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If you’ve recently checked your credit score, you might find yourself wondering what the number means. Or maybe you want to know how you can increase your credit score so you can achieve your financial goals. Different lenders have different ideas about what credit score is good versus excellent, or average versus poor. Some lenders […]

In today’s day and age, having a good credit score is essential for your financial well-being. It not only affects your ability to secure loans and credit cards but can also impact your insurance premiums and even your chances of landing a job or renting an apartment. But what if you don’t have a credit […]

Wealthsimple is a Canadian fintech known for its investment app. Today, it offers many other products. I’ve had a Wealthsimple account for several years and applied for the Wealthsimple Cash prepaid card in August 2023. How does it compare with the best prepaid cards in Canada? Pretty well, I’d say. I’ve been holding funds in […]

Prepaid cards allow people who cannot get traditional credit cards to make purchases regardless of their credit score. Moreover, a prepaid credit card can serve as an alternative to debit cards or as a means to reduce the risk of fraud when shopping online. They also offer a range of attractive features that were not […]

The landscape of prepaid cards is changing fast. In recent years, new players like KOHO and Neo have been offering free plans and banking services with their prepaid cards. Does it still make sense to use a more traditional prepaid card when you know there are fees involved? Does PayPower Mastercard stand out from competitors […]

Credit cards can be a great way to earn some extra cash back or rewards points on your everyday purchases. However, depending on how you use your cards, you may be leaving a lot of rewards on the table. Gift cards are key to taking full advantage of credit card perks. When you strategically buy […]

The best online brokers for ETFs in Canada strike the right balance between competitive fees, a diverse selection of ETFs, and registered accounts. Bonus points if the platform is super easy to use and accessible across devices. But selecting the best broker for you is where things can get a little tricky. After all, free […]

He was the Houdini of heists, hitting over 60 banks nationwide and pocketing millions. But Gilbert Galvan was no amateur. The infamous ‘Flying Bandit’ planned his robberies like I plan my Netlifx marathons – meticulously and with first-class snacks. He also amassed 160,000 Aeroplan points and VIP treatment from Canada’s largest airline. Here’s how it […]

Long security lines. Fighting for overhead bin space. Elbow wars over the armrest. Empty leg flights in Canada are the air travel hack you’ve been waiting for. Ditch the cramped seats, mouth breathers, and crying babies. An empty leg flight is a discounted one-way journey on a private jet. It’s like a super cheap limo […]

The ideal credit card for new immigrants in Canada should be easy to qualify for, build a Canadian credit history, and reward your purchases. But the best one for you can be hard to find. So we’ve rounded up the 11 best credit card options tailored specifically for newcomers. From secured credit cards to rewards […]

In the murky waters of private lending, people who are new to credit or have limited credit are fresh meat. Loan sharks circle while the JAWS theme plays faster and louder. Then along comes Nyble, a Canadian personal finance platform turning the tide against a predatory market. With zero interest charges and late fees, you […]

Is crushing debt making you feel overwhelmed and hopeless? There are bankruptcy alternatives that offer a more positive path forward without the long-term impact on your credit score. Bankruptcy should be considered as a last resort. Exploring all available options is important to find the right solution for your unique situation. In this article, we […]