Julien Brault

It is with a heavy heart that I write this last post for Hardbacon. Indeed, all employees of Hardbacon (Bacon Financial Technologies Inc.) have been let go, and our operations are now suspended. The company will declare bankruptcy in the coming days, and it is possible that third parties may purchase some of our assets […]

Imagine a world where every aspect of your daily life, from your meals (DashPass) to your family photos (iCloud+) to your entertainment (Netflix), is governed by a recurring subscription. This world is a reality for a growing number of Canadians. In fact, a survey we conducted on the subject revealed that Canadians have an average […]

It’s not just the increase in food prices that’s driving up our expenses. It’s also tipflation, a phenomenon we wanted to examine by conducting a survey on tipping in Canada. The results of our survey show that the majority of Canadians tip more because of the options presented by payment terminals. Indeed, 24% of Canadians […]

Prepaid cards, especially the Vanilla brand, have long been synonymous with the term “prepaid card.” Not too long ago, the market for rechargeable prepaid cards was sparse, and those with poor credit scores often had no choice but to use single-use prepaid cards for online shopping. That’s not the case anymore. However, many people still […]

If you received a Vanilla Visa card as a gift or can’t remember how much money you have on the card, it’s easy to check the balance. Here’s how. 1. Go to the Vanilla website Type Vanillaprepaid.com in your browser’s address bar. The home page of the Vanilla website displays the form you need to […]

Contrary to popular belief, Canadian robo-advisors have little in common with Terminator cyborg killers. In fact, these investment services employ real-life portfolio managers who handle their clients’ money. So there are actually no robots buying or selling on the stock markets. An age-old model Portfolio managers working for robo-advisors build several portfolios to accommodate different […]

Since the Toronto Transit Commission (TTC) introduced card taps at the gates in 2023, commuting in Toronto has evolved. But not all cards are created equal, especially when it comes to maximizing benefits for frequent riders. Let’s dive into why a credit card might improve your TTC travels, and which ones top the list. Why […]

I love Canadian robo-advisors. I’m not going to delve into why their strategy, which is to invest in stock market indexes, is attractive to investors. The beauty of a robo-advisor’s investing strategy is that it’s simple…so simple that anyone can create their own robo-advisor in just a few easy steps. Here’s how to do it. Determine […]

Today, Hardbacon is launching a television advertising campaign. The campaign comes in the form of four advertisements emphasizing the importance of shopping around for financial products. Of course, as a technology company, you don’t launch solely a TV campaign. So it will also be featured on Facebook, YouTube and Reddit, where a growing proportion of […]