Rewards

CIBC Dividend Visa Card for Students

Apply Now
Minimum Annual Income None
Required Credit Score No
Canadian Residency No

CIBC Dividend Visa Card for Students

Earn up to $125 in cash back

Apply for a card and earn up to $125 in cash back.

Here’s how it works:

- Get $25 in cash back after your first purchase within your first 4 monthly statements.
- Earn 10% cash back, up to $100, on net purchases of up to $1,000 within your first 4 monthly statements.

Benefit from up to 30% discount at hundreds of retailers with a free SPC+ membership for new cardholders

The CIBC Dividend Visa Card for Students comes with a free SPC+ membership. This means that you'll get up to 30% discount at hundreds of retailers across Canada, including Apple, Adidas, Best Buy, and more. Only for legal residents of Canada who are 14 years of age and older, but under the age of 30.

$402 First Year Value
$402 Consecutive Years Value
Annual Fees $0
Additional cards Free (maximum 3)
Interest Rates
21.99% on purchase 22.99% on cash advance
QC: 21.99%
22.99% on balance transfer
QC: 21.99%
CIBC Dividend Visa Card for Students - CIBC

Estimated rewards for the first year*

Total Reward: $402
Entertainment: $12
Gas: $60
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $0
Total: $402
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
CIBC Dividend Visa Card for Students - CIBC

Estimated rewards for subsequent years*

Total Reward: $402
Entertainment: $12
Gas: $60
Groceries: $144
Restaurants: $120
Other: $66
Annual Fee: $0
Total: $402
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

Reward Calculator

Enter your monthly expenses by category
$
$
$
$
$
$
Refresh rewards value
$

Net Annual rewards the fisrt year

$

Net Annual rewards the subsequent years

Special Features

01

Personal student no-fee cash back credit card.

With cashback earnings between 0.5-2% on all purchases and a free SPC+ membership, this no-fee card is perfect for students on a budget who want to save money and build their credit.

02

No annual fee

Enjoy all the benefits of this card at no cost.

03

Guaranteed approval

The CIBC Dividend Visa Card for Students does not have a minimum income requirement, making it a great option for students on a tight budget.

04

Free additional card

Add 3 additional cardholders for free and share benefits with them.

Card Benefits

Exclusive discounts with my favourite brands

Save up to 30% with a fee SPC+ membership, plus save up to 10% at participating gas stations by linking your Journie Rewards to your credit card.

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

Card Insurance

Purchase protection

Extended warranty is available for up to 1 year.

Extended warranty

Purchase protection extends for 90 days from date of purchase.

Travel accident

Cardholders have automatic travel accident insurance up to $100,000.

Similar Cards

BMO CashBack® Mastercard®* BMO CashBack® Mastercard®*
Cash Back Mastercard® Cash Back Mastercard®
Scotia Momentum Mastercard Credit Card Scotia Momentum Mastercard Credit Card
Scotia Momentum No-Fee Visa card Scotia Momentum No-Fee Visa card
UNI Financial Cooperation Cash back UNI Financial Cooperation Cash back
Cash Back Mastercard Cash Back Mastercard
CIBC Dividend Visa Card CIBC Dividend Visa Card
Tangerine Money-Back Credit Card Tangerine Money-Back Credit Card
Tangerine® Money-Back World Mastercard® Tangerine® Money-Back World Mastercard®
RBC Cash Back Mastercard RBC Cash Back Mastercard

Your Financial Journey Starts Here

Sign up for our newsletter and take control of your money, your way. Access exclusive tips, tools and personalized insights delivered straight to your inbox.
What are you looking for?
Submitting...

Thank you for subscribing to Hardbacon's newsletter!

piggy fire
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.