Mortgage
If you want to learn about mortgage loans in Canada, interest rates, mortgage lenders, down payments, and payment terms, then you've come to the right place.
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Frequently asked questions about mortgages
What is a subprime mortgage?
A subprime mortgage is a mortgage issued to borrowers with less than average or even bad credit. These mortgages for people with a less than stellar credit history typically come with a higher price tag in the form of higher interest rates to compensate lenders for the extra risk they are taking. The definition of a good credit score varies from lender to lender. However, in general, any score above 650 is considered to be good while a score below 550 will likely put you in the subprime category.