Enter your total monthly expenses or by category
Bills & Utilities
Get up to 10% cash back in your first 3 months
- $500 in eligible grocery purchases;
- $300 in transit;
- $300 in gas and EV charging;
- $500 in eligible recurring bill payments; - $1,000 from any other qualifying purchase.
That's a total of up to $2600. To benefit from these offers, applications must be received by May 31, 2024. You can't earn cash back on refunds, cash advances, cash-like transactions, and interest charges.
Get the highest cash back earn rate on groceries in Canada.*
The BMO CashBack® World Elite®* Mastercard®* offers the highest cash back earn rate on groceries in Canada.* With this card, you can earn 5% cash back on groceries purchased at any store in Canada. This is a great card for anyone who wants to earn cash back on their grocery purchases.
Auto rental coverage
The rental car coverage will protect you from damage to or theft of a rental vehicle of MSRP up to $65,000 with a maximum rental period of up to 48 consecutive days.
Shop confidently with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from the date of purchase
Extended Warranty Insurance by BMO doubles the original manufacturer’s warranty to a maximum of 1 additional year.
Travel accident insurance that comes with BMO CashBack® World Elite®* Mastercard®* offers up to $500,000 per covered individual if they are injured or die while traveling on a common carrier such as a plane, car service, train, or cruise ship.
The BMO CashBack® World Elite®* Mastercard®* provides Flight Delay insurance, so if your flight is delayed for 4 hours or more, you are eligible for $500 per account per trip coverage.
In case of an unexpected medical emergency, you are covered for up to $5,000,000 for up to 8 consecutive trip days. So you can focus on recovering while Allianz handles the bills.
VIP Airport lounge pass
As the BMO CashBack® World Elite®* Mastercard®* cardholder, you are eligible for cheaper airport lounge passes for a $32 fee per visit only. Get access to over 1,300+ lounges worldwide through the Mastercard Travel Pass program.
With BMO concierge service, you can receive personalized travel planning assistance and assistance with event tickets and restaurant reservations.
Worldwide customer service
BMO cards come with 24/7 customer support anywhere in the world.
Exclusive discounts with my favorite brands
Save up to 25% on car rentals at participating National Car Rental and Alamo Rent A Car locations.
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