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Compare Credit Cards in Canada

Compare credit cards in Canada to find the best option based on rewards, interest rates, fees, and perks. Use filters to quickly narrow down cards that match your spending habits and financial goals.

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Neo World Elite® Mastercard – Shop & Dine

Neo Financial

$616 First Year Value
$616 Consecutive Years Value
Annual Fee $149
Additional Card $49
Purchase Interest Rate Between 19.99% – 29.99%
Cash Advance Between 22.99% – 31.99%
Balance Transfer Between 22.99% – 31.99%
Card Categories Cashback
Card User Types Personal
Required Income $80,000 (individual); OR
$150,000 (household)
Rewards Up to 15% cashback with Neo Partners.
5% on food & drink, 3% on shopping.
1% on all other purchases.
Insurances
  • 🏥 Medical emergency
  • 📆 Extended warranty
  • 🛍 Purchase protection
  • 🚗 Auto rental coverage
  • ⚡️ Trip interruption
  • 🦷 Travel accident
  • ⏱ Flight delay
  • 🧳 Lost or stolen baggage insurance
  • 💨 Hotel or motel burglary
  • ❌ Trip cancellation
Legal Note One of the few secured credit cards that also offers cashback rewards, so you can build your credit rating while earning cashback simultaneously.
Learn more Apply Now

Earn 5% cashback on food & drink, 3% on shopping, and 1% on all other purchases. Plus, enjoy up to 15% cashback at more than 10,000 Neo partner locations across Canada.

Neo World Elite® Mastercard – Shop & Dine – Neo Financial

Estimated rewards for the first year*

Total Reward: $765
Entertainment: $12
Gas: $60
Groceries: $360
Restaurants: $300
Other: $33
Annual Fee: $149
Total: $616
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Neo World Elite® Mastercard – Shop & Dine – Neo Financial

Estimated rewards for subsequent years*

Total Reward: $765
Entertainment: $12
Gas: $60
Groceries: $360
Restaurants: $300
Other: $33
Annual Fee: $149
Total: $616
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
RBC British Airways Visa Infinite

RBC

$592 First Year Value
$70 Consecutive Years Value
Annual Fee $ 165
Additional Card $ 75/year
Purchase Interest Rate 20.50%
Cash Advance 22.99%
Balance Transfer 22.99%
Card Categories Reward
Card User Types Personal
Required Income $ 60,000 (individual); OR;
$ 100,000 (household)
Rewards 2 Avios for $ 1 : British Airways purchases*;
1 Avios per $ 1 : Others purchases;
3 ¢ off per litre on gas at Petro-Canada;
Earn 20 % more Petro- Points*
Insurances
  • 🚗 Auto rental coverage
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • 🦷 Travel accident
  • ⏱ Flight delay
  • 🩴 Emergency purchases
  • 💨 Hotel or motel burglary
  • 📆 Extended warranty
Legal Note * Conditions apply.
Learn more Apply Now

Get Up To 60,000 Avios* with the RBC® British Airways Visa Infinite (with minimum spend, conditions apply). Apply Today. * Conditions apply.

RBC British Airways Visa Infinite – RBC

Estimated rewards for the first year*

Total Reward: $756.9
Entertainment: $10.44
Gas: $52.2
Groceries: $62.64
Restaurants: $52.2
Other: $57.42
Additional Bonus: $522
Annual Fee: $165
Total: $591.9
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
RBC British Airways Visa Infinite – RBC

Estimated rewards for subsequent years*

Total Reward: $234.9
Entertainment: $10.44
Gas: $52.2
Groceries: $62.64
Restaurants: $52.2
Other: $57.42
Annual Fee: $165
Total: $69.9
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotiabank Passport® Visa Infinite +* Card

