Credit score
Do you need to raise your credit score by 100 points or more? Sometimes life throws you a curveball (or two) that hurts your credit score. Overall, that makes it harder to access more than just the financial solutions you need. In Canada, your credit score plays a key role in all of your major […]
If you’ve recently checked your credit score, you might find yourself wondering what the number means. Or maybe you want to know how you can increase your credit score so you can achieve your financial goals. Different lenders have different ideas about what credit score is good versus excellent, or average versus poor. Some lenders […]
In today’s day and age, having a good credit score is essential for your financial well-being. It not only affects your ability to secure loans and credit cards but can also impact your insurance premiums and even your chances of landing a job or renting an apartment. But what if you don’t have a credit […]
The Borrowell Canada credit score is just one of the perks involved with this leading digital finance service for Canadians. It used to be that you’d have to pay for credit checks but since Borrowell teamed up with Equifax, they’ve made access to credit scores free for Canadian residents. I regularly check my credit score […]
Credit improvement isn’t only for people with bad credit. Unless you have a perfect score, it always helps to continuously increase your score. A higher credit score can impact everything from applying for a credit card to getting a mortgage and even renting an apartment. There are many credit improvement tools out there for Canadians […]
A healthy credit score generally reflects responsible financial management. It can help you get more favorable loan terms and lower interest rates when you borrow money to buy a house, study or for any other project requiring a large amount. On the contrary, a bad credit score could have negative impacts on your access to […]
Is your credit in the crapper? It might be time to try the new Borrowell Credit Builder program. This handy new feature could help boost your score without borrowing a dime. No hard credit check, no debt, and no commitment required. It kind of feels like they just handed us another set of keys to […]
A 900 credit score is perfect and basically the holy grail of scores. A credit score is a measure of your creditworthiness. It is a three-digit number that tells a lender if you are fit to be given a loan. A higher credit score shows that you are more likely to repay your debt as […]
Introduced by Capital One Canada in 2017, Credit Keeper is an online tool that provides Canadians with a free way to check their credit score. Functioning under the broader umbrella of Capital One’s Credit Monitoring Service, this tool offers an insightful and convenient means for users to gain insights into their credit activities and overall […]
Planning a smooth move to the United States, but choked about leaving your credit history behind? Without an American credit score, you’ll have a hell of a time getting approved for a loan or even a basic credit card. Enter Nova Credit, a service that transfers your Canadian credit history south of the border. Now […]
In Canada, a 780 credit score is considered very good, and just 20 points shy of that coveted 800 score. Your credit score is significant in accessing loans and other financial benefits, and it plays an important role in securing a loan for things like a car or house. Even getting a cell phone plan […]
If you’re new to credit or have a blemished credit history, you might be wondering how to book a hotel without a credit card in Canada. Most hotels require a credit card for booking to protect themselves from unexpected costs – like if you clean out the mini bar and take off without paying! (Seriously, […]
