Subscribe to our newsletter to receive exclusive content on personal finance
[sibwp_form id=1]
Is this the right card for your needs?
Save time by answering a few questions to get personalized recommendations
Low Rate Guaranteed Mastercard
special feature(s)
INTEREST RATES
14.9%
Purchase
21.9%
Cash advance
ANNUAL FEES
$79
Main cardholer
$0
Additional card
Personal low interest credit card to build credit
Low-interest credit builder account with guaranteed approval helping personal users rebuild their credit rating.
Guaranteed approval
You have guaranteed approval as long as you are at least the age of majority in your province or territory of residence, and don't have another Capital One account. May need to provide security funds.
REQUIREMENTS
CREDIT
SCORE
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME
INSURANCE
🛍
Purchase Security
Purchase protection coverage up to 120 days from the date of purchase.
📆
Extended Warranty
Extended warranty which increases the original manufacturer’s warranty to a maximum of 2 extra years.
🦷
Travel accident
Up to $250,000 coverage for travel accidents on a common carrier.
🩴
Emergency purchases
Up to $100 coverage for emergency purchases in the case of delayed baggage.
🚗
Auto Rental coverage
Car rental collision/loss damage coverage is included when you charge the entire cost of the car rental with the card and your rental doesn't exceed 31 days.
BENEFITS
🌎
Worldwide customer service
You can contact customer services 24/7 from any location in the world.
SIMILAR CARDS
RELATED ARTICLES
How to Check Your Vanilla Visa Balance in Canada
If you are looking for a prepaid credit card, the Vanilla Visa card is an excellent choice. While the card does not…
The Best Credit Cards Welcome Offers in Canada for January 2023
The best credit card is not the same for everyone, since we all have different needs. So you shouldn’t choose a credit…
All About the Visa Debit Card in Canada
What’s so special about a Visa debit card? It’s time you understood the plastic in your wallet. A Visa debit card is…
The 10 Best Black Credit Cards in Canada for 2022
Black credit cards are rare and exclusive. They’re designed for the rich and are considered prestigious.Plus, they come with some great perks…