Credit Checks
If you are worried about the impact of credit checks on your credit score, or want to make sure to pass your next credit check, you’ve come to the right place.
Soft vs Hard Credit Checks in Canada: What You Need to Know
Did you know the subtle difference between a soft vs hard credit check is crucial if you want a good credit score? That's because the way someone accesses your credit file can actually lower your score. Yikes! You need to…
Credit Keeper Review: How Does Capital One's Credit Monitoring Stack Up?
Introduced by Capital One Canada in 2017, Credit Keeper is an online tool that provides Canadians with a free way to check their credit score. Functioning under the broader umbrella of Capital One's Credit Monitoring Service, this tool offers an…
How A Balance Transfer Affects Your Credit Score
A balance transfer credit card can reduce your debt by eliminating additional interest charges from the equation. But it can have a not-so-great effect on your credit score if you're not careful. So you have to be cautious and do…
Rental Credit Checks in Canada: What You Need to Know
If you're apartment hunting, potential landlords will run a rental credit check on you to ensure that you will make your rent payments on time. As a tenant, you may have some questions about what's on your credit report and…
The Ultimate Guide to Soft Credit Checks in Canada
Soft credit checks play a crucial role in the financial landscape of Canada. Whether you're applying for a loan, renting an apartment, or even opening a new bank account, understanding the ins and outs of soft credit checks can positively…
Does Applying for a Credit Card Affect Your Credit Score?
Thinking of increasing your purchasing power with credit? You may wonder whether applying for a credit card affects your credit score. Requesting a new a credit card will, indeed, affect your credit report. This happens because a new credit card…
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