Credit Cards
Tangerine World Mastercard Overview The Tangerine World Mastercard is a great entry-level travel credit card. It’s great for those who want to take advantage of enhanced insurance coverage and airport lounge access. Notably, the card doesn’t have an annual fee and earns cashback rewards instead of travel points. The card lets you select up to […]
If your budget is tight, it can be tempting to only make the minimum payments on your debts. Credit card minimum payments in Quebec are regulated. Credit card contracts entered into since August 1, 2019 require a minimum payment of at least 5% of the balance due. As for contracts concluded before this date, the […]
Is it me or is TD throwing benefits at you with this card? The TD First Class Travel® Visa Infinite* credit card has an aggressive offer of up to 135,000 points and an easy earn rate that includes Starbucks. Yes, I invoked the name of that coffee chain and I meant it. Want to know […]
Credit card applications can be daunting. On the one hand, you need to consider the eligibility requirements for the card. On the other hand, you have to gather all the necessary information you’ll need. Oh, and if you want to maintain a good credit score, don’t forget to consider your application’s impact on your score. […]
When you decide to get a credit card, you want the application process to be easy, convenient, and fast. Whether you want a credit card to start rebuilding your credit score or are eager to start earning rewards for your spending, the last thing you want is to play the waiting game after a long […]
Being a student in Canada comes with certain expenses. From the cost of education to everyday expenses escalating, students are constantly looking for ways to stretch each dollar. One popular option is the Student Price Card (SPC), which promises discounts at a variety of retailers across Canada. But is it really worth the investment? Students […]
If you’re in the market for a premium credit card, you may have heard of Visa Infinite and Visa Infinite Privilege. Both credit cards offer many benefits. However, the Infinite Privilege requires a minimum personal income of $150,000 and has an annual fee of $399-$599. In contrast, Visa Infinite has a $60,000 income requirement and […]
There are more than 75 million Visa and MasterCard cards circulating in Canada. But how many does the average consumer have, and how many should you? Because there is no set limit by law, the number of credit cards a person should have can vary depending on individual circumstances and preferences. If you’d like to […]
Credit cards have become the go-to payment method for many — and for good reason. If you pay off your balance in full every month, a credit card allows you to save money and earn valuable rewards. Unfortunately though, when tax season comes around, it becomes harder to tell if your credit card is a worthwhile […]
Walmart entered the Canadian market back in 1994, and since then it has become one of the most prolific retailers in the country. Today, Walmart operates over 400 store locations and employs more than 100,000 people making them a critical part of our Canadian economy. A credit card from the line of Walmart Mastercard products […]
Every time I travel, I stress over this inevitable question: to carry cash or not to carry cash? With the CIBC AC Conversion Visa Prepaid Card, I can do both. This prepaid travel card can be loaded with up to 10 different currencies, making it a popular alternative to cash and credit cards. Not only […]
For many Canadians, having a credit card is a way to manage their finances as they make purchases online and in-store. However, what happens when you don’t work or have a limited income? Can you still get a credit card without a job in Canada? Generally, the short answer is yes, but it takes more […]
