Frederic Baillargeon

Frédéric Baillargeon is a born entrepreneur. He has participated in the start-up of several successful companies which now generate millions of dollars in sales. He is interested in risk management using derivatives, and is working to demonstrate that anyone can take control of their personal finances without too much effort. He has a Bachelor's Degree in Business Management, a training in Applied Finances, is a Certified Financial Planner, and is currently finishing his eMBA at UQAM Université du Québec à Montréal and Paris-Dauphine University.

Investing

How to invest with limited resources without being robbed

The financial system is not well set up for small investors. Financial advisors are called many different things, are either paid by flat rates (called fee-only advisors), or by commission (which is much more common). Often, the small investor cannot afford a fee-only financial advisor. Moreover, advisors who are paid commission (both initial and follow-up) […]

Why Mutual Funds are Making You Poor

The underlying principle of mutual funds is brilliant. It combines the money from many small investors to have a greater buying power. This money is then invested in multiple companies. Each investor owns a small portion of the fund and is at much lower risk than if they invested all of their money independently. Indeed, […]