Mark is a freelance writer who specializes in writing content for firms in the financial services industry, including fintech. He has written articles about personal finance, mortgages, and investing and is passionate about educating people on making wise financial decisions. Mark graduated from the Northern Alberta Institute of Technology with a degree in finance and has more than ten years of experience as an accountant. Outside of writing, he enjoys playing poker, going to the gym, composing music, and learning about digital marketing
How to Pay Less Taxes with a Spousal RRSP
Forget "Will you marry me?" How about "I want to open a spousal RRSP with you." That is what true love looks like. No marriage certificate necessary. Nothing says commitment like combining your incomes and minimizing your overall tax bill.…
Afterpay Review: interest-free financing with no late fees
You want it so you buy it with plastic. You just wish that you didn’t have to pay it all at once.
Should You Keep Comprehensive Car Insurance on an Old Car?
Have you recently purchased an old car or are you scouring the market for one? Maybe you’re still driving the same car your parents gifted to you when you earned your driver’s license a couple of decades ago! No matter…
What is a Canadian Depository Receipt™ (CDR)?
Canadians now have a new and convenient way to invest in shares of some of the most popular publicly traded American companies. On July 27, 2021, the Canadian Bank of Imperial Commerce (CIBC) launched a new group of products called…
Is Making Bi-Weekly Payments on a Mortgage a Good Idea?
Mortgage payments are like clockwork – they’re always due on the same day each month and go on forever. Well, not forever, but its sure does seem like it. Your mortgage is likely your most significant expense and a decades-long…
Canada Prime Rate: What is it and Why Should You Care About It?
The current prime rate in Canada is 6.7%, as of January 2023. Sometimes called the prime lending rate, the prime rate is the annual interest rate financial institutions charge their most creditworthy customers. For clarity, ''prime'' means ''best''. If you’ve…
How to Use the RRSP Home Buyer's Plan
What is the Home Buyer's Plan? In Canada, you can use some of your Registered Retirement Savings Plan (RRSP) to purchase a home. It's called the Home Buyer's Plan and it can help you get on the first rung of…
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