Cards with no foreign transaction fees deliver immediate savings on every international purchase, from hotel bookings to restaurant meals.<\/p>\n<p>These savings compound quickly during international travel, often exceeding the value of traditional travel rewards for frequent international travelers.<\/p>\n<p>Our evaluation prioritizes cards that eliminate foreign exchange fees while maintaining strong rewards programs and international travel benefits.<\/p>\n<p>We consider global acceptance, international customer service, and travel protections that enhance the international travel experience.<\/p>\n<h3>Winner: Scotiabank Passport\u2122 Visa Infinite<\/h3>\n<p>The Scotiabank Passport Visa Infinite eliminates foreign transaction fees and earns 2x Scene+ points on travel, dining, entertainment, and gas, plus 1x on all other purchases. Cardholders receive six annual airport lounge visits and comprehensive travel insurance, including trip cancellation and baggage delay coverage.<\/p>\n<p>For travelers spending $1,000 monthly in foreign currencies, the FX savings alone exceed $300 per year, easily offsetting the $150 annual fee.<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best No Foreign Exchange Fees<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\">Scotiabank Passport\u00ae Visa Infinite +* Card<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f31a9ab92ec22115033b2c2_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn Scene+ points on travel, dining, entertainment, and gas with no foreign transaction fees on international purchases. The card also includes six annual lounge visits and comprehensive travel insurance for international trips.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid grid-cols-2 lg:grid-cols-3 gap-4\">\n\t\t\t\t\t<div class=\"relative col-span-2 lg:col-span-1 bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$586<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f31a9ab92ec22115033b2c2')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Welcome bonus<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-xl\">Earn up to $1,250 in value<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$336<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f31a9ab92ec22115033b2c2')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $150<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>20.99% <span class=\"font-light\">on purchase<\/span> <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on cash advance<\/span> <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on balance transfer<\/span> <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>Eliminates FX costs while offering strong earning potential and travel perks that rival premium cards.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Frequent international travelers, business travelers, and cross-border shoppers.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You rarely make foreign currency purchases.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>Scotiabank Gold American Express:<\/em> 0% FX and strong earn rates on dining, groceries and entertainment.<\/li>\n<li><em>Home Trust Preferred Visa:<\/em> 0% FX and no annual fee; limited travel perks and not available in Quebec.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/scotiabank\/scotiabank-passport-visa-infinite-card\/\" class=\"whitespace-nowrap button-link-base button-link-outline \">Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/api.fintelconnect.com\/t\/l\/6924a7e67522321bf30d8fa0\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f31a9ab92ec22115033b2c2'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f31a9ab92ec22115033b2c2_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">Scotiabank Passport\u00ae Visa Infinite +* Card &#8211; Scotiabank<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$736<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$24<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$60<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$216<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$120<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$66<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Additional Bonus:<\/strong> \n                    <span>$250<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$150<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$586<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f31a9ab92ec22115033b2c2'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f31a9ab92ec22115033b2c2_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">Scotiabank Passport\u00ae Visa Infinite +* Card &#8211; Scotiabank<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$486<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$24<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$60<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$216<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$120<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$66<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$150<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$336<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_4\" class=\" bg-white relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\">Best <span>Airline<\/span> Credit Card<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>Airline credit cards provide specialized benefits for travelers loyal to specific carriers or airline alliances.<\/p>\n<p>These cards offer enhanced earning rates on airline purchases, flight-related benefits like priority boarding and free checked bags, and pathways to elite status within airline loyalty programs.<\/p>\n<p>The best airline cards combine strong earning potential with valuable flight benefits that enhance the travel experience.<\/p>\n<p>From expedited security and boarding to complimentary upgrades and bonus miles, these cards provide tangible benefits that frequent flyers notice and appreciate.<\/p>\n<p>Our airline card evaluation emphasizes flight-related benefits, airline-specific earning rates, and elite status advantages.<\/p>\n<p>We analyze cards based on their ability to enhance the airline travel experience beyond simple rewards earning.<\/p>\n<h3>Winner: CIBC Aeroplan\u00ae Visa Infinite Card<\/h3>\n<p>The CIBC Aeroplan Visa Infinite delivers strong travel value for Air Canada flyers and Aeroplan members.<\/p>\n<p>Earn 2x points on Air Canada purchases, 1.5x on dining, gas, and groceries, and 1x on all other purchases.<\/p>\n<p>Key perks include a free first checked bag, priority boarding, preferred seat selection, and Elite Qualifying Credits toward status.<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best Airline<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\">CIBC Aeroplan Visa Infinite Card<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342cee7096af4588b011d8_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn Aeroplan points on Air Canada purchases, dining, gas, and groceries, with travel perks like a free first checked bag, priority boarding, and preferred pricing on flights. Points can be redeemed flexibly through the Aeroplan program with no blackout dates.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid grid-cols-2 lg:grid-cols-3 gap-4\">\n\t\t\t\t\t<div class=\"relative col-span-2 lg:col-span-1 bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$1,669<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f342cee7096af4588b011d8')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Welcome bonus<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-xl\">Earn up to 45,000 Aeroplan points<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$569<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f342cee7096af4588b011d8')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $139<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on purchase<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 20.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on cash advance<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 21.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on balance transfer<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 21.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>Combines everyday earning power with premium Air Canada travel benefits and strong insurance coverage.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Air Canada travelers who want flight perks and Aeroplan integration.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You prefer a fixed-value travel program or fly with other carriers.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>TD Aeroplan Visa Infinite:<\/em> Similar perks with frequent promotional offers.<\/li>\n<li><em>Amex Cobalt:<\/em> Transfer MR points to Aeroplan for more flexible accumulation.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/cibc\/cibc-aeroplan-visa-infinite-card\/\" class=\"whitespace-nowrap button-link-base button-link-outline \">Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/www.cibc.com\/en\/personal-banking\/credit-cards\/all-credit-cards\/aerogold-visa-infinite-card.html\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f342cee7096af4588b011d8'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342cee7096af4588b011d8_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">CIBC Aeroplan Visa Infinite Card &#8211; CIBC<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$1,808<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$0<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$180<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$216<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$180<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$132<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Additional Bonus:<\/strong> \n                    <span>$1,100<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$139<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$1,669<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f342cee7096af4588b011d8'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f342cee7096af4588b011d8_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">CIBC Aeroplan Visa Infinite Card &#8211; CIBC<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$708<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$0<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$180<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$216<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$180<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$132<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$139<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$569<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_5\" class=\" bg-surface-blue relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\">Best <span>Hotel<\/span> Credit Card<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>Hotel credit cards provide specialized rewards and benefits for frequent hotel guests, offering elevated earning rates on hotel stays, elite status benefits, and exclusive perks like room upgrades and late checkout.