Credit score
The Borrowell Canada credit score is just one of the perks involved with this leading digital finance service for Canadians. It used to be that you’d have to pay for credit checks but since Borrowell teamed up with Equifax, they’ve made access to credit scores free for Canadian residents. I regularly check my credit score […]
Credit improvement isn’t only for people with bad credit. Unless you have a perfect score, it always helps to continuously increase your score. A higher credit score can impact everything from applying for a credit card to getting a mortgage and even renting an apartment. There are many credit improvement tools out there for Canadians […]
A healthy credit score generally reflects responsible financial management. It can help you get more favorable loan terms and lower interest rates when you borrow money to buy a house, study or for any other project requiring a large amount. On the contrary, a bad credit score could have negative impacts on your access to […]
Is your credit in the crapper? It might be time to try the new Borrowell Credit Builder program. This handy new feature could help boost your score without borrowing a dime. No hard credit check, no debt, and no commitment required. It kind of feels like they just handed us another set of keys to […]
A 900 credit score is perfect and basically the holy grail of scores. A credit score is a measure of your creditworthiness. It is a three-digit number that tells a lender if you are fit to be given a loan. A higher credit score shows that you are more likely to repay your debt as […]
Introduced by Capital One Canada in 2017, Credit Keeper is an online tool that provides Canadians with a free way to check their credit score. Functioning under the broader umbrella of Capital One’s Credit Monitoring Service, this tool offers an insightful and convenient means for users to gain insights into their credit activities and overall […]
Planning a smooth move to the United States, but choked about leaving your credit history behind? Without an American credit score, you’ll have a hell of a time getting approved for a loan or even a basic credit card. Enter Nova Credit, a service that transfers your Canadian credit history south of the border. Now […]
In Canada, a 780 credit score is considered very good, and just 20 points shy of that coveted 800 score. Your credit score is significant in accessing loans and other financial benefits, and it plays an important role in securing a loan for things like a car or house. Even getting a cell phone plan […]
If you’re new to credit or have a blemished credit history, you might be wondering how to book a hotel without a credit card in Canada. Most hotels require a credit card for booking to protect themselves from unexpected costs – like if you clean out the mini bar and take off without paying! (Seriously, […]
Do you have a 720 credit score? That’s great! Well, actually it’s good. A credit score is a three-digit number somewhere between 300 to 900 that summarizes your creditworthiness. A higher credit score increases your chance of getting a loan from a lender, while a low credit score makes it a lot harder. Your credit […]
KOHO Credit Building could help you build a better credit score. It’s hard to live without access to some kind of credit. You might need a credit card to book a hotel or make online purchases. Overdraft protection on your bank account could be handy to cover expenses if you run short of income. Alternatively, […]
If you live without a credit card in Canada, you’re practically a nobody – or at least it feels that way. The world moves at the speed of swipe and without that little piece of plastic, doors close. Friends jet set without you, hotels turn you away and simple online purchases become a major pain […]
