Compare MBNA bank Credit Cards

Enter your monthly expenses and get an estimate of your rewards for each credit card

🌮 Restaurant
⛽️ Gas
🎉 Entertainment
🛒 Groceries
Other
Total
$2,250.00
7 results
MBNA Rewards World Elite® Mastercard®

$878.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $678.00 taking into account annual fees.}

Annual Fee$120
Additional Card$50
Interest rate on purchases19.99%
Cash Advance24.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesPersonal
Required IncomeMore than $80,000 (individual); OR
$150,000 (household)
Recommended Credit ScoreExcellent
RewardsEarn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases
Insurances
🛍 Purchase protection📆 Extended warranty🩴 Emergency purchases⏱ Flight delay🦷 Travel accident📵 Mobile device insurance
Legal Note††, ‡, ✪, ***, ††††, Terms and Conditions apply. This offer is not available for residents of Quebec. For complete information on this MBNA credit card, please click on the “Apply Now” button.
Learn more
Earn up to 30,000 bonus MBNA Rewards Points†† for cash back, gift cards and more. Conditions Apply.MBNA bank logo
Amazon.ca Rewards Mastercard

$618.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $468.00 taking into account annual fees.}

Annual FeeFree
Interest rate on purchases19.99 %
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesCashback
Card User TypesPersonal
Required IncomeNone
RewardsPrime Member : 2.5 % back : Amazon.ca and Whole Foods Market;
2.5 % back : Foreign Currency Transactions;
Non-Prime Member : 1.5 % back : Amazon. ca and Whole Foods Market;
1 % back : Foreign Currency Transactions;
1 % : Others purchases for Prime Member and Non-Prime Member
Insurances
🛍 Purchase protection📆 Extended warranty
Learn more
5% cash back at Amazon.ca, Whole Foods Market stores, grocery stores, and restaurantsMBNA bank logo
MBNA Smart Cash Platinum Plus® Mastercard®

$423.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $423.00 taking into account annual fees.}

Annual FeeFree
Additional CardFree
Interest rate on purchases19.99%
Cash Advance24.99%
Balance Transfer22.99%
Card CategoriesCashback
Card User TypesPersonal
Required IncomeNone
RewardsGet 2% Cash Back‡ on eligible gas and grocery purchases
Get 0.5% Cash Back‡ for all other eligible purchases
Insurances
🛍 Purchase protection📆 Extended warranty
Legal Note†, ✪, Terms and Conditions apply. This offer is not available for residents of Quebec. For complete information on this MBNA credit card, please click on the “Apply Now” button.
Learn more
Up to 5% Cash Back MBNA bank logo
MBNA Smart Cash® World Mastercard®

$363.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $363.00 taking into account annual fees.}

Annual Fee$39
Additional CardFree
Interest rate on purchases19.99%
Cash Advance24.99%
Balance Transfer22.99%
Card CategoriesCashback
Card User TypesPersonal
Required Income$60,000 (individual); OR
$100,000 (household)
RewardsGet 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500) • Get 1% Cash Back‡ for all other eligible purchases
Insurances
🛍 Purchase protection📆 Extended warranty
Legal Note‡, ††, ††††, ✪, Terms and Conditions apply. This offer is not available for residents of Quebec. For complete information on this MBNA credit card, please click on the “Apply Now” button.
Learn more
Up to 5% Cash Back MBNA bank logo
MBNA Rewards Platinum Plus® Mastercard®

$256.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $231.00 taking into account annual fees.}

Annual FeeFree
Additional CardFree
Interest rate on purchases19.99%
Cash Advance24.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesPersonal
Required IncomeNone
RewardsEarn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days  , and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point‡ for every $1 spent on all other eligible purchases
Insurances
🛍 Purchase protection📆 Extended warranty📵 Mobile device insurance
Legal Note‡, ††, ✪, ***, Terms and Conditions apply. This offer is not available for residents of Quebec. For complete information on this MBNA credit card, please click on the “Apply Now” button.
Learn more
Get up to 10,000 bonus MBNA rewards points. Conditions apply.MBNA bank logo
MBNA True Line Mastercard

$0.00/ year

Estimated Rewards

based on your spending taking into account annual fees. After the first year, rewards will be $0.00 taking into account annual fees.}

Annual FeeFree
Additional CardFree
Interest rate on purchases12.99%
Cash Advance24.99%
Balance Transfer12.99%
Card CategoriesBalance transfer, Low interest
Card User TypesPersonal
Required IncomeNone
Legal Note†, ✪, Terms and Conditions apply. This offer is not available for residents of Quebec. For complete information on this MBNA credit card, please click on the “Apply Now” button.
Learn more
Get a 0% interest rate on balance transfersMBNA bank logo

Frequently asked questions about Canadian Credit Cards

How to choose a credit card with Hardbacon’s comparison tool?