<\/p>\n<p>These cards excel for business travelers and vacation enthusiasts who prefer hotel stays over alternative accommodations.<\/p>\n<p>The best hotel cards combine strong earning potential with meaningful hotel benefits that enhance every stay.<\/p>\n<p>From automatic elite status to free night certificates, these cards provide tangible value that improves the hotel experience while building toward future free stays.<\/p>\n<p>Our hotel card evaluation emphasizes hotel-specific benefits, earning rates on hotel purchases, elite status pathways, and redemption value within hotel loyalty programs.<\/p>\n<p>We analyze cards based on their ability to enhance the hotel stay experience beyond basic rewards earned.<\/p>\n<h3>Winner: Marriott Bonvoy\u00ae American Express\u00ae Card<\/h3>\n<p>The Marriott Bonvoy Amex offers 5x points at Marriott hotels and 2x points on all other eligible purchases.<\/p>\n<p>Cardholders receive automatic Silver Elite status, an annual free night certificate (up to 35,000 points), and access to exclusive member rates and late checkout privileges.<\/p>\n<p>The $120 annual fee is offset by the annual free night, which can easily exceed that value at most Marriott properties.<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best Hotel<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\">Marriott Bonvoy\u1d40\u1d39\u00a0American Express\u00ae* Card<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f7605b526875048523bc75c_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn 5x points at Marriott properties and 2x on all other eligible purchases, with automatic Silver Elite status and an annual free night certificate. Points can be redeemed across Marriott\u2019s global portfolio for stays, upgrades, and hotel perks.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid grid-cols-2 lg:grid-cols-3 gap-4\">\n\t\t\t\t\t<div class=\"relative col-span-2 lg:col-span-1 bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$1,086<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f7605b526875048523bc75c')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Welcome bonus<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-xl\">Earn up to 110,000 Marriott Bonvoy\u00ae points<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$636<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f7605b526875048523bc75c')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $120<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on purchase<\/span> <\/span>\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on cash advance<\/span> <\/span>\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on balance transfer<\/span> <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>Delivers excellent value through elite status, flexible redemptions, and an annual free night benefit.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Frequent hotel guests who stay with Marriott or value reliable global redemption options.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You prefer independent hotels or alternative accommodations.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>Amex Platinum:<\/em> Hotel status upgrades across multiple chains.<\/li>\n<li><em>RBC Avion Visa Infinite:<\/em> Flexible points usable for any hotel brand.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/amex\/marriott-bonvoyamerican-express-card\/\" class=\"whitespace-nowrap button-link-base button-link-outline \">Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/www.americanexpress.com\/ca\/en\/credit-cards\/marriott-bonvoy-card\/?linknav=ca-en-amex-cardshop-allcards-image-marriottBonvoyAmericanExpressCard\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f7605b526875048523bc75c'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f7605b526875048523bc75c_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">Marriott Bonvoy\u1d40\u1d39\u00a0American Express\u00ae* Card &#8211; Amex Bank of Canada<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$1,206<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$21.6<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$108<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$129.6<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$108<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$118.8<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Additional Bonus:<\/strong> \n                    <span>$720<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$120<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$1,086<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f7605b526875048523bc75c'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f7605b526875048523bc75c_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">Marriott Bonvoy\u1d40\u1d39\u00a0American Express\u00ae* Card &#8211; Amex Bank of Canada<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$756<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$21.6<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$108<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$129.6<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$108<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$118.8<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Additional Bonus:<\/strong> \n                    <span>$270<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$120<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$636<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_6\" class=\" bg-white relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\">Best <span>No-Fee<\/span> Travel Credit Card<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>No-fee travel credit cards provide valuable travel rewards and benefits without ongoing annual costs, making them ideal for budget-conscious travelers or those testing travel rewards before committing to premium cards.<\/p>\n<p>These cards prove that you don\u2019t need to pay annual fees to earn meaningful travel rewards.<\/p>\n<p>The best no-fee travel cards combine respectable earning rates with essential travel benefits like basic travel insurance and flexible redemption options.<\/p>\n<p>While they may not offer premium perks like lounge access, they provide solid value for travelers who prioritize cost efficiency.<\/p>\n<p>Our no-fee travel card evaluation focuses on earning potential, welcome bonuses, and travel benefits available without annual costs.<\/p>\n<p>We analyze cards based on their ability to provide meaningful travel value while maintaining accessibility through lower barriers to entry.<\/p>\n<h3>Winner: MBNA Rewards Platinum Plus\u00ae Mastercard<\/h3>\n<p>The MBNA Rewards Platinum Plus Mastercard earns 2 points per dollar on restaurant, grocery, digital media, membership, and household utility purchases, and 1 point per dollar on everything else, with no annual fee. Points can be redeemed for flights, hotels, car rentals, and statement credits through the MBNA Rewards portal, with no blackout dates.<\/p>\n<p>The card includes purchase assurance, extended warranty, and mobile device insurance, which is uncommon for a no-fee card.<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best No-Fee<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\">MBNA Rewards Platinum Plus\u00ae Mastercard\u00ae<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f452d6b4726ce7207266a6e_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn bonus points on restaurant, grocery, digital media, membership, and household utility purchases with no annual fee. Points can be redeemed for travel bookings, hotels, car rentals, and statement credits through the MBNA Rewards portal.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid lg:grid-cols-2 gap-4\">\n\t\t\t\t\t<div class=\"relative  bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$256<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f452d6b4726ce7207266a6e')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$231<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f452d6b4726ce7207266a6e')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $0<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>19.99% <span class=\"font-light\">on purchase<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 20.99 % \t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t\t<span>24.99% <span class=\"font-light\">on cash advance<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 20.99 % \t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on balance transfer<\/span> <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>It delivers solid everyday earn rates, flexible travel redemptions, and useful protection benefits, all with no annual cost.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Cost-conscious travellers or those new to travel rewards who want to avoid annual fees.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You\u2019re looking for premium perks such as lounge access or comprehensive travel insurance.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>Home Trust Preferred Visa:<\/em> 0% foreign transaction fees and no annual fee.<\/li>\n<li><em>Tangerine Money-Back Credit Card:<\/em> Earn up to 2% cash back in chosen categories and redeem toward travel savings.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/mbna\/mbna-rewards-platinum-plus-mastercard\/\" class=\"whitespace-nowrap button-link-base button-link-outline \">Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/apply.mbna.ca\/applicationform\/generateApplicationForm.htm?src=DADM52&#038;locale=en_CA\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f452d6b4726ce7207266a6e'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f452d6b4726ce7207266a6e_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">MBNA Rewards Platinum Plus\u00ae Mastercard\u00ae &#8211; MBNA bank<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$256<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$6<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$60<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$72<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$60<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$33<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Additional Bonus:<\/strong> \n                    <span>$25<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$0<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$256<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f452d6b4726ce7207266a6e'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f452d6b4726ce7207266a6e_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\">MBNA Rewards Platinum Plus\u00ae Mastercard\u00ae &#8211; MBNA bank<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$231<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$6<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$60<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$72<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$60<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$33<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$0<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$231<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section x-data=\"cardDetails\" id=\"anchor_7\" class=\" bg-surface-blue relative overflow-hidden section-p\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head mb-21 lg:mb-15 mx-auto 2xl:mx-0 max-w-[900px] 2xl:max-w-180\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-20 text-center 2xl:text-left\"><span>Best Students<\/span> Travel Credit Card<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"2xl:flex items-start gap-20\">\n\t\t\t<div class=\"prose prose-primary mb-12 2xl:mb-0 max-w-[900px] mx-auto 2xl:w-1\/2 2xl:max-w-180\">\n\t\t\t\t<p>Student travel credit cards cater to young adults building credit while exploring the world.