Manulife Bank sample cheque: everything you need to know to find it and understand it

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    From pre-authorizing payments to getting paid, sample cheques still come in handy… even though cheques are rarely used in Canada. The main reason you need a Manulife Bank sample cheque is to share your banking information with someone else.

    Understanding Your Manulife Bank Sample Cheque

    If you know what the numbers at the bottom of your Manulife Bank sample cheque mean, you can probably just share those numbers… without having to go looking for a sample cheque in your banking portal every time someone asks for a sample cheque.

    So, here are the important features of a cheque in Canada that you should be able to recognize by looking at a cheque:

    1. Your home address

    This is information you don’t need to look at a sample cheque to know. However, this information is often needed by those who ask you for a sample cheque.

    2. Your bank branch address

    Since Manulife Bank is an online bank, this address does not vary, as all Manulife Bank customers share the same “branch”. This address is therefore the same for all Manulife Bank customers: 500 King Street North Waterloo, ON N2J 4C6

    3. The Transit Number

    This is a 5-digit number that identifies the bank branch to which your bank account is associated. Since Manulife Bank is an online bank, all of its customers in Canada are attached to the same “branch”. In the case of Manulife Bank, this number is always the same, 05012, which is not the case for other banks.

    4. The Institution Number

    The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. Manulife Bank’s institution number is 540.

    5. Your account number (or folio number)

    The account (or folio) number is the identifier for your bank account. Without the transit number and institution number, it cannot be used to transfer money. As a result, it is the most sensitive information you will find on your sample cheque, as it is the number that is associated with your bank account. This number varies in length depending on the financial institution.

    How to find your sample cheque on the Manulife Bank online portal

    Before the Internet, a sample cheque was a paper cheque with “SAMPLE” written on it to ensure that the cheque could not be used. If you have a chequebook, you can still do this. In fact, a sample cheque is a document that contains all the information displayed on a cheque, so you can still do it that way.

    For those who don’t want to waste paper, or who simply don’t have a chequebook, it is possible to obtain a Manulife Bank sample cheque by logging into the Manulife Bank online portal. Here are the steps to download a Manulife Bank sample cheque in PDF format with just a few clicks:

    • Log into your Manulife Bank account using the following link:
    • Go to “Account Services”, and then click on “Print a void cheque”
    • A PDF document containing your sample cheque should open in your browser; all you need to do is download it.

    Now you know everything you need to know about finding your Manulife Bank sample cheque, and how to interpret the different elements on it! Furthermore, you should now be able to write a cheque.

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    Julien started Hardbacon to help Canadians make better investment decisions. He’s raised more than three million dollars and signed strategic partnerships with financial institutions across the country. Before starting Hardbacon, Julien shared his passion for personal finance and the stock market while working as a business journalist for Les Affaires. He passed the Canadian Securities Course (CSC), and, over the years, collaborated with various media including CBC, LCN and Urbania.