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RBC Visa Platinum

Special Feature(s)
No annual feeFree additional card
Interest Rates
20.99 %Purchase
22.99 %Cash Advance
Annual Fees
$0Main Cardholer
$0Additional Card

Requirements

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Credit
Score
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Canadian
Residency
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Required
Income

Insurance

🛍

Purchase protection

Purchase security covering loss and damages on new products for up to 90 days from date of purchase.

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Extended warranty

Extended warranty that doubles the manufacturer's warranty up to a maximum of one year.

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Auto rental coverage

Car rental insurance covers damages/theft up to the value of the rental vehicle and towing, as long as the rental period doesn't exceed 48 consecutive days.

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Travel accident

Travel accident insurance covers up to $500,000 in the event of accidental bodily injury on a common carrier.

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Extended warranty

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.

Benefits

Exclusive discounts with my favorite brands

Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with your RBC Visa Platinum credit card. Earn extra Be Well points when shopping at Rexall. Access free delivery for a year with DoorDash.

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