Julien Brault
Julien Brault

Julien started Hardbacon to help Canadians make better investment decisions. He’s raised more than three million dollars and signed strategic partnerships with financial institutions across the country. Before starting Hardbacon, Julien shared his passion for personal finance and the stock market while working as a business journalist for Les Affaires. He passed the Canadian Securities Course (CSC), and, over the years, collaborated with various media including CBC, LCN and Urbania.

Bankruptcy

The End of a Chapter for Hardbacon

It is with a heavy heart that I write my last post for Hardbacon. Indeed, all employees of Hardbacon (Bacon Financial Technologies Inc.) have been let go, and our operations are now suspended. The company will declare bankruptcy in the…

Popular subscription services are represented as monsters fishing for Canadian consumers' hard earn dollars.
Budget

Survey: The Average Canadian Has 8 Recurring Subscriptions... But Doesn't Know It!

Imagine a world where every aspect of your daily life, from your meals (DashPass) to your family photos (iCloud+) to your entertainment (Netflix), is governed by a recurring subscription. This world is a reality for a growing number of Canadians.…

A payment terminal displaying tipping percentage options including 18%, 20%, 22% and 25%
Budget

Survey: Find Out How Much Canadians Tip and What Irritates Them

It's not just the increase in food prices that's driving up our expenses. It's also tipflation, a phenomenon we wanted to examine by conducting a survey on tipping in Canada. The results of our survey show that the majority of…

A $25 Visa Vanilla card, with its package and invoice
Credit Cards

I Tried the Vanilla Visa Prepaid Card for You: Here’s My Take

Prepaid cards, especially the Vanilla brand, have long been synonymous with the term "prepaid card." Not too long ago, the market for rechargeable prepaid cards was sparse, and those with poor credit scores often had no choice but to use…

Vanilla Visa
Credit Cards

How to Check Your Vanilla Visa Balance in Canada

If you received a Vanilla Visa card as a gift or can't remember how much money you have on the card, it's easy to check the balance. Here's how. 1. Go to the Vanilla website Type Vanillaprepaid.com in your browser's…

Handmade cardboard robot with a robotic appearance
Investing

Everything you’ve always wanted to know about Canadian robo-advisors

Contrary to popular belief, Canadian robo-advisors have little in common with Terminator cyborg killers. In fact, these investment services employ real-life portfolio managers who handle their clients' money. So there are actually no robots buying or selling on the stock…

a sign on a pole
Credit Cards

The 5 Best Credit Cards For TTC Riders

Since the Toronto Transit Commission (TTC) introduced card taps at the gates in 2023, commuting in Toronto has evolved. But not all cards are created equal, especially when it comes to maximizing benefits for frequent riders. Let’s dive into why…

a person with question marks and a few credit cards
News

Why Hardbacon just launched a TV advertising campaign

Today, Hardbacon is launching a television advertising campaign. The campaign comes in the form of four advertisements emphasizing the importance of shopping around for financial products. Of course, as a technology company, you don't launch solely a TV campaign. So…

credit-card-comparators
News

Hardbacon launches its revised and improved credit cards comparison tool

The popularity of our credit cards comparison tool, as well as our other comparison tools, has grown steadily since their launch in November. In fact, these tools have helped more than 45,000 Canadians choose better products since November 2020. Faced…

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