<\/p>\n<p>These cards offer lower approval requirements, educational benefits, and pathways to premium cards after graduation.<\/p>\n<p>They provide an excellent introduction to travel rewards for budget-conscious students.<\/p>\n<p>The best student travel cards balance accessibility with meaningful benefits, offering earning rates that compete with mainstream cards while providing educational resources and graduation benefits.<\/p>\n<p>These cards recognize that today\u2019s students become tomorrow\u2019s premium cardholders.<\/p>\n<p>Our student travel card evaluation emphasizes accessibility, educational benefits, graduation pathways, and real value for student spending patterns.<\/p>\n<p>We analyze cards based on their ability to provide immediate value while building toward future premium travel card relationships.<\/p>\n<h3>Winner: CIBC Aventura\u00ae Visa Card for Students<\/h3>\n<p>The CIBC Aventura Visa Card for Students offers flexible travel rewards, easy approval, and no annual fee.<\/p>\n<p>Cardholders earn 1 point per dollar on travel booked through the CIBC Rewards Centre and 1 point per dollar on eligible gas, EV charging, grocery, and drugstore purchases.<\/p>\n<p>Every new card includes a free SPC+ membership, giving students discounts at hundreds of Canadian retailers, restaurants, and travel brands.<\/p>\n<p>Insurance coverage includes purchase security and extended warranty protection.<\/p>\n<p>However, this card does not include travel medical or trip cancellation insurance, so it\u2019s best paired with a separate travel policy.<\/p>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"bg-white p-5 lg:px-13 lg:py-15 rounded-lg max-w-[900px] mx-auto 2xl:mx-0\">\n\t\t\t\t<div class=\"lg:flex gap-11 items-start mb-6 lg:mb-12\">\n\t\t\t\t\t<div class=\"border-b pb-3 grow mb-13 lg:mb-0\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"tag mb-4 lg:mb-12\">Best for Students<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"text-xl lg:text-2xl font-regular\"> CIBC Aventura Visa Card for Students<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f343f2a92ec22115033b2ff_card\" class=\"order-first w-full max-w-[425px] lg:max-w-[215px] h-auto\" alt=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none mb-15 lg:mb-10\">\n\t\t\t\t\t\t<p>Earn Aventura points on travel booked through the CIBC Rewards Centre and on eligible everyday purchases, with no annual fee. Students also receive a free SPC+ membership and access to flexible travel redemptions.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t<div class=\"text-center grid grid-cols-2 lg:grid-cols-3 gap-4\">\n\t\t\t\t\t<div class=\"relative col-span-2 lg:col-span-1 bg-primary-accent text-white font-medium rounded-sm p-4 lg:p-8 flex flex-col items-center justify-center\">\n\t\t\t\t\t\t<span class=\"text-[42px] lg:text-[70px] leading-none\">$508<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-2xl\">first year value<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-fyv-5f343f2a92ec22115033b2ff')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info-white.CFQHZoCo.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Welcome bonus<\/span>\n\t\t\t\t\t\t<span class=\"text-sm lg:text-xl\">Earn up to 12,500 Aventura Points<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"relative bg-surface-pink xs:text-lg lg:text-2xl rounded-sm p-2 lg:p-8 flex flex-col items-center justify-between font-medium\">\n\t\t\t\t\t\t<span class=\"mb-7 lg:mb-10\">Subsequent years estimated value<\/span>\n\t\t\t\t\t\t<span class=\"lg:text-xl\">$508<\/span>\n\t\t\t\t\t\t<img decoding=\"async\" @click=\"openModal('cc-cyv-5f343f2a92ec22115033b2ff')\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 cursor-pointer absolute top-1.5 right-1.5\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"mt-4 text-center bg-surface-pink rounded-sm xs:text-lg lg:text-2xl p-4 lg:p-8 flex flex-col items-center justify-center font-medium mb-12\">\n\t\t\t\t\t<div class=\"mb-2\">\n\t\t\t\t\t\t<span>Annual Fees: $0<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"mt-3\">\n\t\t\t\t\t\t<span>Interest Rates:<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-col mt-2\">\n\t\t\t\t\t\t\t<span>21.99% <span class=\"font-light\">on purchase<\/span> <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on cash advance<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 21.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t\t<span>22.99% <span class=\"font-light\">on balance transfer<\/span>\n\t\t<span x-data=\"tooltip\" @mouseenter=\"open = true\" @mouseleave=\"open = false\" @click=\"open = !open\" class=\"relative inline-flex items-center cursor-pointer\">\n\n\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/info.BWfkIwl0.svg\" class=\"p-1 w-6 h-6 lg:w-7 lg:h-7 transform -translate-y-1 -translate-x-2\">\n\n\t\t\t<!-- Tooltip box -->\n\t\t\t<div x-show=\"open\" x-cloak x-transition @click.outside=\"open = false\" class=\"absolute left-1\/2 top-1\/2 transform -translate-x-1\/2 mt-2 bg-primary-dark text-white text-xs px-3 py-2 rounded-xs shadow-(--shadow) whitespace-nowrap z-50\">\n\t\t\t\tQC: 21.99%\t\t\t<\/div>\n\t\t<\/span>\n\t\t <\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div x-show=\"isOpen\" x-transition.opacity.scale.duration.300ms x-cloak class=\"prose prose-primary max-w-none pb-10\">\n\t\t\t\t\t<p><strong>Why it wins:<\/strong><\/p>\n<p>It combines flexible Aventura travel rewards, SPC+ discounts, and no annual fee, making it ideal for students who want to earn travel points while building credit.<\/p>\n<p><strong>Best for:<\/strong><\/p>\n<p>Students planning short trips or building travel points without paying annual fees.<\/p>\n<p><strong>Not ideal if:<\/strong><\/p>\n<p>You travel internationally or want built-in travel insurance coverage.<\/p>\n<p><strong>Alternatives to compare:<\/strong><\/p>\n<ul>\n<li><em>Simplii Financial Cash Back Visa:<\/em> 4% cash back on dining, no annual fee, low income requirement.<\/li>\n<li><em>Neo Secured Mastercard:<\/em> Guaranteed approval option with customizable cash back categories and no annual fee.<\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"relative pt-7 flex flex-wrap gap-4 items-center justify-between border-t\">\n\t\t\t\t\t<span class=\"absolute -top-7 right-0 text-primary-accent font-medium underline cursor-pointer\" @click=\"toggle()\" x-text=\"getToggleLabel()\">+ More details<\/span>\n\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare-credit-cards\/cibc\/cibc-aventura-visa-card-for-students\/\" class=\"whitespace-nowrap button-link-base button-link-outline \">Learn More<\/a>\n\t\t\t\t\t<a href=\"https:\/\/www.cibc.com\/en\/personal-banking\/credit-cards\/all-credit-cards\/aventura-visa-for-students.html\" class=\"whitespace-nowrap button-link-base button-link-filled \" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Apply now<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-fyv-5f343f2a92ec22115033b2ff'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f343f2a92ec22115033b2ff_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\"> CIBC Aventura Visa Card for Students &#8211; CIBC<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for the first year<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$508.2<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$13.2<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$132<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$158.4<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$132<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$72.6<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$0<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$508.2<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<!-- Trigger (optional). Wrap with x-data -->\n\t\t\n\t\t<!-- Modal Root -->\n\t\t<div x-data x-show=\"$store.modal.active === 'cc-cyv-5f343f2a92ec22115033b2ff'\" \n\t\t\tx-cloak  \n\t\t\tx-transition.opacity class=\"fixed inset-0 z-50 flex items-center justify-center bg-black\/60 backdrop-blur-sm \" \n\t\t\t@keydown.escape.window=\"$store.modal.close()\" \n\t\t\t@click.self=\"$store.modal.close()\">\n\t\t\t<!-- Modal Panel -->\n\t\t\t<div x-transition.scale class=\"relative bg-white rounded-md w-full max-w-lg mx-4 p-4 relative max-h-[90vh] flex flex-col\">\n\t\t\t\t<!-- Close Button -->\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/close-circle.jdv_hBwX.svg\" @click=\"$store.modal.close()\" class=\"p-1 w-7 h-7 lg:w-8 lg:h-8 absolute top-2 right-2 cursor-pointer\">\n\n\t\t\t\t<!-- Title -->\n\t\t\t\t\n\t\t\t\t<!-- Body -->\n\t\t\t\t<div class=\"flex-1 overflow-y-auto p-4\">\n\t\t\t\t\t        <div class=\"flex gap-3\">\n            <img decoding=\"async\" src=\"https:\/\/hardbacon-prod.s3.us-east-1.amazonaws.com\/comparators\/5f343f2a92ec22115033b2ff_card\" class=\"max-w-[100px] h-auto\" alt=\"\">\n            <span class=\"font-medium text-base\"> CIBC Aventura Visa Card for Students &#8211; CIBC<\/span>\n        <\/div>\n\n        <div class=\"mt-10\">\n            <p class=\"font-medium mb-5\">Estimated rewards for subsequent years<sup>*<\/sup><\/p>\n\n            <div class=\"flex justify-between mb-2\">\n                <strong>Total Reward:<\/strong>\n                <span>$508.2<\/span>\n            <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Entertainment:<\/strong> \n                    <span>$13.2<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Gas:<\/strong> \n                    <span>$132<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Groceries:<\/strong> \n                    <span>$158.4<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Restaurants:<\/strong> \n                    <span>$132<\/span>\n                <\/div>\n                            <div class=\"flex justify-between mb-1\">\n                    <strong>Other:<\/strong> \n                    <span>$72.6<\/span>\n                <\/div>\n                        <div class=\"flex justify-between mb-1\">\n                <strong>Annual Fee:<\/strong>\n                <span>$0<\/span>\n            <\/div>\n\n            <div class=\"flex justify-between mt-2\">\n                <strong>Total:<\/strong>\n                <span>$508.2<\/span>\n            <\/div>\n        <\/div>\n\n        <div class=\"mt-5 pt-3 border-t text-xxs\">\n            <sup>*<\/sup> The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants,\n             or on the amounts entered by the user in the expense calculator on this page, if provided.        