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HSBC Premier World Elite Mastercard

Welcome offer
80 000Points
To be eligible, you must apply by February 28, 2023. Earn 20,000 points when you make your first purchase. Spend at least $6,000 in net purchases in the first 180 days to get 40,000. Get 20,000 points additionally for keeping your account active and in good standing for 12 months.
INTEREST RATES
19.9% Purchase
22.9% Cash advance
BONUS OFFER
100 000Points
If you are a resident of Quebec, you can receive the additional 60,000 points if you keep your account open and in good standing for 180 days from your account opening. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC Premier World Elite Rewards Program Terms and ConditionsHSBC Premier World Elite Rewards Program Terms and Conditions This link will open in a new window. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Premier World Elite Rewards Program Terms and Conditions.
ANNUAL FEES
$149 Main cardholer
$99 with an HSBC Premier account
$0 Additional card

This card is awesome for a personal user because :

Up to 80,000 points welcome bonus

Get 80,000 points worth $400 in the first year. Plus, get an annual fee rebate in the first year.

Up to 100,000 points welcome bonus for Quebec residents

If you are a Quebec resident, earn up to 100,000 points ($500 travel value) AND receive an annual $100 travel enhancement credit. Application must be made by January 31, 2023. Conditions apply.

Personal rewards card for traveling

This personal rewards card is ideal for buying goods and services in foreign currency and traveling. Enjoy multiple rewards that can be used for travel expenses, no foreign transaction fees, and travel insurance coverage.

No conversion fees

This card comes with $0 foreign transaction fees, so it's perfect for your next trip abroad.

Free additional card

The authorized user annual fee for this card is $0 per card, so you can add additional cardholders at no extra cost.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
80 000
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Up to 90 days of coverage for purchased items.

📆

Extended Warranty

Increase the original manufacturer’s warranty to a maximum of 1 extra year.

🦷

Travel accident

Up to $1,000,000 coverage for travel accidents.

🩴

Emergency purchases

Up to $200 coverage for emergency purchases.

⚡️

Trip interruption

Up to $2,000 coverage per insured person to a maximum of $5,000 for trip interruption.

Trip cancellation

Up to $2,000 coverage per insured person to a maximum of $5,000 for trip cancellations.

🚗

Auto Rental coverage

Rental coverage is included when you charge the entire cost of the car rental with the card.

BENEFITS

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

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