Compare Car Insurance Policies in Canada

Compare Canadian car insurance policies and find the one that best suits your needs.


Get up to three car insurance quotes by answering a few questions

Get multiple quotes from car insurers in just a few minutes.

How to shop for your next car insurance with Hardbacon

Comparing prices from multiple insurers before choosing auto insurance can save you hundreds of dollars each year. Here are 4 steps to follow.

Tell where you are

The first step is to enter your postal code in the box on the left and click on the Compare button. Your postal code lets us determine which Canadian province you are in and helps us direct you to the right partner.

Tell us more about yourself

The second step is to fill out our partner's application, starting with your contact as well as other personal information necessary to getting an auto insurance quote.

Tell us more about the type of driver you are

The third step is to answer questions related to your driving record and any other drivers who would use the car you want to insure. This is when you would tell us about any tickets you had and previous claims.

Tell us more about the car you want to insure

The fourth step before submitting your request is answering questions about the car you want to insure. You would include the model, year, and mileage on the car in question.

Some tips for saving money on your next Canadian car insurance policy

Opt for a car model that is less expensive to insure

Other than your age, your gender, and your driving record, one of the most important factors in determining your auto insurance premium is the model of the car you want to insure. In order to reduce the your insurance bill, its best to avoid sports cars, SUVs and the most-stolen car models in Canada. the Honda CR-V and the Lexus RX350.

Combine your auto and home insurance

Many insurers offer rebates to clients who bundle their home and auto insurance. Before buying a car insurance policy, ask your broker or insurance provider if you qualify for the rebate.

Install one or more anti-theft devices.

Many insurers offer rebates to clients who equip their car with anti-theft devices. These can take the form of an alarm system, a kill switch, which stops thieves from starting the car, or a tracking system that lets you locate a stolen vehicle. Another security measure that will earn a lower insurance bill is to etch the car's parts, which makes it hard for thieves to resell the individual pieces and makes the car a less interesting target for thieves.

Never let your policy renew without renegotiating.

Insurers offer competitive prices to new policy holders and tend to raise the price at renewal. Insurance providers profit from consumer inertia since the policy will automatically renew unless the client informs the insurer that they plan to terminate coverage. When its almost time to renew, make sure to use a car insurance comparison tool like Hardbacon's to research the best price. This way you can renegotiate with your insurance provider. If they don't offer a competitive price, there is nothing stopping you from switching companies.

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