10 free dating sites & apps you can use without a credit card in Canada

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If you’re single and ready to mingle, finding love can be a challenging task, especially if you don’t have a credit card. Fortunately, there are a variety of free dating sites and apps available in Canada. In this article, we’ll highlight the top 10 free dating sites and apps you can use without a credit card in Canada, along with tips for success and an overview of the pros and cons of using free dating platforms.

Top 5 Free Dating Sites in Canada 

Are you looking for love in Canada but don’t want to spend a fortune on dating sites? Luckily, there are plenty of free dating sites available in Canada that can help you find your perfect match.

Plenty of Fish (POF)

Plenty of Fish, or POF, is one of the most popular free dating sites worldwide, with a significant user base in Canada. The platform offers a variety of features, including advanced search filters, messaging options, and the ability to see who has viewed your profile. With over 150 million registered users, POF is a great option for Canadians looking for a free dating site with a large user base.

Plenty of Fish Pricing & Payment Methods

POF also has a Premium plan for those who are seeking enhanced features that can help people to land the date of their dreams. POF Premium has three plans. There is a 3 month plan for $62.99, a 6 month plan for $94.49, and a 12 month plan for $125.99. You can pay for the Premium plan using popular payment methods like Visa, Mastercard, American Express, Apple Pay and Google Pay.

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OkCupid is a free dating site that uses a unique matchmaking algorithm to connect users based on shared interests and personality traits. The platform also offers a variety of features, such as messaging, advanced search filters, and the ability to see who has liked your profile. With over 50 million registered users worldwide, OkCupid is a great option for Canadians looking for a free dating site that prioritizes compatibility.

OkCupid Pricing & Payment Methods

OkCupid also offers 3 subscription plans that each have their unique benefits. The Basic plan removes ads, allows you to send unlimited likes, and more. The Premium plan gives you everything from the Basic plan, but also allows you to see who liked your profile and everyone’s public answers and questions. There is also a third option called Incognito Mode, and as the name implies, this plan hides your profile to everyone except those you’ve liked or messaged.

You can pay for your OkCupid subscription using your credit card, debit card, PayPal, Google Pay or Apple Pay.

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Incognito Mode$19.99$44.97$59.94


Badoo is a free dating site with a significant user base in Canada and around the world. The platform offers a variety of features, including messaging, photo sharing, and the ability to search for users based on specific criteria. With nearly 500 million registered users worldwide, Badoo is a great option for Canadians looking for a free dating site with a diverse user base.

Badoo Pricing & Payment Methods

Badoo also offers a Premium subscription that allows you to undo your last vote, and browse through profiles anonymously. Badoo Premium also removes the swipe limit, prioritises your messages in their inbox, and removes ads from the platform. You can pay for a Badoo Premium subscription with your credit card, debit card, PayPal, Google Pay, and Apple Pay.

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Mingle2 is a free dating site that focuses on connecting users based on shared interests and personality traits. The platform offers a variety of features, such as messaging, advanced search filters, and the ability to see who has viewed your profile. With over 39 million registered users worldwide, Mingle2 is a great option for Canadians looking for a free dating site with a smaller but active user base.

Mingle2 Pricing & Payment Methods

Mingle2 also offers a Plus subscription for people who would like to increase the exposure of their profile. The price is $29.97 for 3 months, $47.94 for 6 months, and $69.96 for 12 months. You can pay for this subscription with PayPal, Apple Pay, and Google Pay.

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LuvFree is a free dating site that focuses on building authentic connections between users. The platform offers a variety of features, including messaging, photo sharing, and the ability to search for users based on specific criteria. With over 1 million registered users worldwide, LuvFree is a great option for Canadians looking for a free dating site that emphasizes meaningful connections over casual hookups.

LuvFree Pricing: Free

Top 5 Free Dating Apps in Canada


Tinder is a popular dating app that offers a platform for Canadian singles to connect with potential partners. With its user-friendly interface and extensive user base, Tinder provides an opportunity for individuals to meet new people and form meaningful connections. It allows users to create profiles, browse through photos, and swipe right to express interest or left to pass. 

This simplified process enables Canadians to explore a wide range of dating options conveniently. Tinder’s location-based matching also benefits Canadian singles by facilitating local connections and potentially leading to meaningful relationships or enjoyable dating experiences.