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n<\/section>\n\n\n<section id=\"anchor_8\" class=\" relative overflow-hidden section-p bg-surface-blue\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head-center mb-21 lg:mb-36\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-7\">Top Travel Credit Cards from Leading <span>Networks<\/span><\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Each major credit card network offers unique advantages for Canadian travelers. Understanding their strengths helps you choose the card that best matches your travel style and destination preferences.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div class=\"swiper !overflow-visible lg:!overflow-hidden\" x-data=\"swiper()\" x-ref=\"container\">\n\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide !flex flex-col py-16 px-8 lg:pt-13 lg:pb-8 lg:px-10 !h-auto !w-[365px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] bg-white rounded-sm text-center mr-2.5 lg:mr-6 last:mr-0\">\n\t\t\t\t\t\t<div class=\"grow min-h-40 flex items-center\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/assets\/visa.B5bBg2Dq.webp\" class=\"mx-auto mb-13 lg:mb-9 w-auto h-auto max-w-52 max-h-40\" alt=\"\">\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mb-12 prose prose-primary max-w-none\"><p>Visa offers the widest worldwide acceptance, making it ideal for international travelers visiting remote or diverse destinations. Its cards combine broad usability with solid travel insurance, flexible redemptions, and access to the Visa Airport Companion program.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare\/credit-cards\/?cc_n=visa\" class=\"font-medium\">Explore 104 cards &#8594;<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide !flex flex-col py-16 px-8 lg:pt-13 lg:pb-8 lg:px-10 !h-auto !w-[365px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] bg-white rounded-sm text-center mr-2.5 lg:mr-6 last:mr-0\">\n\t\t\t\t\t\t<div class=\"grow min-h-40 flex items-center\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/assets\/mastercard.BIW8gfk9.webp\" class=\"mx-auto mb-13 lg:mb-9 w-auto h-auto max-w-52 max-h-40\" alt=\"\">\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mb-12 prose prose-primary max-w-none\"><p>Mastercard provides strong global coverage and premium perks through its World Elite program. Travelers benefit from DragonPass lounge access, global concierge services, and comprehensive protections that enhance convenience and peace of mind.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare\/credit-cards\/?cc_n=mastercard\" class=\"font-medium\">Explore 83 cards &#8594;<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide !flex flex-col py-16 px-8 lg:pt-13 lg:pb-8 lg:px-10 !h-auto !w-[365px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] bg-white rounded-sm text-center mr-2.5 lg:mr-6 last:mr-0\">\n\t\t\t\t\t\t<div class=\"grow min-h-40 flex items-center\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/assets\/amex.DIG71yBp.webp\" class=\"mx-auto mb-13 lg:mb-9 w-auto h-auto max-w-52 max-h-40\" alt=\"\">\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"mb-12 prose prose-primary max-w-none\"><p>American Express specializes in premium travel benefits and flexible Membership Rewards. While acceptance is more limited than Visa or Mastercard, its superior customer service, transfer partners, and exclusive experiences deliver exceptional value for frequent travelers.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare\/credit-cards\/?cc_n=amex\" class=\"font-medium\">Explore 17 cards &#8594;<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div>\n\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end mt-7 lg:mt-12\">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/section>\n\n\n<section id=\"anchor_9\" class=\" section-p\">\n\t<div class=\"container\">\n\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Pros &#038; <span>Cons<\/span><\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t<div class=\"grid lg:grid-cols-2 gap-6 lg:gap-20\">\n\t\t\t\t\t\t\t\t\t<div class=\"rounded-sm p-8 lg:p-10 bg-surface-green\">\n\t\t\t\t\t\t<h6 class=\"text-center mb-10 lg:mb-12\"><span class=\"tag text-primary-dark\">Pros<\/span><\/h6>\n\t\t\t\t\t\t<ul class=\"xl:text-2xl\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 High earning rates on travel, dining, and everyday purchases.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 Airport lounge access with food, Wi-Fi, and comfort.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 Strong travel insurance for medical and trip protection.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 No foreign transaction fees on international purchases.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u2705 Elite status perks and priority travel benefits.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"rounded-sm p-8 lg:p-10 bg-surface-pink\">\n\t\t\t\t\t\t<h6 class=\"text-center mb-10 lg:mb-12\"><span class=\"tag text-primary-dark\">Cons<\/span><\/h6>\n\t\t\t\t\t\t<ul class=\"xl:text-2xl\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c High annual fees that require frequent travel to justify.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c Complicated redemption rules and blackout dates.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c Large spending requirements for welcome bonuses.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"mb-4 lg:mb-7 last:mb-0\">\u274c Spending caps and higher interest rates reduce value.<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\n\t<\/div>\n<\/section>\n\n\n\n<section id=\"anchor_10\" class=\" section-p\">\n\t<div class=\"container-wide section-p rounded xl:bg-surface-green\">\n\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\"><span>How to Choose<\/span> the Right Travel Credit Card<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Choosing a travel credit card starts with understanding your travel habits, spending patterns, and the benefits you value most. The right card should enhance your trips, fit your budget, and reward your everyday spending, not just your vacations.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t<ol class=\"bg-surface-green rounded p-7 py-12 lg:px-10 lg:py-14 xl:pb-0 grid lg:max-w-[var(--container-default-2xl)] lg:mx-auto lg:grid-cols-2 auto-rows-auto gap-x-20 gap-y-16 xl:gap-y-20 xl:gap-x-32\">\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">01<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Travel Frequency and Spending<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>Frequent flyers benefit from premium cards offering lounge access, insurance, and priority perks that justify higher annual fees. Occasional travelers should focus on strong earn rates and welcome bonuses, while infrequent travelers may prefer no-fee cards that still reward everyday spending.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">02<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Loyalty and Reward Type<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>If you are loyal to a specific airline or hotel, co-branded cards add value through perks like free checked bags, upgrades, or elite status. Flexible travel cards are better for travelers who want freedom to redeem across multiple airlines and hotels without loyalty restrictions.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">03<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Travel Insurance Coverage<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>Comprehensive travel insurance can save thousands in emergencies, especially for international or adventure trips. Families and frequent travelers should look for cards that extend coverage to spouses and dependents for added peace of mind.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">04<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Airport Lounge Access and Perks<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>Lounge access, concierge services, and status benefits can elevate frequent travel experiences. If you travel less often, focus on cards that offer strong earn rates and essential protections instead of luxury perks.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">05<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Annual Fees and Value<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>Weigh annual fees against your actual benefit usage and reward potential. Premium cards can offer exceptional value if you travel frequently, while no-fee options work best for those who prefer simplicity and steady savings.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">06<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Foreign Exchange and Global Acceptance<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>Foreign transaction fees of 2.5 percent can erase travel rewards, so frequent international travelers should choose cards with no FX fees. Check network acceptance abroad since Visa and Mastercard are widely accepted while American Express may be limited in some destinations.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"flex flex-col lg:flex-row items-start gap-3 lg:gap-7\">\n\t\t\t\t\t\t<span class=\"tag--filled\">07<\/span>\n\t\t\t\t\t\t<div class=\"lg:pt-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"mb-9 lg:mb-10\">Eligibility and Bonus Requirements<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xl:text-xl\">\n\t\t\t\t\t\t\t\t<!-- wysiwyg. Can use `prose` -->\n\t\t\t\t\t\t\t\t<p>Premium travel cards often require excellent credit and higher income, while entry-level cards are easier to qualify for. Choose bonuses that align with your normal spending to meet minimum spend goals without overspending.