Disability Insurance

Let’s talk about mental health and how it affects your income. I’ve struggled with anxiety and depression almost my entire life and it has affected my personal relationships, marriage, motherhood, my career and, you guessed it, my money too. There are obvious ways money and mental health go hand-in-hand, but there are less obvious consequences […]

Canadian employees work hard day in and day out to support themselves and their families. Unfortunately, life can throw unexpected curveballs, such as serious illnesses, injuries, and other unforeseen circumstances, preventing individuals from earning their wages. If you can’t work, you could experience financial hardship. One of the benefits your employer may provide to protect […]

If you have loved ones in your life who depend on you, you’ve probably worried about how you would take care of them if anything were to happen to you. Well, hopefully, it’s at least crossed your mind once or twice. Everyone agrees that life insurance is an important part of protecting your loved ones […]

Long-term care insurance can be an essential part of your financial planning. It provides coverage for the care that you may need in case you are unable to care for yourself due to a chronic illness, disability, or other conditions. In Canada, long-term care insurance is becoming increasingly popular as people realize the need for […]

Disability insurance is just one of the ways you can protect your income if you can’t work due to an injury or illness. For those in traditional employment, disability coverage usually comes through group insurance arranged by the employer. Self-employed people, on the other hand, must obtain disability insurance on their own.  Luckily, this post […]

If you work for a living, you probably expect to be able to go to work and do your job every day. However, sometimes things don’t go as planned. You might find yourself in a situation where you can’t do your job due to health issues resulting in a short-term disability. Fortunately, some financial supports […]

If you’re about to buy a house or already have one, you were likely offered mortgage life and disability insurance. If you choose to take life insurance, it can pay off the mortgage balance if you pass away. If you select disability insurance, the policy could make the mortgage payments for you for up to […]

Short-term disability insurance could help save your bacon. If a medical condition temporarily renders you unable to work, you may get short-term disability benefits from your employer, the Canadian government, or private disability insurance coverage. Many short-term disability claims are fairly straightforward, but what about mental health issues? Most people who experience mental health issues […]

Is disability insurance a good idea? Life has a way of throwing curve balls. No one wakes up on a good day expecting to be involved in an accident or unable to work due to an illness. But it happens even more often than we would like to admit. Disability insurance helps to cover expenses […]

Long-term disability (LTD) insurance is important for anyone in the workforce regardless of whether you work in a physically intensive job or in an office environment. When we think about assets, our minds generally go towards a house, a car, a portfolio of securities in your registered retirement savings plan (RRSP), etc. However, your ability […]