Scotiabank

$586 First Year Value
$336 Consecutive Years Value
Annual Fee $150
Additional Card $50/year
Purchase Interest Rate 20.99%
Cash Advance 22.99%
Balance Transfer 22.99%
Card Categories Reward
Card User Types Personal
Required Income Minimum income of $60,000 – $80,000 or more per year, a minimum household income of $100,000 – $150,000 or more, or a minimum of $250,000 – $300,000 or more assets under management.
Required Credit Score Good
Rewards 3 Scene+ points for every $1 spent at Sobeys, Safeway, IGA, Foodland and other participating grocery stores.
2 Scene+ points on every $1 you spend on eligible grocery stores other than participating grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
1 Scene+ point on every $1 you spend on all other eligible purchases.
Insurances
  • 📆 Extended warranty
  • 🛍 Purchase protection
  • 🦷 Travel accident
  • 💨 Hotel or motel burglary
  • 🚗 Auto rental coverage
  • ⏱ Flight delay
  • ❌ Trip cancellation
  • 🏥 Medical emergency
Learn more Apply Now

Earn up to $1,250 in first year welcome offers, rewards and savings, including up to 35,000 bonus Scene+ points. Conditions apply. Offers ends November 1st, 2026.

Scotiabank Passport® Visa Infinite +* Card – Scotiabank

Estimated rewards for the first year*

Total Reward: $736
Entertainment: $24
Gas: $60
Groceries: $216
Restaurants: $120
Other: $66
Additional Bonus: $250
Annual Fee: $150
Total: $586
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Scotiabank Passport® Visa Infinite +* Card – Scotiabank

Estimated rewards for subsequent years*

Total Reward: $486
Entertainment: $24
Gas: $60
Groceries: $216
Restaurants: $120
Other: $66
Annual Fee: $150
Total: $336
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
BMO CashBack® World Elite®* Mastercard®*

BMO

$582 First Year Value
$462 Consecutive Years Value
Annual Fee $120
Additional Card $50/year
Purchase Interest Rate 21.99%
Cash Advance 23.99%
Balance Transfer 23.99%
Card Categories Cashback
Card User Types Personal
Required Income $80,000 (individual); OR
$150,000 (household)
Required Credit Score Excellent
Rewards 5% on groceries*
4% on transit including ride sharing, taxis and public transportation*
3% on gas and electric vehicle charging*
2% on recurring bill payments like your monthly phone bill or favourite streaming service*
1% unlimited cashback on all other purchases*
Insurances
  • 🚗 Auto rental coverage
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • 🦷 Travel accident
  • ⏱ Flight delay
  • 🏥 Medical emergency
Legal Note *Terms and conditions apply;
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
Learn more Apply Now

Get up to $650 in value

BMO CashBack® World Elite®* Mastercard®* – BMO

Estimated rewards for the first year*

Total Reward: $582
Entertainment: $12
Gas: $132
Groceries: $312
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $582
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
BMO CashBack® World Elite®* Mastercard®* – BMO

Estimated rewards for subsequent years*

Total Reward: $582
Entertainment: $12
Gas: $132
Groceries: $312
Restaurants: $60
Other: $66
Annual Fee: $120
Total: $462
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
American Express® Aeroplan®* Business Reserve Card

Amex Bank of Canada

$576 First Year Value
$76 Consecutive Years Value
Annual Fee $599
Additional Card $199
Purchase Interest Rate 21.99%
Cash Advance 21.99%
Balance Transfer 21.99%
Card Categories Reward
Card User Types Business
Required Credit Score Very good
Rewards Earn 3 Aeroplan points for every $1 spent on eligible Air Canada and Air Canada Vacations purchases
Earn 2 Aeroplan points for every $1 spent on eligible hotels and car rentals
Earn 1.25 Aeroplan point for every $1 spent on everything else.
Learn more Apply Now

Earn up to 90,000 Aeroplan® points

American Express® Aeroplan®* Business Reserve Card – Amex Bank of Canada

Estimated rewards for the first year*

Total Reward: $1,175
Entertainment: $30
Gas: $150
Groceries: $180
Restaurants: $150
Other: $165
Additional Bonus: $500
Annual Fee: $599
Total: $576
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
American Express® Aeroplan®* Business Reserve Card – Amex Bank of Canada

Estimated rewards for subsequent years*

Total Reward: $675
Entertainment: $30
Gas: $150
Groceries: $180
Restaurants: $150
Other: $165
Annual Fee: $599
Total: $76
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Meridian Visa Infinite Cash Back Card

