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Low interest

Low Rate Guaranteed Mastercard

special feature(s)
Guaranteed approval
You have guaranteed approval as long as you are at least the age of majority in your province or territory of residence, and don't have another Capital One account. May need to provide security funds.
INTEREST RATES
14.9% Purchase
21.9% Cash advance
ANNUAL FEES
$79 Main cardholer
$0 Additional card

Personal low interest credit card to build credit

Low-interest credit builder account with guaranteed approval helping personal users rebuild their credit rating.

Guaranteed approval

You have guaranteed approval as long as you are at least the age of majority in your province or territory of residence, and don't have another Capital One account. May need to provide security funds.

REQUIREMENTS

CREDIT
SCORE
CANADIAN RESIDENCY
REQUIRED INCOME

INSURANCE

🛍

Purchase Security

Purchase protection coverage up to 120 days from the date of purchase.

📆

Extended Warranty

Extended warranty which increases the original manufacturer’s warranty to a maximum of 2 extra years.

🦷

Travel accident

Up to $250,000 coverage for travel accidents on a common carrier.

🩴

Emergency purchases

Up to $100 coverage for emergency purchases in the case of delayed baggage.

🚗

Auto Rental coverage

Car rental collision/loss damage coverage is included when you charge the entire cost of the car rental with the card and your rental doesn't exceed 31 days.

BENEFITS

🌎

Worldwide customer service

You can contact customer services 24/7 from any location in the world.

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