Tinder Pricing & Payment Methods

Tinder subscription plans provide users with additional features to enhance their dating experience. With options like Tinder Plus, Tinder Gold and Tinder Platinum, members gain benefits such as unlimited likes, passport to connect with people worldwide, boosts to stand out, and the ability to rewind and undo swipes. You can purchase a Tinder subscription with Visa, Mastercard, American Express, PayPal, Google Pay and Apple Pay.

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Bumble is a popular dating app that offers a refreshing approach to online dating, ideal for single Canadians searching for a compatible partner. Unlike other platforms, Bumble empowers women to make the first move, giving them control over initiating conversations. 

This unique feature fosters a more egalitarian dating environment and encourages meaningful connections. Bumble’s user-friendly interface and extensive profiles allow individuals to showcase their interests, preferences, and values, aiding in finding like-minded matches.

Bumble Pricing & Payment Methods

Bumble also offers two subscription models, Boost and Premium. With Boost, users gain visibility and can see who has swiped right on them, while Premium unlocks advanced features like unlimited swipes and the ability to rematch with expired connections. You can subscribe to Boost or Premium using your credit card and debit card, or by using your PayPal, Apple Pay or Google Pay account.

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Facebook Dating

Facebook Dating offers an exciting opportunity for single Canadians seeking meaningful connections. With its vast user base and advanced matchmaking algorithms, it presents a convenient and efficient platform to find the love of their lives. 

By utilizing Facebook’s extensive network, users can discover potential matches with shared interests and values, enhancing the chances of a successful relationship. Its user-friendly interface and privacy features provide a secure and enjoyable dating experience, making it a valuable resource for Canadians eager to embark on their romantic journey.

Facebook Dating Pricing: Free


Hinge, the popular dating app, offers Canadians a fantastic opportunity to find a perfect date for a memorable night out. With its innovative features and user-friendly interface, Hinge allows individuals to connect based on shared interests and values. By fostering meaningful conversations and genuine connections, Hinge ensures that Canadians can discover compatible partners and create unforgettable experiences together.

Hinge Pricing & Payment Methods

Hinge also offers a subscription service called Hinge+. The service gives you unlimited daily likes, lets you view all your admirers at once, and gives you access to advanced preferences for tailored matches. You can purchase a Hinge+ membership with your credit card, debit card, or any other payment method that is connected to your Apple App Store or Google Play account.

Hinge+ membership offers three options: 1 month for $29.99, 3 months for $59.99, and 6 months for $89.99. With these prices, users gain access to enhanced features and a more tailored dating experience on the platform.

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Happn is an ideal choice for Canadians seeking love. This app connects users based on their real-life encounters, making it perfect for those who believe in serendipity. Canadians can find like-minded individuals in their vicinity through Happn. Whether strolling through picturesque streets or attending local events, Happn allows Canadians to discover potential matches who share their interests. With its user-friendly interface and unique concept, Happn provides an exciting platform for Canadians to ignite meaningful connections and find love closer to home.

Happn Pricing & Payment Methods

Happn also offers a premium subscription for those who are seeking a better dating experience. With a premium subscription, you’ll receive 10 FlashNotes daily, enabling you to make a lasting impression. You can also discover who liked your profile, so that you never miss a potential connection. In addition to that, you can program the visibility of your profile, which allows you to decide when and where you want to date.

Happn Premium offers three pricing options: $24.99 for 1 month, $89.99 for 3 months, and $119.99 for 6 months. The purchase is completed through the Apple App Store or Google Play Store, meaning that you can pay with your credit card, debit card, and also your PayPal account.

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Tips for Dating Without a Credit Card in Canada

If you’re dating in Canada and don’t want to use a credit card, don’t fret! There are still several alternatives available that will ensure you can enjoy your dating experiences.

Interac debit cards are linked directly to your bank account, making them a convenient alternative to credit cards. When dining out or enjoying drinks at a bar, most Canadian establishments accept Interac debit cards for payments. It’s simple and swift – just ensure you have enough funds in your account. If you’re concerned about overspending, you can keep track of your balance via your bank’s mobile app.

Visa Debit: A Versatile Option

Visa Debit cards offer the versatility of credit cards but draw funds directly from your bank account. They’re accepted everywhere Visa is, including online. That means if you’re dating online, you can pay for premium features on dating sites without needing a credit card.

