Take control of your finances with Hardbacon

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Track your spending, budget and get personalized recommendations with the Hardbacon app.

With our all-in-one personal finance app, you can now plan, budget, and shop for your next credit card without the hassle.

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Find the best credit card based on your profile

Answer a few questions and we’ll find the best value credit cards in Canada from over 200 cards listed in our database.

Exclusive Offers

Innovation Federal Credit Union
Innovation Federal Credit Union

Before March 31st, apply to win a $2,500 winter getaway! Open a No-Fee Bank Account and you could win a $2,500 winter getaway!*

American express Gold Scotia
American express Gold Scotia

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. *Conditions apply.

goPeer
goPeer

Join Canada’s leading private credit marketplace! Become an investor and earn high-yield passive income or get a low-interest loan funded by your Canadian peers.

Koho
Koho

Get $20 when you sign up for a free KOHO account with code HARDBACON and enjoy 3 months of KOHO Extra to unlock up to 4.5% savings interest!* Conditions apply.

ClearScore
ClearScore

Get your credit score and credit report. For free, forever.

Pawns.app
Pawns.app

Make passive income online from sharing your internet and earn up to 140$!

Nesto
Nesto

Save up to $25,232 in interest when you choose nesto over the big banks.

Square One
Square One

Get home insurance in 5 minutes for as little as $12/month. Best of all, Hardbacon users receive a $20 account credit when they choose Square One.

BMO
BMO

Earn up to $450* Welcome Bonus. No monthly plan fees for one year, send Unlimited BMO Global Money Transfers with no fee for one year.

How We Help You Make Better Financial Decisions

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Personal Finance Content

No matter what personal finance question you have, chances are the answer can be found in one of 2,000 articles posted on the Hardbacon blog. Written by our experts, these articles will help you shop for a mortgage, get a more advantageous credit card, improve your credit score, or even build your stock portfolio through an online brokerage.

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Financial Product Comparison Tools

Canadians often lose savings by not comparing products like credit card, car insurance, home insurance, mortgage , and crypto exchanges. Using Hardbacon's tools, users can easily find the best options. By optimizing rewards, reducing mortgage interest, and investing wisely, our users accelerate their financial progress.

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Personal Finance App

Hardbacon’s personal finance app, referred to as “The App We Love” by Apple, has been downloaded by more than 50,000 Canadians. The application allows you to better control your expenses thanks to the budget, to better plan your financial future through planning, and to get personalized financial product recommendations that will allow you to save money.

What Our Users Say About Us

See All Google Reviews
Loic D
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Excellent app !! Centralize all your finance in one place ! So easy to comprehend your financial situation ! 100% would recommend...

David N
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Hardbacon has great financial tools to make the best decision for your financial life. Plus they have a pretty neat app to handle all your finances and budgets ! 100% recommen...

Cara M
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I was able to compare mortgages on HardBacon when going through the purchasing process of our new house - very helpful. Went back to compare bank accounts - I've had the same ...

Anipier B
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Nice app! Helps me plan and achieve my goals...

Denis B
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Great site/app for everything about your personal finance! ...

Brian B
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Great tool that gives you many interesting alternatives to financial products!...

Stephanie I
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Amazing!...

Sas S
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Awesome! Really helped me make the right choices for my finances....

Robin L
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Great information to learn about personal finance. Also makes me hungry for bacon...

Gl F
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Awesome application and service. A must have for budgeting and keeping track of your personal finances....

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