Émilie J.Talbot

With over 76 million credit cards in circulation in Canada, they are very popular financial products, and there is a card for everyone: with no annual fee, a reduced interest rate or cash back, for instance. Additionally, they can serve different purposes, so choose your credit card wisely: to build your credit, to earn rewards, […]

The best robo-advisors in Canada are gaining ground as a top choice for investors, and for good reason. They offer a simple, hands-off approach to portfolio management without the need for direct interaction with a portfolio manager. A robo-advisor is a computer program that takes your financial details, like how much money you have and […]

People generally save because they have a project in mind. For various reasons, many will prefer not to invest their money, either because the project will be completed soon, or because they don’t want to take on any risk. A savings account is a simple and secure way to accumulate money to carry out these […]

Are you looking for a new credit card or your first credit card? Before using Hardbacon’s credit card comparator to pick the best card, consider these points so that you choose the one that best meets your needs. Credit card interest There are several things to consider during your search, but the most important question […]

It can be difficult for a newcomer to navigate financial services in an entirely new banking system. Not only can the procedures be different, information can also be difficult to find. That’s one of the reasons why we published a guide to personal finance for Canadian immigrants. In this article you will find information about […]

Wealthsimple is an online investing service founded by Michael Katchen in 2014 in Toronto. Today the company has over $8.4 billion in assets under management. Wealthsimple stood out from the start by offering smart and simple investing without the high fees and account minimums associated with traditional investment management. The investment is made in a […]

It can happen at any time…out of the blue you find yourself with an urgent need for money but you don’t have enough in your bank account. There are many reasons why you may need a personal loan, such as needing money for an unexpected expense, doing renovations, buying furniture, or fixing your car. You […]

Since 2014, around 15 robo-advisors have emerged in Canada, managing combined assets of approximately $11.4 billion at the time of this writing. These are small assets compared to those invested through Canadian online brokers ($422 billion) and through Canadian mutual funds ($1.6 trillion). Despite this, Canadian robo-advisers are popular with young people because they allow […]

Choosing a credit card is not easy. There are all kinds of interest rates, rewards programs, institutions, fees, and even card colours. The choice is so great that it’s easy to get lost. If only there was a way to narrow down the range of choices to see only the cards that match your criteria […]