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ol>\n\t\t\t<\/div>\n<\/section>\n\n\n<section id=\"anchor_11\" class=\" bg-white section-p\">\n\t<div class=\"container\">\n\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Travel Credit Cards in Canada <span>FAQs<\/span><\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t\t\t<ul x-data=\"accordionGroup([0])\">\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(0)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">What makes a good travel credit card?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(0)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(0)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(0)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>A good travel credit card combines strong earning rates on travel and related purchases with valuable benefits that enhance your travel experience. Look for cards offering at least 2x points on travel purchases, comprehensive travel insurance, and redemption flexibility. The best cards also provide welcome bonuses that offset annual fees and benefits like airport lounge access that add tangible value to your trips.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(1)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">How do travel points work vs. cash back?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(1)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(1)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(1)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>Travel points typically offer higher redemption value than cash back when used for travel purchases, often providing 1-3 cents per point compared to 1 cent for cash back. Points can be redeemed for flights, hotels, car rentals, or transferred to airline and hotel partners for potentially even higher value. However, cash back provides simplicity and guaranteed value without redemption restrictions or program changes.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(2)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">Are annual fees worth it for travel cards?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(2)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(2)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(2)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>Annual fees are worthwhile when the card\u2019s benefits and rewards exceed the fee amount. Calculate the value of benefits like airport lounge access ($400+ annually), travel insurance ($200+ annually), and enhanced earning rates based on your spending. For frequent travelers who can utilize premium benefits, annual fees often represent excellent value. Occasional travelers may prefer no-fee options.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(3)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">What travel insurance do credit cards provide?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(3)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(3)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(3)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>Travel credit cards typically include emergency medical coverage ($1-5 million), trip cancellation\/interruption protection, baggage delay and loss coverage, and car rental collision protection. Premium cards may also include flight delay coverage, travel accident insurance, and concierge services. Coverage varies significantly between cards, so review specific terms and exclusions before relying on card insurance for trip protection.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(4)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">How to maximize airport lounge access?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(4)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(4)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(4)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>Maximize lounge access by understanding your card\u2019s specific program and limitations. Priority Pass membership typically includes 4-6 free visits annually, while premium cards may offer unlimited access. Check participating lounges at your frequent airports and travel with eligible guests when permitted. Consider the value based on your travel frequency\u2014frequent travelers benefit most from unlimited access programs.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(5)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">Do foreign exchange fees matter for online shopping?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(5)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(5)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(5)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>Foreign transaction fees apply to online purchases from international retailers, adding 2.5% to your purchase cost. This affects online shopping from foreign websites, subscription services based abroad, and app purchases processed internationally. Cards waiving foreign transaction fees provide immediate savings on these purchases, making them valuable even for domestic travelers who shop internationally online.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"mb-5 rounded bg-surface-blue hover:shadow-(--shadow) transition-shadow duration-300\">\n\t\t\t\t\t\t<div @click=\"toggle(6)\" class=\"flex justify-between items-center gap-5 lg:gap-11 min-h-[150px] pl-8 lg:p-12 pr-5 lg:pr-11 cursor-pointer\">\n\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t<h4 class=\"text-xl lg:text-2xl flex-grow\">What credit score is needed for premium travel cards?<\/h4>\n\n\t\t\t\t\t\t\t<span x-show=\"!isOpen(6)\" class=\"shrink-0 flex items-center justify-center border-1-primary rounded-full w-[45px] h-[45px]\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/plus.DA-S4See.svg\" width=\"17\" height=\"17\" alt=\"Open expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span x-show=\"isOpen(6)\" class=\"shrink-0 flex items-center justify-center bg-white rounded-full w-[45px] h-[45px]\" >\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/minus.D5WUGqkk.svg\" width=\"17\" height=\"17\" alt=\"Close expandable\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div x-show=\"isOpen(6)\" x-transition>\n\t\t\t\t\t\t\t<div class=\"prose prose-primary max-w-none lg:prose-xl pb-9 pl-8 pr-20 lg:pl-12 lg:pr-26\"><p>Premium travel cards typically require excellent credit scores (740+) and substantial income ($80,000+ individual, $150,000+ household). Mid-tier travel cards may accept good credit (660+) with moderate income requirements, while entry-level options accept fair credit (600+) with lower income thresholds. Check specific eligibility requirements and consider building credit with entry-level cards before applying for premium options.<\/p>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n\n<section  class=\"section-p sticky-cta-end sticky-toc-end\">\n\t<div class=\"container-wide section-p bg-white rounded-md px-2 xs:px-6 md:px-12 lg:px-20 xl:flex xl:gap-20 items-center\">\n\t\t<div class=\"text-center mx-auto mb-16 xl:text-left xl:mb-0\">\n\t\t\t\t\t\t<header class=\"section-head mx-auto\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Final <span>Thoughts<\/span><\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>The best travel credit card is the one that fits your travel style, spending habits, and financial goals.<\/p>\n<p>Whether you travel often for business or take a few vacations each year, the right card can make every trip more rewarding through flexible points, strong insurance, and valuable perks.<\/p>\n<p>By comparing cards based on your real-world travel needs and choosing benefits you\u2019ll actually use, you can turn everyday spending into meaningful travel experiences that save money and enhance every journey.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/compare\/credit-cards\/?cc_ex%5B%5D=Vacation\" class=\"whitespace-nowrap button-link-base button-link-filled mt-8\" target=\"_self\">Compare Travel Credit Cards<\/a>\t\t<\/div>\n\n\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2025\/11\/credit-cards-illustration.svg\" class=\"w-full h-auto max-w-[600px] mx-auto rounded-sm\" alt=\"credit-cards-illustration\" loading=\"lazy\" \/>\t\t\t<\/div>\n<\/section>\n\n\n<section class=\" section-p\">\n\t<div class=\"container-wide bg-surface-pink relative section-p px-5 sm:px-10 lg:px-20 rounded relative lg:flex items-start gap-20\">\n\t\t<div class=\"shrink-0\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2025\/03\/Mathieu-LR-300x300.webp\" width=\"190\" height=\"190\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2025\/03\/Mathieu-LR-768x768.webp 2x\" alt=\"Mathieu Laliberte-Robert\" class=\"avatar avatar-190 wp-user-avatar wp-user-avatar-190 alignnone photo rounded-full mb-7 lg:mb-0\" \/>\t\t<\/div>\n\t\t<div class=\"grow\">\n\t\t\t<div class=\"flex items-end justify-between mb-4 border-b pb-4\">\n\t\t\t\t<h6 class=\"leading-none text-2xl\">Mathieu Laliberte-Robert<\/h6>\n\n\t\t\t\t\t\t\t\t\t<div class=\"absolute lg:static top-16 right-6 items-end flex flex-col lg:flex-row gap-4\">\n\t\t\t\t\t\t<a href=\"mailto:info@plutera.ca\" class=\"whitespace-nowrap button-link-sm-base button-link-outline \" >Email<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"mt-8 2xl:flex items-start justify-between\">\n\t\t\t\t\t\t\t\t\t<p class=\"2xl:max-w-[800px]\">Mathieu is a finance and digital marketing professional with experience across banking, investment services, and financial product marketing. He previously worked with organizations such as National Bank, Manulife Securities, and Accenture. He is part of the leadership team at Hardbacon, where he contributes to editorial strategy and financial content aimed at helping Canadians make informed decisions.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section  class=\" bg-white section-p overflow-hidden\">\n\t<div class=\"container-wide\">\n\t\t\t\t\t<header class=\"section-head-center mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\"><span>Insights<\/span> and Useful Articles<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Hardbacon makes managing your money easier by combining comprehensive financial tools, unbiased comparisons and personalized insights.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t<div x-data=\"tabs(0)\">\n\t\t\t<div class=\"flex flex-wrap justify-center gap-4 lg:gap-6 mb-20 lg:mb-24 borer-b border-primary-dark\">\n\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 0 )\" :class=\"isActive( 0 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Credit Cards<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 1 )\" :class=\"isActive( 1 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Travel<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 2 )\" :class=\"isActive( 2 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Budget<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 3 )\" :class=\"isActive( 3 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Banking<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 4 )\" :class=\"isActive( 4 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Investing<\/button>\t\t\t\t\t\t\t\t\t<button  class=\"whitespace-nowrap button-link-sm-base button-link-outline font-regular \" @click=\"setTab( 5 )\" :class=\"isActive( 5 ) ? &#039;bg-primary-accent text-white font-medium&#039; : &#039;&#039;\">Financial planning<\/button>\t\t\t\t\t\t\t<\/div>\n\t\t\t<div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(0)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/wealthsimple-cash-review-2021-go-or-no-go\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Wealthsimple prepaid card showed on an iPhone screen and besides is a pile of coins\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/10\/Wealthsimple-Prepaid-Card.