Loraine Couturier

Loraine Couturier has been freelance writing since 2012 while enjoying global travel. She writes helpful articles and whimsical books in her spare time while swinging in hammocks by the sea. Loraine loves writing about pretty much anything and likes to pass on the knowledge she has to others. Visit her at https://www.facebook.com/jetsetwritingchick

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Mortgage

How to Get a Mortgage with Bad Credit in Canada

The credit score you have will directly affect how or if you can get a mortgage in Canada. If you have a good credit score (680 and above for a home), you’ll be offered competitive credit products. If you have a bad credit score, there will be less available to you. The good news is […]

Loraine Couturier. 20 Feb 2024

Credit Cards

The 7 Best Secured Credit Cards in Canada for 2024

A secured credit card in Canada is a powerful way to repair your credit score. In the world of finance, your credit score is like a silent gatekeeper deciding whether or not you qualify for loans, mortgages, or even your dream job. But what happens when the gatekeeper isn’t on your side? When traditional credit […]

Loraine Couturier. 04 Jan 2024

Credit score

What is a Bad Credit Score in Canada and How to Improve It

A bad credit score in Canada not only costs you money, but it can also cost you opportunities and your quality of life. If you have a bad credit score, the negative information dragging it down stays on your credit report for 6 years. A bad credit score is determined by a variety of things. […]

Loraine Couturier. 01 Jun 2023

Credit score

How To Get your Credit Score For Free Using Credit Karma

Credit Karma is a great option to find out what your credit score is. The Karma credit score is free for Canadians and lets you know where you stand in terms of your credit rating. Not only that, they also offer other free services like credit reports and monitoring your credit. Until recently, you had […]

Loraine Couturier. 13 Apr 2022