Meridian Credit Union

$567 First Year Value
$567 Consecutive Years Value
Annual Fee $ 99
Additional Card $ 30
Purchase Interest Rate 19.50 %
Cash Advance 21.99 %
Balance Transfer 21.99 %
Card Categories Reward
Card User Types Personal
Required Income $ 60,000 (individual); OR
$ 100,000 (household)
Rewards 4 points per 1 $ : Gas and Grocery;
2 points per 1 $ : Drug store and utility bill payments;
1 point per 1 $ : Other purchases
Insurances
  • 🏥 Medical emergency
  • ❌ Trip cancellation
  • ⚡️ Trip interruption
  • ⏱ Flight delay
  • 🩴 Emergency purchases
  • 🦷 Travel accident
  • 🚗 Auto rental coverage
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • 📵 Mobile device insurance
Learn more Apply Now

First-year annual fee waived

Meridian Visa Infinite Cash Back Card – Meridian Credit Union

Estimated rewards for the first year*

Total Reward: $666
Entertainment: $12
Gas: $240
Groceries: $288
Restaurants: $60
Other: $66
Annual Fee: $99
Total: $567
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Meridian Visa Infinite Cash Back Card – Meridian Credit Union

Estimated rewards for subsequent years*

Total Reward: $666
Entertainment: $12
Gas: $240
Groceries: $288
Restaurants: $60
Other: $66
Annual Fee: $99
Total: $567
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Tangerine® Money-Back World Mastercard®

Tangerine

$541 First Year Value
$441 Consecutive Years Value
Annual Fee Free
Additional Card Free
Purchase Interest Rate 20.95%
Cash Advance 22.95%
Balance Transfer 22.95%
Card Categories Cashback, Balance transfer
Card User Types Personal
Required Income $50,000 (individual); OR
$80,000 (household)
Required Credit Score Good
Rewards 2% (Choose 2 categories among 13);
Unlock a third 2% category by having your Cash Back Reward deposited into a Tangerine Savings Account;
0.5%: Other purchases
Insurances
  • 🚗 Auto rental coverage
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • 📵 Mobile device insurance
Legal Note *Conditions apply. Refer to Tangerine page for up to date offer terms and conditions.
Learn more Apply Now

Get $100 with a Money-Back World Mastercard. Spend $1,500 in your first 3 months to enjoy this Bonus. This offer ends on September 30, 2026.

Tangerine® Money-Back World Mastercard® – Tangerine

Estimated rewards for the first year*

Total Reward: $540.99
Entertainment: $29.88
Gas: $149.41
Groceries: $179.29
Restaurants: $149.41
Other: $33
Annual Fee: $0
Total: $540.99
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Tangerine® Money-Back World Mastercard® – Tangerine

Estimated rewards for subsequent years*

Total Reward: $441
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $33
Annual Fee: $0
Total: $441
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Rogers Red World Elite Mastercard

Rogers Bank

$540 First Year Value
$540 Consecutive Years Value
Annual Fee Free
Additional Card Free
Purchase Interest Rate 20.99%
Cash Advance 22.99%
Balance Transfer 22.99%
Card Categories Cashback
Card User Types Personal
Required Income $ 80,000 (individual); OR
$ 150,000 (household)
Required Credit Score Excellent
Rewards 3% : All eligible purchases made in U.S. dollars;
2% : All eligible regular purchases
Insurances
  • 🛍 Purchase protection
  • 📆 Extended warranty
  • 🏥 Medical emergency
  • ⚡️ Trip interruption
  • ❌ Trip cancellation
  • ⏱ Flight delay
  • 🚗 Auto rental coverage
Learn more Apply Now
Rogers Red World Elite Mastercard – Rogers Bank

Estimated rewards for the first year*

Total Reward: $540
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $132
Annual Fee: $0
Total: $540
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
Rogers Red World Elite Mastercard – Rogers Bank

Estimated rewards for subsequent years*

Total Reward: $540
Entertainment: $24
Gas: $120
Groceries: $144
Restaurants: $120
Other: $132
Annual Fee: $0
Total: $540
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
PC Financial World Elite Mastercard

