Coast Capital Savings Void Cheque: Everything you need to know to find and understand it

By Arthur Dubois | Published on 02 Mar 2022

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    From pre-authorizing payments to getting paid, void cheques still come in handy… even though cheques are rarely used in Canada. The main reason you need a Coast Capital  void cheque is to share your banking information with someone else.

    Understanding Your Coast Capital Void Cheque

    If you know what the numbers at the bottom of your Coast Capital  void cheque mean, you can probably just share them… without having to go looking for a void cheque in your banking portal every time someone asks for one.

    So, here are the important features of a cheque in Canada that you should be able to recognize by looking at one :

    1. Your home address

    This is the information you don’t need to look at a void cheque to know. However, it is often needed by those who ask you for a void cheque.

    2. Your branch address

    This is the address of your Coast Capital branch. Note that some Coast Capital branches have more than one point of service. 

    3. Your branch transit number

    This is a 5-digit number that identifies the Coast Capital  branch to which your bank account is associated.

    4. Your bank Institution Number

    The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. Coast Capital ’s institution number is 809.

    5. Your account number (or folio number)

    The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your void cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution but generally ranges from 7 to 12 digits. 

    How to find your void cheque on the Coast Capital  online portal

    Before the Internet, a void cheque was a paper cheque with “SAMPLE” or “VOID” written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a void cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.

    For those who don’t want to waste paper or who don’t have a chequebook, it’s possible to get a sample check from Coast Capital by logging in to their online banking portal. Follow the steps below to download a sample check in PDF in just a few clicks: 

    • Log into your Coast Capital account by following this link:
    • In the menu, click on “Account Overview”, and then on “Download Void Cheque”
    • Select the account you want the void cheque for and confirm your address is correct
    • Click the Export button to download a PDF file of your void cheque, which you can save or print out if you need a physical copy

    Now you know all it takes to find your account information as a Coast Capital Savings customer! Furthermore, you should now be able to write a cheque.

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    Arthur Dubois is a personal finance writer at Hardbacon. Since relocating to Canada, he has successfully built his credit score from scratch and begun investing in the stock market. In addition to his work at Hardbacon, Arthur has contributed to Metro newspaper and several other publications