Neo Secured Credit

Welcome Offer
15.00% of cash back
Interest Rates
29.99 %Purchase
31.99 %Cash Advance
Annual Fees
$0Main Cardholer
$0Additional Card

REWARD CALCULATOR

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Gas

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Net annual rewards the 1st year

$
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Net annual rewards in subsequent years

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Welcome Offer

Up to 15% cash back on your first purchase

Get up to 15% cash back on your first purchase at a Neo partner, plus a $25 Welcome Bonus when you apply through Hardbacon.

Earn up to $85 cash back for referring a friend to Neo.

Refer a friend to Neo, and if their application is approved you'll receive a referral bonus of up to $50.

Special Feature(s)

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Credit builder secured credit card with cash back benefits

One of the few secured credit cards that also offers cash back rewards, so you can build your credit rating while earning cash back simultaneously.

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No annual fee

The card comes with no annual fee.

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Guaranteed approval

Guaranteed approval allows you to get this card regardless of credit history.

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No credit check

No hard credit check is required (except in Quebec)

Requirements

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Credit
Score
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Canadian
Residency
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Required
Income

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Still not sure? Compare credit cards and find the best one for your needs.