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Wealthsimple Prepaid Mastercard: My Experience with Wealthsimple Chequing account                <\/h3>\n\n                                    <p class=\"excerpt\">Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I&#8217;ve had a Wealthsimple account for several years and applied for the Wealthsimple prepaid Mastercard in August 2025. How does it compare with the\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/koho-visa-vs-wealthsimple-cash\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"KOHO prepaird card on the left againts yellow background and Wealthsimple Cash card on the right against a blue background\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/04\/KOHO-vs-Wealthsimple.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    KOHO Mastercard Versus Wealthsimple Cash: Which Prepaid Card Is Right for You?                <\/h3>\n\n                                    <p class=\"excerpt\">KOHO and Wealthsimple are some of the first names that come to mind when you think of prepaid cards in Canada. These two companies are often compared despite the fact that they are not similar. On the one hand, KOHO\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/black-card\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"black credit cards\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-cottonbro-3944405.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 8 Best Black Credit Cards in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Black credit cards are the ultimate status symbol. Often rare and exclusive, they\u2019re designed for the rich and are considered prestigious. Plus, they come with some great perks including special discounts and premium benefits not available with a standard card.\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/easiest-credit-card-to-get-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-1024x576.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Credit Cards\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-1024x576.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-300x169.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-768x432.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-1536x864.jpg 1536w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/piggybank-oqkmdriPiHM-unsplash-scaled-1-2048x1152.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 8 Easiest Credit Cards to Get in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Qualifying for a new credit card can be tough. What are the easiest credit cards to get in Canada? Whether you have insufficient credit history or a poor credit score, it can be difficult to determine exactly which cards you\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/credit-cards\/costco-credit-card\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"New CIBC Costco Credit Card\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/cibic-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Credit Cards<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The CIBC Costco Credit Card: Benefits and Alternatives                <\/h3>\n\n                                    <p class=\"excerpt\">The CIBC Costco credit card comes with great rewards and can reduce your bill if you shop at Costco often. But if you shop at several different locations, take the time to compare it to other store credit cards. Quick\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/credit-cards\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(1)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/travel\/nexus-card-for-canadians-the-ultimate-guide\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"701\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/hermes-rivera-aJ8F0SmOBpY-unsplash-scaled-e1644533525214-1024x701.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Nexus card Canada\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/hermes-rivera-aJ8F0SmOBpY-unsplash-scaled-e1644533525214-1024x701.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/hermes-rivera-aJ8F0SmOBpY-unsplash-scaled-e1644533525214-300x205.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/hermes-rivera-aJ8F0SmOBpY-unsplash-scaled-e1644533525214-768x525.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/hermes-rivera-aJ8F0SmOBpY-unsplash-scaled-e1644533525214.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Travel<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Benefits of the NEXUS Card and How to Get One for Free                <\/h3>\n\n                                    <p class=\"excerpt\">The NEXUS card can be used to cross the border between US and Canada by Canadian citizens who have been pre-screened and considered low-risk individuals. You can benefit from expedited processing through dedicated lanes at the airport, land borders, or\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/travel\/empty-leg-flights-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/empty-leg-flights-canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/empty-leg-flights-canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/empty-leg-flights-canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/empty-leg-flights-canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/08\/empty-leg-flights-canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Travel<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 5 Best Websites to Book Empty Leg Flights in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Long security lines. Fighting for overhead bin space. Elbow wars over the armrest. Empty leg flights in Canada are the air travel hack you&#8217;ve been waiting for. Ditch the cramped seats, mouth breathers, and crying babies. An empty leg flight\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/travel\/can-you-fly-with-weed-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-terrance-barksdale-6486358-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Kush in bottle\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-terrance-barksdale-6486358-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-terrance-barksdale-6486358-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-terrance-barksdale-6486358-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-terrance-barksdale-6486358.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Travel<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Can You Fly With Weed in Canada?                <\/h3>\n\n                                    <p class=\"excerpt\">In October 2018, the Canadian federal government made history by passing the Cannabis Act, which formally legalized the possession, cultivation and use of cannabis products and cannabis byproducts, aka weed. Since then, Canadian can fly with weed in Canada on\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/travel\/free-lounge-access-credit-card\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-markus-winkler-4836109-1024x768.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"access airport lounges for free\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-markus-winkler-4836109-1024x768.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-markus-winkler-4836109-300x225.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-markus-winkler-4836109-768x576.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/pexels-markus-winkler-4836109.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Travel<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    How to Access Airport Lounges For Free in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">There&#8217;s a stealth way to access airport lounges for free in Canada, without a plastic nose and fake moustache. Everyone dreams about winding down in a quiet area of the airport where you can relax and recharge. But airport lounges\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/travel\/review-of-travel-app-hopper\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Hopper-Travel-Review-1024x683.webp\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Hopper\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Hopper-Travel-Review-1024x683.webp 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Hopper-Travel-Review-300x200.webp 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Hopper-Travel-Review-768x512.webp 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Hopper-Travel-Review.webp 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Travel<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Hopper Travel App Review                <\/h3>\n\n                                    <p class=\"excerpt\">There are a lot of apps out there that claim to help Canadians travel for less. This week, we decided to take a look at Hopper, the most downloaded travel app in North America. It&#8217;s a travel app that says\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/travel\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(2)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/budget\/tariffs-canada-what-costs-more\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/09\/tariffs-label-check-flags-3.webp\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/09\/tariffs-label-check-flags-3.webp 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/09\/tariffs-label-check-flags-3-300x200.webp 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/09\/tariffs-label-check-flags-3-768x512.webp 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Budget<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Tariffs in Canada, explained: which ones actually raise your prices (and what to do)                <\/h3>\n\n                                    <p class=\"excerpt\">Prices are up, and every headline says &#8220;tariffs&#8221;. But two sets of tariffs are in the news, and only one of them can show up on a store shelf. This guide explains which one reaches your cart, how to tell\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/budget\/couponing-sites-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-couponing-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"canadian couponing\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-couponing-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-couponing-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-couponing-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-couponing.