The first step is to enter your postal code in the box to the left and then click on the "Compare" button. Your postal code lets us determine which Canadian province you are in and to send you to the right partner.
The second step is to fill out our partner's form. It starts by asking for your address and other personal information which are necessary to get a motorcycle insurance quote.
The third step is to answer some questions about your personal driving record and about the other drivers who will use the motorcycle you want to insure. This is the step where you give details about your past infractions and previous insurance claims.
The fourth and final step before submitting your request is answering some questions about the motorcycle you want to insure. It's here that you indicate the model, the year, and the mileage on the vehicle in question.
The latest models, luxury makes, sports motorcycles and high-performance vehicles are always more expensive to insure than a more basic motorcycle. When shopping for a new motorcycle, stay away from the most expensive models, unless you want to pay an equally steep insurance premium. Once you choose your model, secure your motorcycle with locks, chains, and alarms. Even if it's not an expensive bike, it might still catch a thief's attention.
When you request an insurance quote for your motorcycle, insurers want to know more about your driving record. A good record can get you rebates from certain insurers. Your demerit points and previous claims for road accidents will cancel any savings you were hoping for. With a spotless record. you show that you are a responsible driver, which will reduce your insurance premiums.
Taking the time to reflect on what you really need will pay off when it comes time to choose your deductible and protections. For example, removing the collision and replacement protections might be a good idea if it's your first motorcycle, it's used, or it didn't cost a lot. Of course, you might choose something different if it's the latest model and brand new! A higher deductible, meaning the amount you pay out of pocket when you make a claim, will reduce your premiums. Of course, you still need to come up with the money!
Did you know that many insurers give rebates to drivers who take motorcycle driving and safety lessons that are recognized by their home province? If you don't have a long driving history, taking courses has a real impact on your premium. Your new passion is driving a motorcycle and you've only be at it for a few months, you are more likely to have an accident and to submit a claim on your insurance. If you take courses, you'll learn how to stay safe on the road, and insurers know this!
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