Investing
So, you want to start investing. But what types of stocks should you invest in? There’s much to consider before pouring money into the stock market, but a good starting point might be to talk about two of the most popular stock types: technology and industrial stocks. Both have upsides and downsides. Perhaps most importantly, […]
Over the last decade, robo-advisors have exploded onto the investing scene and disrupted how individuals invest. Old-school investment management companies employ lots of people with finance and math degrees to figure out what’s going to happen to specific stocks and the stock market as a whole. To cover the cost of running the company, they […]
Online brokerage platforms seem almost interchangeable, especially when they belong to a major Canadian bank. However, RBC Direct Investing does offer a more comprehensive experience without any real weaknesses, which will likely please RBC’s current clients. Up until now, no other financial institution has dared to join National Bank Direct Brokerage or Desjardins Direct Brokerage […]
There are several myths that surround stock market investing. One common assumption is that investing in equities is difficult for the average retail investor and the other is you need huge amounts of capital to get started. However, there are several ways for retail investors to start investing in stocks and they can begin with […]
The FIRE (Financial Independence Retire Early) movement’s popularity has been growing massively in recent years. Its ranks have been boosted by millions of people with the desire to kick their nine-to-five lives. The FIRE movement provides encouragement to millennials, or anyone whose lifestyle may leave something to be desired, to save as fast and hard […]
The financial system is not well set up for small investors. Financial advisors are called many different things, are either paid by flat rates (called fee-only advisors), or by commission (which is much more common). Often, the small investor cannot afford a fee-only financial advisor. Moreover, advisors who are paid commission (both initial and follow-up) […]
The underlying principle of mutual funds is brilliant. It combines the money from many small investors to have a greater buying power. This money is then invested in multiple companies. Each investor owns a small portion of the fund and is at much lower risk than if they invested all of their money independently. Indeed, […]
Investing in the U.S. equity and bond markets allows Canadians to diversify their capital and lower overall risks. Several growth stocks trading south of the border also provide Canadians an enticing opportunity to grow long-term wealth and most domestic brokerages will give users access to financial instruments listed on major U.S. exchanges. The most popular […]
A reinvestment strategy is where the investor uses income in the form of dividends or interests in an investment to purchase additional units of the asset class instead of withdrawing these cash distributions. It’s a great way to increase the value of your investments over a period of time. Here, we take a look at […]
Let’s be honest. Most investors aim to generate consistent returns and build long-term wealth. As interest rates and bond yields are near record lows, equity markets remain the top bet for Canadians looking to beat inflation rates. One of the smartest financial instruments that investors have at their disposal are ETFs or exchange-traded funds. An […]
When you are looking to invest in equities there are multiple strategies you can follow. Investors who don’t have any knowledge of the stock market can purchase ETFs or exchange-traded funds. ETF investing is the best option for the passive investor as it provides them with diversification lowering overall risks considerably. Alternatively, for the active […]
Money Market Exchange Traded Funds (ETFs) are funds that invest most of their assets in short term debt securities. These securities may include term deposits, commercial paper and short term government bonds. Typically, most of the investments in those ETFs have maturities of less than one year. These ETFs are therefore considered as a safe, […]