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Budget<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 25 Best Canadian Coupon Sites and Apps in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Whether you need to or just like to save, there are countless canadian coupon sites and apps that offer the same thing: savings, points, coupons, or some combination of the three. In times like these, saving money is at the\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/budget\/sell-gift-cards-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/adam-winger-b1wqPO2qKUY-unsplash-scaled-e1640027321941-1024x684.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"a group of cards with flowers on them next to a green plant\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/adam-winger-b1wqPO2qKUY-unsplash-scaled-e1640027321941-1024x684.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/adam-winger-b1wqPO2qKUY-unsplash-scaled-e1640027321941-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/adam-winger-b1wqPO2qKUY-unsplash-scaled-e1640027321941-768x513.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/adam-winger-b1wqPO2qKUY-unsplash-scaled-e1640027321941.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Budget<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 5 Best Websites to Sell Gift Cards in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Gee, thanks for the gift card. I mean, a gift card is a nice gift to receive but it may not always be the right one. There are many reasons why someone may wish to sell gift cards in Canada.\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/budget\/its-time-to-say-goodbye\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/04\/hardbacon-application-financiere-1024x1024.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/04\/hardbacon-application-financiere-1024x1024.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/04\/hardbacon-application-financiere-300x300.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/04\/hardbacon-application-financiere-150x150.png 150w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/04\/hardbacon-application-financiere-768x768.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/04\/hardbacon-application-financiere.png 1079w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Budget<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The End of a Chapter for Hardbacon                <\/h3>\n\n                                    <p class=\"excerpt\">It is with a heavy heart that I write my last post for Hardbacon. Indeed, all employees of Hardbacon (Bacon Financial Technologies Inc.) have been let go, and our operations are now suspended. The company will declare bankruptcy in the\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/budget\/how-much-does-it-cost-to-support-a-future-figure-skating-athlete\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/07\/cout-patinage-artistique-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/07\/cout-patinage-artistique-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/07\/cout-patinage-artistique-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/07\/cout-patinage-artistique-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/07\/cout-patinage-artistique.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Budget<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    How Much Does it Cost to Support a Future Figure Skating Athlete?                <\/h3>\n\n                                    <p class=\"excerpt\">With only 1 in 5 young people in Quebec considered active, the cost of recreational sports is one of the main factors holding them back. Having the support of their parents, on the other hand, acts as a propellant for\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/budget\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(3)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/easiest-bank-to-get-a-loan-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Logos of various banks and credit cards displayed together, representing financial institutions.\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/easiest-bank-to-get-a-loan-canada.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 5 Easiest Banks to Get a Loan From in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">If you have ever found yourself in need of a personal loan, you probably found that different banks have different criteria for being approved. When you are in a financial pinch, you want to know exactly which institution will approve\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/koho-vs-eq-bank\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-EQ-Bank.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"KOHO vs EQ Bank\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-EQ-Bank.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-EQ-Bank-300x200.jpg 300w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    KOHO vs EQ Bank: Which One Takes the Crown?                <\/h3>\n\n                                    <p class=\"excerpt\">It\u2019s time to compare two of Canada\u2019s leading neobanks &#8211; KOHO vs EQ Bank. Loyalty is an excellent quality to have, except when it comes to your cash. Sticking to one of the Big Five without exploring other options is\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/best-bank-for-students-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Best Banks for Students in Canada\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/Best-student-bank-account-Canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 10 Best Banks for Students in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">The best bank for students in Canada shouldn\u2019t just give you a free account with unlimited transactions, it should reward you too. Why? Because people rarely change banks, even when there are better deals out there. That makes you a\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/koho-vs-neo-financial\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Koho vs Neo Financial\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/06\/KOHO-vs-NEO-Cover.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    KOHO vs Neo Financial: Who Wins the Battle for Your Buck?                <\/h3>\n\n                                    <p class=\"excerpt\">Both KOHO and Neo are Canadian fintech startups that offer out-of-the-box digital banking services. These two platforms are becoming increasingly popular among millennials and younger Canadians because they provide an alternative to traditional banking with low or no fees, a\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/banking\/online-banks\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Online Banks\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Untitled-design-48.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Banking<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 6 Best Online Banks in Canada for 2024                <\/h3>\n\n                                    <p class=\"excerpt\">Online banks are digital institutions that do not rely on physical branches. With lower operating costs than their brick-and-mortar counterparts, online banks are able to pass the savings on to us in the form of lower fees and higher interest\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/banking\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(4)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/best-options-trading-platforms-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"a black square with white text on it next to a pen and calculator\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/best-options-trading-platform-canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 8 Best Options Trading Platforms in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">Navigating the labyrinthine world of options trading can be a daunting task in Canada. From the uninitiated beginner to the seasoned investor, everyone needs a reliable platform that aligns with their trading goals, offers robust tools, and doesn\u2019t break the\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/questrade-vs-wealthsimple\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple.webp\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple.webp 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple-300x200.webp 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2026\/04\/Questrade-VS-Wealthsimple-768x512.webp 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Questrade VS Wealthsimple: Which Online Broker Should You Choose?                <\/h3>\n\n                                    <p class=\"excerpt\">Online brokerage has grown in popularity in recent years, driving down trading costs between fiercely competitive platforms. There are now a wide variety of online brokers on the Canadian market, with different prices, features and tools. With the arrival of\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/a-review-of-wealthsimple\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"624\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-1024x624.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"review of wealth simple\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-1024x624.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-300x183.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-768x468.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade-1536x936.jpg 1536w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Wealthsimple-Trade.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    A review of Wealthsimple                <\/h3>\n\n                                    <p class=\"excerpt\">Wealthsimple is an online investing service founded by Michael Katchen in 2014 in Toronto. Today the company has over $70 billion in assets under administration. Wealthsimple stood out from the start by offering smart and simple investing without the high\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/the-ultimate-guide-to-etfs-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"exchange traded funds\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/austin-distel-EMPZ7yRZoGw-unsplash-scaled-e1629215101595.