Rewards

Scotia Momentum® Visa Infinite +* Card

Apply Now
Minimum Annual Income Minimum income of $60,000 -$80,000 or more per year, a minimum household income of $100,000 - $150,000 or more, or a minimum of $250,000 - $300,000 or more assets under management.
Required Credit Score 699
Canadian Residency No

Scotia Momentum® Visa Infinite +* Card

Earn 15% cash back

Get 15% cash back on up to $2,000 in purchases in the first three months. Plus, pay no annual fees in your first year.

$1,046 First Year Value
Welcome Offer Earn 15% cash back
$726 Consecutive Years Value
Annual Fees $120 (First year rebated)
Additional cards $50/year
Waived for the first year
Interest Rates
20.99% on purchase 22.99% on cash advance 22.99% on balance transfer
Scotia Momentum® Visa Infinite +* Card - Scotiabank

Estimated rewards for the first year*

Total Reward: $1,046
Entertainment: $12
Gas: $340
Groceries: $388
Restaurants: $240
Other: $66
Annual Fee: $0
Total: $1,046
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotia Momentum® Visa Infinite +* Card - Scotiabank

Estimated rewards for subsequent years*

Total Reward: $846
Entertainment: $12
Gas: $240
Groceries: $288
Restaurants: $240
Other: $66
Annual Fee: $120
Total: $726
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

Enter your monthly expenses by category
$
$
$
$
$
$
Refresh rewards value
$

Net Annual rewards the fisrt year

$

Net Annual rewards the subsequent years

Special Features

01

Personal cashback card with various perks

This card is for people who value cash-back rewards over a point system but still want to take advantage of travel benefits like trip insurance, the Hotel Collection and the Wine and Dining Program.

02

No conversion fees

Scotiabank is the only financial institution in Canada to waive the 2.5% currency conversion fee on all foreign transactions, abroad or online. Regular exchange rate still applies.

Card Benefits

Exclusive discounts with my favourite brands

Open an account to save 25% at participating AVIS and Budget locations across Canada and the U.S.

Concierge service

Cardholders can use Visa Infinite's concierge services to book unforgettable experiences through Visa Infinite's Wine and Dining Program. Not only that, cardholders can enjoy the best rates with Visa Infinte's Hotel Collection.

Card Insurance

Purchase protection

Purchase protection for items charged to your card extends for the first 90 days from the date of purchase.

Travel accident

Card members and dependents are eligible for up to $1 million in emergency medical coverage.

Trip interruption

Card holders and dependents are eligible for up to $2000 in travel expenses for trip interruption and cancellation if at least 75% of trip expenses are charged to the card.

Auto rental coverage

Cardholders are automatically covered for collision, loss or damage to a rental car when the total cost of the rental is charged to your card.

Extended warranty

Items charged to your card are covered under an extended warranty that doubles that of the manufacturer.

Mobile device insurance

Use your card to purchase new mobile devices on or after August 1, 2019 to receive coverage against loss, theft, damage or technical failure up to $1000.

Similar Cards

BMO CashBack® Mastercard®* BMO CashBack® Mastercard®*
Cash Back Mastercard® Cash Back Mastercard®
Scotia Momentum Mastercard Credit Card Scotia Momentum Mastercard Credit Card
Scotia Momentum No-Fee Visa card Scotia Momentum No-Fee Visa card
UNI Financial Cooperation Cash back UNI Financial Cooperation Cash back
Cash Back Mastercard Cash Back Mastercard
CIBC Dividend Visa Card CIBC Dividend Visa Card
CIBC Dividend Visa Card for Students CIBC Dividend Visa Card for Students
Tangerine Money-Back Credit Card Tangerine Money-Back Credit Card
Tangerine® Money-Back World Mastercard® Tangerine® Money-Back World Mastercard®

Your Financial Journey Starts Here

Sign up for our newsletter and take control of your money, your way. Access exclusive tips, tools and personalized insights delivered straight to your inbox.
What are you looking for?
Submitting...

Thank you for subscribing to Hardbacon's newsletter!

piggy fire
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.