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Interactive Brokers is a publicly-traded company (IBKR), and its online brokerage platform contains several features, not found in some of the industry’s biggest players. Over the course of my career, I’ve had the opportunity to try out several brokerage platforms. I have to say that Interactive Brokers is one of a kind. Here’s a review of […]

In collaboration with Neo Financial Traveling can be an expensive endeavor. For instance, a round-trip flight from Canada to Mexico typically costs around $1,200 for one person, exclusive of other expenses. Costs extend beyond airfare to include accommodations and various activities. Most travel hacks help you find cheaper prices, but how do you save money […]

The minimum credit score for credit card approval in Canada is roughly 660. However, this is not set in stone. It depends greatly on the type of credit card you’re applying for and the issuing financial institution. Other factors also come into play like your income, employment history, and debt load. It can also depend […]

I signed up for the Neo Money Card, commonly referred to as the Neo prepaid card, to see if lives up to the hype. It comes automatically when you open a Neo Money Account and gives you instant access to your cash. A year later, I love this card and use it frequently. It earns […]

At Hardbacon, we like to share content that helps you bring home the bacon. And a lot of this content is created by Canadian influencers, who also want to help you get richer. So we decided to compile a list of Canadian money influencers that are trending. Here it is! Kevin O’Leary Best known as […]

Credit card updater services are the reason I have trust issues. When your credit card information changes, these programs send your new card details to merchants on your behalf. But you probably have no idea it’s happening. Sure, it prevents service interruptions if your card expires. And you don’t have to update all your subscriptions […]

Ah, credit, where would we be without it? If you are reading this, we can presume that you have a credit score in the 500 range or are just curious about what options are available. In either case, you are in the right spot. Can you take out a mortgage with a credit score of […]

Cars cannot escape inflation. On the contrary, they contribute to it! In 2024, the average cost of owning a vehicle in Quebec is $1,302 per month, compared to $773 per month in 2019. If you buy your car this year and keep it 7 years, you will spend a total of $112,284 taking into account […]

The Bank of Montreal (BMO) is one of the main Canadian banking institutions. They offer a full line of essential services for Canadians, including loans, credit cards, mortgages, and other credit products. BMO offers free credit scores to their clients through TransUnion. To obtain your credit score with BMO, open the BMO mobile app, tap […]

If you’re struggling with bad credit, have you looked into credit repair companies in Canada? Having bad credit can result in a lot of stress in your life, especially when it comes to your finances. You’ll find it difficult to get approval for a credit card, mortgage, loan, or even to rent an apartment. However, […]

The credit score you have will directly affect how or if you can get a mortgage in Canada. If you have a good credit score (680 and above for a home), you’ll be offered competitive credit products. If you have a bad credit score, there will be less available to you. The good news is […]

Do you need to raise your credit score by 100 points or more? Sometimes life throws you a curveball (or two) that hurts your credit score. Overall, that makes it harder to access more than just the financial solutions you need. In Canada, your credit score plays a key role in all of your major […]