Prepaid Cards: Pre-Loaded and Ready

Prepaid credit cards, available from many financial institutions and retail outlets, are another excellent alternative. You pre-load them with the amount you want, providing you with a built-in spending limit. They’re ideal for managing your budget, and you can use them almost anywhere – from dining establishments to online purchases, including dating site subscriptions.

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Secured Cards: Building Credit with a Deposit

If you’re in the process of building or repairing your credit score, consider a secured credit card. You’ll need to provide a security deposit, which generally determines your credit limit. Secured cards are accepted just like credit cards and can be a handy tool for improving your credit score, as long as you ensure you’re able to pay off your balance each month.

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Cash: The Tried and True Method

While it may seem a bit old-fashioned, cash is still accepted everywhere. When going on a date to a restaurant or bar, having cash on hand is often appreciated for small expenses like tips. However, remember to visit an ATM beforehand, as not all establishments have them on-site, and you might be charged fees at machines not associated with your bank.

Tips for Success on Free Dating Sites and Apps

Online dating has become an increasingly popular way to meet new people and potentially find love. With so many free dating sites and apps available in Canada, it can be challenging to know where to start. However, there are some tips and tricks that can help you succeed in your online dating journey.

Create an Engaging Profile

One of the most important aspects of online dating is creating a profile that stands out. Your dating profile is your chance to make a first impression, so it’s essential to create an engaging profile that showcases your personality and interests. Make sure to include a variety of photos that accurately represent who you are and what you enjoy doing. Also, take the time to write a unique and compelling bio that gives potential matches a glimpse into your life.

When creating your profile, it’s important to be honest and authentic. Don’t try to be someone you’re not, as this will only lead to disappointment and frustration down the road. Instead, focus on highlighting your best qualities and being true to yourself.

Be Honest and Genuine

When communicating with potential matches, it’s essential to be transparent and authentic. Honesty is always the best policy, and it’s important to be upfront about your intentions and what you’re looking for in a relationship. Don’t be afraid to ask questions and get to know your matches better. This will help you determine if there is a genuine connection and if you’re both on the same page.

Use a Variety of Communication Methods

Don’t be afraid to mix up your communication methods on free dating sites and apps. While messaging is a popular way to connect with potential matches, it’s also a good idea to try video chat or even phone calls. This can help you get a better sense of who the person is and if you have a genuine connection.

Stay Safe While Online Dating

It’s critical to stay safe while online dating. While the vast majority of people on free dating sites and apps are genuine and looking for love, there are always a few bad apples. Make sure to follow basic safety guidelines such as meeting in public places and sharing your location with a friend or family member. Also, trust your instincts. If something feels off or uncomfortable, don’t hesitate to end the conversation or block the person.

Be Patient and Persistent

Finding love on free dating sites and apps takes time and persistence. While some people may find their perfect match right away, for others, it may take a bit longer. It’s crucial to keep an open mind and stay positive even in the face of rejection. Remember that online dating is a numbers game, and the more people you connect with, the greater your chances of finding that special someone.

Overall, online dating can be a fun and exciting way to meet new people and potentially find love. By following these tips and staying true to yourself, you can increase your chances of success and find the relationship you’ve been looking for.

Final Thoughts on Finding Love Without a Credit Card in Canada

Finding love without a credit card may seem like a daunting task. However, there are plenty of options available for those who are willing to put in the time and effort.

One of the best ways to start is by utilizing free dating sites and apps and using alternative payment methods when going on a date, such as a prepaid card or a Visa debit. 

Of course, finding love isn’t always easy. It can take time and patience to find the right person. But by keeping an open mind and staying persistent, you can increase your chances of success.

One important tip to keep in mind is to be honest and upfront about your financial situation. While it may be tempting to hide the fact that you had financial problems in the past (or even currently), being truthful can actually work in your favor. 

Another tip is to get creative with your date ideas. There are plenty of fun and inexpensive activities to do in Canada, from hiking and picnicking to visiting local museums and art galleries. By thinking outside the box, you can impress your date without breaking the bank.

Ultimately, finding love without a credit card is possible. It just takes a little bit of effort and creativity. So don’t give up hope – keep searching, stay positive, and most importantly, have fun!

Happy dating!

Arthur Dubois is a personal finance writer at Hardbacon. Since relocating to Canada, he has successfully built his credit score from scratch and begun investing in the stock market. In addition to his work at Hardbacon, Arthur has contributed to Metro newspaper and several other publications