RBC Cash Back Preferred World Elite Mastercard
$ 150,000 (household)
RBC Cash Back Preferred World Elite Mastercard
Get 15% extra cash back on your first $2,000 in spend for 3 months. Apply by February 2, 2027.¹
RBC Cash Back Preferred World Elite Mastercard - RBC
Estimated rewards for the first year*
RBC Cash Back Preferred World Elite Mastercard - RBC
Estimated rewards for subsequent years*
Reward Calculator
Net Annual rewards the fisrt year
Net Annual rewards the subsequent years
Special Features
Personal cashback and rewards credit card
A personal cash back credit card with low annual fee, providing access to a huge range of perks and discounts on travel, dining, a lifestyle products.
Free additional card
There is no fee to add additional cards to your account, so if you want to share your RBC Visa with a spouse or child, go ahead and add them. Additional cardholders will have their own separate account with their own card and account number.
Card Benefits
Exclusive discounts with my favourite brands
You'll recieve discounts on fuel from Petro-Canada, earn extra Be Well points at Rexall, discounts at Hertz and a free year subscription to DoorDash.
VIP Airport lounge pass
Get a complimentary Boingo Wi-Fi account, allowing you to access over a million mobile hotspots worldwide and on certain airlines. You'll also be part of the Mastercard Travel Pass Program, giving you access to over 1,300 DragonPass airport lounges for $32 per person, per visit, plus airport dining and spa offers.
Concierge service
complimentary 24/7 concierge service worldwide.
More rewards with additional card
Add supplementary cardholders to earn more rewards, faster.
Card Insurance
Auto rental coverage
Not covering third-party liability, the auto rental collision/loss damage insurance covered by this card will cover both the cardholder and rental agency for any damage or losses up to the value of the rental vehicle. That is as long as the rental was paid for in full using this credit card, and the rental is under 48 days.
Purchase protection
The cardholder receives purchase insurance which covers accidental damage or physical loss of property or gifts.
Extended warranty
Extended warranty automatically triples the time of the manufacturer's warranty, up to a maximum of 2 years total.
Extended warranty
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.
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