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RBC Cash Back Preferred World Elite Mastercard

special feature(s)
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.
INTEREST RATES
20.99% Purchase
22.99% Cash advance
ANNUAL FEES
$99 Main cardholer
$0 Additional card

REWARD CALCULATOR

Enter your total monthly expenses or by category

🌮
Restaurant
⛽️
Gas
🎉
Entertainment
🛒
Groceries
💵
Other
💸
Total
$
Net annual rewards the 1st year
This amount is the net value of the rewards that this card will earn in the first year, based on your spending. Our calculation takes into account the welcome offer (if any) and deducts the annual fee (if any).
$
Net annual rewards in subsequent years
This amount is the annual net value of the rewards this card will earn after the first year, based on your spending. If there is an annual fee associated with this card, it is deducted from the total annual rewards.

Special features

Personal cashback and rewards credit card

A personal cash back credit card with low annual fee, providing access to a huge range of perks and discounts on travel, dining, a lifestyle products.

Free additional card

There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.

REQUIREMENTS

720
CREDIT
SCORE
CANADIAN RESIDENCY
80 000
REQUIRED INCOME

INSURANCE

🚗

Auto Rental coverage

Not covering third-party liability, the auto rental collision/loss damage insurance covered by this card will cover both the cardholder and rental agency for any damage or losses up to the value of the rental vehicle. That is as long as the rental was paid for in full using this credit card, and the rental is under 48 days.

🛍

Purchase Security

The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts.

📆

Extended Warranty

Extended warranty automatically triples the time of the manufacturer's warranty, up to a maximum of 2 years total.

BENEFITS

⭐

Exclusive discounts with my favorite brands

You'll recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, discounts at Hertz and a free year subscription to DoorDash.

🪪

VIP Airport lounge pass

Get a complimentary Boingo Wi-Fi account, allowing you to access over a million mobile hotspots worldwide and on certain airlines. You'll also be part of the Mastercard Travel Pass Program, giving you access to over 1,300 DragonPass airport lounges for $32 per person, per visit, plus airport dining and spa offers.

💎

Concierge service

complimentary 24/7 concierge service worldwide.

💳

More rewards with additional card

Add supplementary cardholders to earn more rewards, faster.

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