President's Choice Bank

$534 First Year Value
$534 Consecutive Years Value
Annual Fee Free
Additional Card Free
Purchase Interest Rate 21.99%
Cash Advance 22.97%
Balance Transfer 21.97%
Card Categories Reward
Card User Types Personal
Required Income $ 80,000 (individual); OR
$ 150,000 (household)
Required Credit Score Excellent
Rewards 45 PC Optimum points per $ 1 : Shoppers drug mart;
30 PC Optimum points per liter : Esso Mobil;
30 PC Optimum points per $ 1 : Wholesale club, Maxi and Provigo;
30 PC Optimum points per $ 1 : PC travel;
10 PC Optimum points per $ 1 : Everywhere else
Insurances
  • 🏥 Medical emergency
  • 🚗 Auto rental coverage
  • 🛍 Purchase protection
  • 📆 Extended warranty
Learn more Apply Now
PC Financial World Elite Mastercard – President’s Choice Bank

Estimated rewards for the first year*

Total Reward: $534
Entertainment: $12
Gas: $180
Groceries: $216
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $534
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
PC Financial World Elite Mastercard – President’s Choice Bank

Estimated rewards for subsequent years*

Total Reward: $534
Entertainment: $12
Gas: $180
Groceries: $216
Restaurants: $60
Other: $66
Annual Fee: $0
Total: $534
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
TD First Class Travel® Visa Infinite* Card

TD

$534 First Year Value
$395 Consecutive Years Value
Annual Fee $139
Additional Card $50/year (first supplementary card)
Purchase Interest Rate 20.99%
Cash Advance 22.99% (20.99% for Quebec Residents)
Balance Transfer 22.99% (20.99% for Quebec Residents)
Card Categories Reward
Card User Types Personal
Required Income $60,000 (individual); OR
$100,000 (household
Rewards 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants†.
4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account†
2 TD Rewards Points For every $1 you spend on other Purchases made using your Card
Insurances
  • 📵 Mobile device insurance
  • 🛍 Purchase protection
  • 🏥 Medical emergency
  • ⏱ Flight delay
  • 🧳 Lost or stolen baggage insurance
  • 💨 Hotel or motel burglary
Legal Note †Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site.
For complete and current information on any TD product, please click the Apply now button..
Learn more Apply Now
TD First Class Travel® Visa Infinite* Card – TD

Estimated rewards for the first year*

Total Reward: $534
Entertainment: $12
Gas: $60
Groceries: $216
Restaurants: $180
Other: $66
Annual Fee: $0
Total: $534
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.
TD First Class Travel® Visa Infinite* Card – TD

Estimated rewards for subsequent years*

Total Reward: $534
Entertainment: $12
Gas: $60
Groceries: $216
Restaurants: $180
Other: $66
Annual Fee: $139
Total: $395
* The calculated estimated expenses are based on typical monthly spending, including approximately $100 for entertainment, $500 for gas, $600 for groceries, $550 for other miscellaneous costs, and $500 for restaurants, or on the amounts entered by the user in the expense calculator on this page, if provided.

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Credit Card Comparison FAQs

  • How to choose a credit card with Hardbacon’s comparison tool?

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    To choose a credit card with our comparison tool, you need to, first, determine its purpose. If unable to pay in full the card balance each month, click on “Offer Type” on the left sidebar and select “Low Interest Rate”. If you wish to obtain rewards, select “Rewards,” and enter your annual income, in order for us to recommend the best card for you. Do not hesitate to use the other filters, and click on “more details” when you want to know more about a specific card.

  • How does Hardbacon compare credit cards?

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    Hardbacon compares credit cards using a data-driven methodology that evaluates fees, rewards, interest rates, eligibility requirements, and key benefits.
    Cards are ranked based on net value, which considers how a card performs for different spending profiles rather than relying on promotional claims or popularity.

    Our comparisons are designed to help Canadians understand which card actually fits their situation, not just which card looks best on paper.

  • What information should I enter to get accurate results?

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    To get the most accurate comparison, you should estimate your monthly spending by category, such as groceries, gas, dining, and other purchases.
    This allows the calculator to estimate potential rewards and show how different cards perform based on your real habits, not averages.