To choose a credit card with our comparison tool, you need to, first, determine its purpose. If unable to pay in full the card balance each month, click on “Offer Type” on the left sidebar and select “Low Interest Rate”. If you wish to obtain rewards, select “Rewards,” and enter your annual income, in order for us to recommend the best card for you. Do not hesitate to use the other filters, and click on “more details” when you want to know more about a specific card.

What's a balance transfer with a low-interest rate?

If you find it difficult to pay your credit card in full, it is possible to transfer your balance to a low-interest-rate credit card. Financial institutions offer interest rates from 0% to 4%, for a period of 6 to 10 months on average. To obtain this card click on “Offer Type” on the left sidebar and select “Low Interest Rate”.

Can I acquire a credit card when being bankrupt or with no credit history?

If you have a bad credit history, it is still possible to obtain a credit card, but the financial institutions mayl ask you for a deposit. In the filter on the left side bar, click on “Offer Type” and select “Build my Credit Score”. Generally, even if your credit score is not good, or if you have no credit history, you can still obtain a credit card, but with a small credit limit, usually around $500.

Why is it important to pay in full the credit card balance each month?

If you pay the entire credit card balance at the end of each month, you will pay zero interest on the current month’s purchases. On the other hand, if you pay your balance partially, you will have to pay interest on the entire amount appearing on your credit card. If you think that you won’t be able to pay your credit card balance in full each month, it is recommended to use a debit card linked with a checking account.

How do credit cards work?

Credit Cards work by giving you instant access to a loan. Every time you make a purchase with your credit card, you borrow money. Your credit card comes with a credit limit; the maximum amount of money you can access. When you use your credit card to make a purchase it reduces the amount of credit you have access to. The balance you owe on your credit card accrues interest and you are required to make a minimum payment each month to keep the account in good standing. Your credit card company will send you a monthly statement detailing how much credit you have used, how much you have left, transaction history and your minimum payment due.

How to calculate credit card interest?

To calculate the amount of credit card interest you will pay each month on your balance, you need to break down your Annual Percentage Rate (APR) to a monthly rate. To do this, divide your APR by 12 because there are 12 months in a year. For example, if you carry a credit card balance of $1000 each month, and your APR is 19.99% you would do this:

  1. 19.99% / 12 = 1.7%
  2. 1.7% / 100 = 0.017
  3. $1000 x 0.017 = $17

A credit card with a $1000 balance owing will cost you $17 of interest per month. Having said that, credit card interest is compounded daily based on your average daily balance. If you don’t pay your balance off in full every month, It’ll cost you a lot more than $17.

What is a CVV?

CVV stands for Card Verification Value. It is the 3 to 4 digit number on the back of your credit card, typically found beside the signature box. It acts as a security code to protect your credit card against fraud. Never confuse your CVV number with your 4 digit Personal Identification Number (PIN), they are not the same. When you make an in-store purchase at a point-of-sale machine, you will often be asked to enter your 4 digit PIN number. However, the CVV is used for online purchases. The CVV protects you against fraud by confirming your credit card is legitimate, belongs to you, and is in your possession.

How to dispute a credit card charge?

Carefully review your statement each month and act fast when you spot an error. If you are unsatisfied with how the credit card company handled your dispute, you can escalate it to an External Complaints Body (ECB) such as ADR Chambers Banking Ombuds (ADRBO) and Ombudsman for Banking Services and Investments (OBSI).

What is the best credit card in Canada?

There is no “best credit card” in Canada. The best credit card is one that meets your needs and aligns with your spending habits and financial goals. People who love to travel tend to choose credit cards that offer competitive travel rewards. Others prefer the flexibility that cash back credit cards offer. Those who can’t pay their balance off in full each month often prefer a low-rate card. Use the Hardbacon Credit Card Comparison Tool to find the right card for your needs.