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Understanding Canadian ETFs to Increase your Wealth                <\/h3>\n\n                                    <p class=\"excerpt\">Exchange-traded funds (ETFs) are the new darling of self-directed investors. Although they were first introduced several years ago, the democratization of investing has made it easier than ever to buy ETFs. Are ETFs really beneficial? What are their limitations? How\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/investing\/guide-to-rrsp-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"RRSP- a yellow piggy bank with a coin and a dollar sign\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/rrsp-e1645039724891.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Investing<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    How to Use the RRSP to Save on Taxes and Retire Rich                <\/h3>\n\n                                    <p class=\"excerpt\">A registered retirement saving plan (RRSP) is, for most of us, the first step towards saving for our golden years. The RRSP is a registered investment account that carries many tax benefits. The primary purpose is to shelter a portion\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/investing\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div x-show=\"isActive(5)\" x-transition x-cloak >\n\t\t\t\t\t\t<div class=\"swiper !overflow-visible\" x-data=\"swiper\" x-ref=\"container\">\n\t\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/free-canadian-tax-softwares\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"719\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-1024x719.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Desk with tax forms and calculator for financial planning\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-1024x719.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-300x211.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw-768x540.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/canadian-tax-software-featured-imagw.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 5 Best Free Canadian Tax Softwares                <\/h3>\n\n                                    <p class=\"excerpt\">For most people, doing their taxes is a thankless task. Fortunately, there are free tax software programs that make it easy to calculate and file your taxes online. We recommend that you choose a software that is easy to use,\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/best-tax-return-software-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2024\/01\/best-tax-return-software-canada-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The 6 Best Tax Return Software in Canada                <\/h3>\n\n                                    <p class=\"excerpt\">To file quickly, easily, and without a blinding migraine, choosing the best tax return software in Canada is crucial. Tax season is the most dreaded time of year, with many of us hoping to bypass the annual state of confusion\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/old-age-security\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Guide to old age security in 2023\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/Background-24.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    The New Guide to Old Age Security                <\/h3>\n\n                                    <p class=\"excerpt\">What is Old Age Security? Times are tough, especially when you stop working. Your income goes down while prices go up. Old Age Security (OAS), sometimes called Old Age Pension, is money you might receive from the government when you\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/cost-of-divorce-in-canada\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-1024x683.png\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"A man and woman standing face to face, displaying depression and anxiety between them\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-1024x683.png 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-300x200.png 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada-768x512.png 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/09\/cost-of-divorce-in-canada.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    What Is the Cost of a Divorce in Canada?                <\/h3>\n\n                                    <p class=\"excerpt\">Going through a divorce can drain you emotionally and financially. By understanding the costs involved, you can decide what to fight for and what to do yourself. In Canada, divorce costs can vary from $1,000 to $25,000 and up, depending\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/financial-planning\/staycation-tax-credit\/\" class=\"swiper-slide !h-auto !w-[355px] lg:!w-[calc(50%-12px)] 2xl:!w-[calc(33%-12px)] mr-2.5 lg:mr-6 last:mr-0 group block bg-white rounded-(--radius-sm) overflow-hidden shadow-(--shadow)\">\n\t\t\t<div class=\"relative overflow-hidden h-52 lg:h-80\">\n\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-1024x683.jpg\" class=\"w-full h-full object-cover transition duration-300 group-hover:brightness-40\" alt=\"Ontario staycation tax credit\" loading=\"lazy\" srcset=\"https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-1024x683.jpg 1024w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-300x200.jpg 300w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844-768x512.jpg 768w, https:\/\/hardbacon.ca\/wp-content\/uploads\/2023\/02\/yulia-matvienko-cx-DYkcF_7w-unsplash-scaled-e1649770304844.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                <button  class=\"whitespace-nowrap button-link-base button-link-filled absolute-center opacity-0 group-hover:opacity-100 transition-opacity duration-300\" >Read more<\/button>\t\t\t<\/div>\n            <div class=\"py-9 px-10\">\n                                    <span class=\"tag mb-5\">Financial planning<\/span>\n                                <h3 class=\"font-regular text-xl lg:text-2xl mb-4\">\n                    Ontario Staycation Tax Credit: What You Need To Know in 2022                <\/h3>\n\n                                    <p class=\"excerpt\">If you are a resident of Ontario and are planning a short trip anytime soon, you may consider opting for a staycation in the province. At least you get to receive some money back from the Ontario government for enjoying\u2026<\/p>\n                            <\/div>\n\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"relative flex justify-between lg:justify-end items-center mt-7 lg:mt-12\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/hardbacon.ca\/en\/category\/financial-planning\/\" class=\"whitespace-nowrap button-link-base button-link-outline lg:absolute-center\">See all news<\/a>\t\t\t\t\t\t\t\t\t\t<div class=\"flex gap-3 lg:gap-none justify-end \">\n\t\t\t<div x-ref=\"prev\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-left.CiTjgOBi.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t\t<div x-ref=\"next\" class=\"swiper-navigation w-16 h-16 lg:w-20 lg:h-20 flex items-center justify-center bg-primary-accent rounded-full cursor-pointer hover:shadow-(--shadow)\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/hardbacon.ca\/wp-content\/themes\/hardbacon\/dist\/images\/arrow-right.C81RnIJA.svg\" class=\"w-6 h-5 lg:w-6 lg:h-5\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/section>\n\n\n\n<section  class=\" bg-primary-dark section-p\">\n\t<div class=\"container-wide bg-white section-p  rounded py-16 pb-0 md:pb-16 relative overflow-hidden\">\n\t\t<div class=\"mb-20 xl:mb-0 px-6 md:px-12 lg:px-20 xl:max-w-[50%] 2xl:max-w-[45%]\">\n\t\t\t\t\t\t<header class=\"section-head mb-20\">\n\t\t\t\t<h2 class=\"capitalize tracking-[-2px]  mb-10 lg:mb-20\">Your Financial Journey Starts <span>Here<\/span><\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"text-xl prose prose-primary max-w-none \">\n\t\t\t\t\t\t<p>Sign up for our newsletter and take control of your money, your way. Access exclusive tips, tools and personalized insights delivered straight to your inbox.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/header>\n\t\t\n\t\t\t<div class=\"mt-18\" x-data=\"newsletterSubscribe\">\n\t\t\t\t<form x-show=\"!submitted\" class=\"max-w-[650px] mx-auto\" @submit.prevent=\"onSubmit\">\n\t\t\t\t\t<!-- Step 1 -->\n\t\t\t\t\t<div class=\"flex flex-col gap-4 items-start\" x-show=\"step === 1\" x-cloak>\n\t\t\t\t\t\t<label for=\"newsletter-privince\" class=\"font-medium text-lg\">Select your province<\/label>\n\t\t\t\t\t\t<select x-model=\"province\" name=\"province\" id=\"newsletter-privince\" class=\"shadow-(--shadow) rounded-(--radius-2xl) h-[66px] bg-white px-6 focus:outline-none w-full\">\n\t\t\t\t\t\t\t<option value=\"\" disabled>Your province<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"ab\">Alberta<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"bc\">British Columbia<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"mb\">Manitoba<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"nb\">New Brunswick<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"ns\">Nova Scotia<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"on\">Ontario<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"pe\">Prince Edward Island<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"qc\">Quebec<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"sk\">Saskatchewan<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!-- Step 2 -->\n\t\t\t\t\t<div class=\"flex flex-col gap-4 items-start\" x-show=\"step === 2\" x-cloak>\n\t\t\t\t\t\t<span class=\"font-medium text-lg\">What are you looking for?<\/span>\n\t\t\t\t\t\t<div class=\"flex flex-wrap gap-4\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-SAVE_MONEY\" name=\"interests[]\" value=\"SAVE_MONEY\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-SAVE_MONEY\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Save Money<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-CREDIT_CARDS\" name=\"interests[]\" value=\"CREDIT_CARDS\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-CREDIT_CARDS\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Credit Cards<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-INSURANCE\" name=\"interests[]\" value=\"INSURANCE\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-INSURANCE\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Insurance<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" type=\"checkbox\" id=\"newsletter-interest-HOMEOWNERSHIP\" name=\"interests[]\" value=\"HOMEOWNERSHIP\" class=\"sr-only peer\">\n\t\t\t\t\t\t\t\t<label for=\"newsletter-interest-HOMEOWNERSHIP\" class=\"inline-flex rounded-xl py-3 px-6 border-2 border--primary-dark text-primary-dark peer-not-checked:hover:text-primary-accent peer-checked:bg-primary-dark peer-checked:text-white cursor-pointer font-medium\">Homeownership<\/label>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div>\n\t\t\t\t\t\t\t\t<input x-model=\"interests\" 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