    You do not need to enter personal identifying information to use the comparison tool.

  • What does “first year value” mean?

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    First year value represents the estimated total benefit during your first year with a card.
    This can include:

    • Welcome bonuses
    • Rewards earned from spending
    • Statement credits or rebates
    • Annual fee waivers, if applicable

    It helps compare cards that may look very different upfront but deliver similar or very different value once everything is considered.

  • What does “consecutive years value” mean?

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    Consecutive years value estimates how much value a card can deliver after the first year, once welcome bonuses are no longer available.

    This is especially useful when comparing:

    • No-fee cards versus premium cards
    • Cards with high earn rates but annual fees
    • Cards meant for long-term use

    Looking beyond the first year helps avoid choosing a card that only looks good temporarily.

  • Can I compare credit cards if I carry a balance?

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    Yes. If you sometimes carry a balance, interest rates become more important than rewards.
    Hardbacon allows you to compare cards based on purchase interest rates, balance transfer offers, and fees, helping you identify lower-cost options.

    In many cases, a low-interest or balance transfer card can save more money than a rewards card.

  • Do I need good credit to use this comparison?

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    No. Hardbacon’s comparison includes cards for a wide range of credit profiles, including:

    • Excellent and good credit
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    Filters help narrow results based on approval likelihood and eligibility requirements so you can focus on realistic options.

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Investing

The 8 Best Options Trading Platforms in Canada

Navigating the labyrinthine world of options trading can be a daunting task in Canada. From the uninitiated beginner to the seasoned investor, everyone needs a reliable platform that aligns with their trading goals, offers robust tools, and doesn’t break the…
Investing

Questrade VS Wealthsimple: Which Online Broker Should You Choose?

Online brokerage has grown in popularity in recent years, driving down trading costs between fiercely competitive platforms. There are now a wide variety of online brokers on the Canadian market, with different prices, features and tools. With the arrival of…
review of wealth simple
Investing

A review of Wealthsimple

Wealthsimple is an online investing service founded by Michael Katchen in 2014 in Toronto. Today the company has over $70 billion in assets under administration. Wealthsimple stood out from the start by offering smart and simple investing without the high…
exchange traded funds
Investing

Understanding Canadian ETFs to Increase your Wealth

Exchange-traded funds (ETFs) are the new darling of self-directed investors. Although they were first introduced several years ago, the democratization of investing has made it easier than ever to buy ETFs. Are ETFs really beneficial? What are their limitations? How…
RRSP- a yellow piggy bank with a coin and a dollar sign
Investing

How to Use the RRSP to Save on Taxes and Retire Rich

A registered retirement saving plan (RRSP) is, for most of us, the first step towards saving for our golden years. The RRSP is a registered investment account that carries many tax benefits. The primary purpose is to shelter a portion…
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Desk with tax forms and calculator for financial planning
Financial planning

The 5 Best Free Canadian Tax Softwares

For most people, doing their taxes is a thankless task. Fortunately, there are free tax software programs that make it easy to calculate and file your taxes online. We recommend that you choose a software that is easy to use,…
Financial planning

The 6 Best Tax Return Software in Canada

To file quickly, easily, and without a blinding migraine, choosing the best tax return software in Canada is crucial. Tax season is the most dreaded time of year, with many of us hoping to bypass the annual state of confusion…
Guide to old age security in 2023
Financial planning

The New Guide to Old Age Security

What is Old Age Security? Times are tough, especially when you stop working. Your income goes down while prices go up. Old Age Security (OAS), sometimes called Old Age Pension, is money you might receive from the government when you…
A man and woman standing face to face, displaying depression and anxiety between them
Financial planning

What Is the Cost of a Divorce in Canada?

Going through a divorce can drain you emotionally and financially. By understanding the costs involved, you can decide what to fight for and what to do yourself. In Canada, divorce costs can vary from $1,000 to $25,000 and up, depending…
Ontario staycation tax credit
Financial planning

Ontario Staycation Tax Credit: What You Need To Know in 2022

If you are a resident of Ontario and are planning a short trip anytime soon, you may consider opting for a staycation in the province. At least you get to receive some money back from the Ontario government for enjoying…
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