Stefani Balinsky
Stefani Balinsky

Stefani Balinsky is the former Editor in Chief at Hardbacon. She has been writing professionally since her days at McGill University and her summer internship at the Just for Laughs Festival. She has multiple degrees from McGill University and her PMP from the Project Management Institute. She loves data and research as much as she loves a good story. She has held marketing positions in publishing, health, and fintech companies. She also has an entrepreneurial mindset that feeds her curiosity. She can be reached on LinkedIn.

a close up of a cell phone

The 7 Best Credit Cards for Amazon.ca

Want to know a secret, Canada? There are many credit cards that offer Amazon-related benefits in Canada. You just have to know how to find them. In addition to the Amazon Mastercard, many TD Visa and American Express cards offer…

a building with windows and a blue sky
Mortgage

How to copy the rich and use your house’s equity to build your own real estate portfolio

If you read Hardbacon, you know that a lot of the richest people in Canada have diversified into real estate holdings; names like Greenberg, Thomson, Rahi, Apostopoulos, Azrieli, and Goldhar. Some inherited their wealth, others built in from hard work…

bmo-cashback-world-elite-mastercard
Credit Cards

BMO CashBack World Elite Mastercard Review: It’s Made for Experiences

The BMO CashBack World Elite Mastercard has a lot of perks relevant to Canadians in a digital age. The Card routinely makes the list of best cash back credit cards and best World Elite Mastercards. The BMO Cashback World Elite…

BMO rewards mastercard
Credit Cards

BMO Rewards Mastercard Review

This credit card is beyond popular in Canada, if Google is any kind of expert on web searches. The BMO Rewards Mastercard is the Bank of Montreal’s basic credit card in a long line of rewards cards. The difference between…

Credit Cards

BMO Ascend World Elite Mastercard Review for : A Travel Card for Investing

The BMO Ascend World Elite Mastercard, formerly the BMO World Elite Mastercard, has the potential to be an outstanding credit card. It is a travel card with some points conversion features that makes it good to have for inflation and…

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Credit Cards

Survey: Canadians Are Turning to Credit Cards and BNPL Loans to Finance the Holidays

Cash is on the naughty list this year and inflation is putting a lump of coal in 50% of Canadians’ stockings. According to a recent Hardbacon survey about Canandians’ holiday shopping intentions, 50% of respondents say that inflation will have…

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Credit Cards

Tangerine Cash Back World Mastercard Review

The Tangerine World Mastercard is one of the best cash back credit cards in Canada for good reason. Cardholders get 2% cash back on up to 3 transaction categories and potentially unlimited money back. It also has no annual fees…

Canadian Billionaires
Richest

5 New Canadian Billionaires Who Struck It Rich During the Pandemic

The pandemic turbocharged a lot of business sectors, especially software, real estate, and cryptocurrency. The result is five new Canadian billionaires and each one a self-made financial success. Interestingly, 4 out of 5 of them started their companies in the…

bully offer
Budget

How Does a Bully Offer in Real Estate Work?

Bullies don’t win in life but they can win real estate bidding wars. Prospective buyers might use a bully offer to close the deal early, effectively shutting out any competition. That means that you and your mortgage pre-approval need to…

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