Enter your monthly expenses and get an estimate of your rewards for each credit card
🌮 Restaurant
⛽️ Gas
🎉 Entertainment
🛒 Groceries
Other
Total
$2,250.00
154 results
Net reward value
- All cards
- My selected cards
$752.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $152.00 taking into account annual fees.}
Annual Fee$250
Interest rate on purchases20.99% , apr penalty: between 25.99% and 28.99% (variable).
Cash Advance21.99%, apr penalty: between 25.99% and 28.99% (variable).
Balance TransferN/A
Card CategoriesReward
Card User TypesPersonal
Recommended Credit ScoreVery good
RewardsEarn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more • Earn 1 point for every $1 in Card purchases everywhere else
Insurances
🚗 Auto rental coverage❌ Trip cancellation⏱ Flight delay🦷 Travel accident💨 Hotel or motel burglary🏥 Medical emergency⚡️ Trip interruption📆 Extended warranty🛍 Purchase protection
Legal Note*Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate Missed Payments, the applicable rates will be 28.99%. See the Information box included with the application for the definition of Missed Payment and which rates apply to changes on your account and other details.
Earn up to 60,000 Membership Rewards® points, that’s up to $600 towards your next vacation. Conditions apply.
$741.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $141.00 taking into account annual fees.}
Annual Fee$399/year
Additional Card$99
Interest rate on purchases9.99%
Cash Advance9.99%
Balance Transfer9.99%
Card CategoriesLow interest, Reward, Top Rated
Card User TypesPersonal
Required Income$150,000
RewardsEarn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Earn 2X Scene+ point for every $1 spent on every other purchase
Insurances
📆 Extended warranty🛍 Purchase protection📵 Mobile device insurance🦷 Travel accident🏥 Medical emergency⚡️ Trip interruption⏱ Flight delay🚗 Auto rental coverage🧳 Lost or stolen baggage insurance❌ Trip cancellation
Legal Note*Conditions apply. Refer to Scotiabank page for up to date offer terms and conditions.
Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.
$720.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $270.00 taking into account annual fees.}
Annual Fee$120
Additional Card$29/year
Interest rate on purchases20.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesPersonal
Required Income$12,000
Recommended Credit Score669
RewardsEarn 6X Scene+ points for every $1 CAD spent in Canada at Sobeys, Safeway, FreshCo, Foodland, and more;
Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, drinking establishments and entertainment purchases;
Earn 3X Scene+ points for every $1 CAD spent on eligible gas, daily transit and select streaming services;
Earn 1X Scene+ point for every $1 CAD spent on all other purchases.
Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, drinking establishments and entertainment purchases;
Earn 3X Scene+ points for every $1 CAD spent on eligible gas, daily transit and select streaming services;
Earn 1X Scene+ point for every $1 CAD spent on all other purchases.
Insurances
🏥 Medical emergency❌ Trip cancellation⚡️ Trip interruption⏱ Flight delay🦷 Travel accident🚗 Auto rental coverage💨 Hotel or motel burglary📵 Mobile device insurance🛍 Purchase protection📆 Extended warranty
Earn up to $850 in welcome offers, first year rewards and savings value, and up to 45,000 bonus Scene+ points. Conditions apply. Offer ends July 1st, 2026.
$718.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $462.00 taking into account annual fees.}
Annual Fee$120
Additional Card$50/year
Interest rate on purchases20.99%
Cash Advance23.99%
Balance Transfer23.99%
Card CategoriesCashback
Card User TypesPersonal
Required Income$80,000 (individual); OR
$150,000 (household)
$150,000 (household)
Recommended Credit ScoreExcellent
Rewards5% on groceries*
4% on transit including ride sharing, taxis and public transportation*
3% on gas and electric vehicle charging*
2% on recurring bill payments like your monthly phone bill or favourite streaming service*
1% unlimited cashback on all other purchases*
4% on transit including ride sharing, taxis and public transportation*
3% on gas and electric vehicle charging*
2% on recurring bill payments like your monthly phone bill or favourite streaming service*
1% unlimited cashback on all other purchases*
Insurances
🚗 Auto rental coverage🛍 Purchase protection📆 Extended warranty🦷 Travel accident⏱ Flight delay🏥 Medical emergency
Legal Note*Terms and conditions apply;
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year. Conditions apply
$658.49/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $591.00 taking into account annual fees.}
Annual FeeFree
Additional CardFree
Interest rate on purchases20.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesCashback
Card User TypesStudent
Required IncomeNone
Rewards3% : Grocery;
1% : Recurring bill payments;
0.5% : Other purchases
1% : Recurring bill payments;
0.5% : Other purchases
Insurances
🛍 Purchase protection📆 Extended warranty
Legal Note*Terms and conditions apply;
†Based on a comparison of the non-promotional grocery rewards earn rate on cash back credit cards with no annual fee as of January 4, 2023.
†Based on a comparison of the non-promotional grocery rewards earn rate on cash back credit cards with no annual fee as of January 4, 2023.
Get 5% cash back in your first 3 months*
$528.50/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $239.50 taking into account annual fees.}
Annual Fee$149
Additional CardUp to 22 additional cards
Interest rate on purchases17.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesBusiness
Recommended Credit ScoreExcellent
RewardsGet 4 points for every $1 spent on gas, office supplies, cell phone and internet bill payment
Insurances
🚗 Auto rental coverage⏱ Flight delay❌ Trip cancellation⚡️ Trip interruption📆 Extended warranty🛍 Purchase protection🦷 Travel accident
Welcome offer: Get over $1,500 in value. This includes up to 100,000 bonus BMO Rewards Points in your first year (that’s $669 in value).