Libro Credit Union Sample Cheque: Everything you need to know to find and understand it

By Arthur Dubois | Published on 02 Mar 2022

From pre-authorizing payments to getting paid, sample cheques still come in handy… even though cheques are rarely used in Canada. The main reason you need a Libro Credit Union  sample cheque is to share your banking information with someone else.

Understanding Your Libro Credit Union  Sample Cheque

If you know what the numbers at the bottom of your Libro Credit Union  sample cheque mean, you can probably just share them… without having to go looking for a Sample Cheque in your banking portal every time someone asks for one.

So, here are the important features of a cheque in Canada that you should be able to recognize by looking at one :

1. Your home address

This is the information you don’t need to look at a sample cheque to know. However, it is often needed by those who ask you for a sample cheque.

2. Your branch address

This is the address of your Libro Credit Union branch. Note that some Libro Credit Union branches have more than one point of service. 

3. Your branch transit number

This is a 5-digit number that identifies the Libro Credit Union  branch to which your bank account is associated.

4. Your bank Institution Number

The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. Libro Credit Union ’s institution number is 828.

5. Your account number (or folio number)

The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your sample cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution but generally ranges from 7 to 12 digits.

How to find your sample cheque on the Libro Credit Union  online portal

Before the Internet, a sample cheque was a paper cheque with “SAMPLE” or “VOID” written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a sample cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.

For those who don’t want to waste paper or who don’t have a chequebook, it’s possible to get a void cheque from Libro Credit Union by logging in to their online banking portal. Follow the steps below to download a void cheque in PDF in just a few clicks:

  • Log into your account at the following link:
  • Select the account you want on the “My Accounts” page and then click on “Page Options”, which looks like a cog wheel. 
  • Click on “Void Cheque” and a pop-up will appear with all your account information. Select “Download” to save and then print if you need to. Don’t forget to close the window after you’re finished!

Now you know everything you need to in order to find your account information and understand your void cheque as a Libro Credit Union customer! 

Arthur Dubois is a personal finance writer at Hardbacon. Since relocating to Canada, he has successfully built his credit score from scratch and begun investing in the stock market. In addition to his work at Hardbacon, Arthur has contributed to Metro newspaper and several other publications