Credit score
Hooray! A 680 credit score puts you square in the good-credit category. Credit score ranges are between 300 and 900, and are classified from poor to excellent depending on the range. Your credit file is a track record of managing debt so financial institutions can quickly asses how trustworthy you are. Your credit score is […]
Are you proud of your 750 credit score? You cannot ignore the role of a credit score when it comes to financial stability and access to better credit products. The Canadian financial system makes it possible for many people to use their credit cards for purchases they would not have been able to afford otherwise. […]
An 850 credit score is just steps away from being perfect. A credit score is a three-digit number between 300 and 900 that determines if you are creditworthy in the eyes of lenders. Higher credit scores increase your chances of getting a loan from a lender. As you know, financial institutions like banks use credit […]
Are you a Canadian looking for a credit tool like Chase Credit Journey? There are many different online products which allow people to track changes in their credit score. If you bank with Chase, you have access to Chase Credit Journey: a free product that helps you understand your credit and get targeted credit offers. […]
Thinking of increasing your purchasing power with credit? You may wonder whether applying for a credit card affects your credit score. Requesting a new a credit card will, indeed, affect your credit report. This happens because a new credit card application triggers a hard check placed on your credit report. This slightly lowers your credit […]
A 660 credit score is below average, but good enough to access most credit and lending products. Your credit score is a 3-digit number that lenders and other creditors look at before approving you. When you apply for a loan, the lender will check your credit score to determine the terms of your loan and […]
Credit Karma is a great option to find out what your credit score is. The Karma credit score is free for Canadians and lets you know where you stand in terms of your credit rating. Not only that, they also offer other free services like credit reports and monitoring your credit. Until recently, you had […]
We know that bad things happen to good people all the time. So if you’ve found yourself in some financial hot water and need to repair your credit and regain control of your finances, you have plenty of options available to you.
