Credit Card Offers

A welcome offer is a bonus offered for new credit card sign-ups, with the goal of attracting new customers. Welcome offers are often offered in a variety of forms, such as cash back, bonus points or waiving the annual fee for the first year. But the best credit card is not the same for everyone, since […]

Credit card churning can hurt your credit score if you’re not careful. That’s because credit card churning is the act of frequently applying for new credit cards just to get generous welcome offers. Then you cancel the card before the annual fee is due. Not only does the practice subject you to multiple hard credit […]

Credit cards can be a great way to earn some extra cash back or rewards points on your everyday purchases. However, depending on how you use your cards, you may be leaving a lot of rewards on the table. Gift cards are key to taking full advantage of credit card perks. When you strategically buy […]

Travel Hacking in Canada was terrifying to me when I first heard about it. We have notoriously expensive travel costs and I didn’t think that it would be easy to do. I was wrong. What travel hacking in Canada really means is manipulating rewards programs. You find and exploit loopholes in credit card rewards programs […]

Have you ever stared at your wallet and wished you could pay rent with a credit card in Canada? Well, you can. Credit card churners rejoice because it’s your time to shine. The biggest monthly expense for most people is rent, and for credit card churners, it’s a golden opportunity to rack up substantial points. […]

Although buying groups are still relatively uncommon in Canada, they can be a great way to earn extra credit card rewards. The concept is simple: buying groups ask members to purchase specific (frequently discounted) items. These items are either shipped to the group’s address or a dropoff is arranged. Once the group receives an item, […]

Unlock extraordinary perks and savings with the ultimate power of credit card churning. In a highly competitive market, financial institutions must ensure that their credit card offerings have attractive welcome offers to stand out from their competitors and attract new customers. So, what if you could figure out a way to consistently take advantage of […]