Straight from France, Nicolas is a former Finance student from the University of Manchester. Currently in charge of Marketing and Design at Hardbacon, he knows how to put his multicultural background to good use.
How to use a spousal RRSP
There is nothing sexier than an RRSP, at least for those who know how to use it. As you probably already know, a Registered Retirement Savings Plan (RRSP) is a type of account into which you can invest tax-sheltered money for your retirement. Generally, you can save 18% of your income from the previous year […]
Everything you always wanted to know about bonds
Bonds are an essential ingredient in most investment portfolios. They are negatively correlated with the stock market, so they reduce the risk inherent in a portfolio. In addition, they provide consistent returns with low volatility, so they’re generally a safe, predictable investment as well. But do you really know what a bond is? What is […]
How do you rebalance a portfolio?
In March 2020, the stock markets fell due to the lockdown announced in several economies as a result of Covid-19 beginning to spread. While it is important to diversify your portfolio, you should also monitor it and rebalance it regularly, to maintain your target asset allocation. Rebalancing is done by buying and selling securities in […]
Why Halal investment should not attract Muslims only ?
After introducing a revolutionary digital system to the West that has transformed mathematics and commerce forever, it seems that Islamic principles can still be very useful to our wallets, thanks to Islamic finance. Halal investing, which is the cousin of Islamic finance, is most notably known to favour less risky and more stable investments. What […]
How to invest in real estate without getting your hands dirty
Operating an income property can be daunting. You have to collect the rent, manage the building and keep on top of maintenance and repairs. And it is all the more risky if you’re the only person responsible for the property. Indeed, your investment can literally go up in smoke! The alternative is to invest in […]