Loan
You want it so you buy it with plastic. You just wish that you didn’t have to pay it all at once.
You tend to think that you can have it all because of Buy Now, Pay Later (BNPL) payment options. The BNPL market is exploding, accounting for 2.1% of global e-commerce transactions in 2020; that’s a cool $97 billion US . There are new players entering the market and the industry is expected to hit the […]
It can happen at any time…out of the blue you find yourself with an urgent need for money but you don’t have enough in your bank account. There are many reasons why you may need a personal loan, such as needing money for an unexpected expense, doing renovations, buying furniture, or fixing your car. You […]
You know how it goes. You’re doom-scrolling your newsfeed when suddenly, there it is! The coveted offer boasting zero percent financing on a fancy new car. I get it, it’s hard not to feel a flutter of excitement about a free car loan, especially in our current interest rate hellscape. But before you YOLO your […]
Are you in the market for a personal loan, a car loan, or a mortgage? Are you familiar with the terms “A Lenders” and “B Lenders”? If not, don’t worry! In this article, we’ll outline the differences between A Lenders, who typically lends to people that are not a credit risk, and B Lenders, who […]
We’ve all been there: an unexpected expense that throws a monkey wrench into your financial situation. Whether it is a car breaking down or a leak in your house, not all of us are prepared for these sudden costs that always seem to pop up out of nowhere. You might be wondering what your options […]
Debt consolidation loans are on the rise. But what is a debt consolidation loan, and does it hurt your credit score?
In collaboration with Alterfina Bad credit can get you into trouble, especially if you need money fast. Banks are reluctant to lend to people with bad credit. Fortunately, Alterfina looks beyond the numbers on your credit report to give you a hand when you need it most. What is bad credit? Your creditworthiness is represented […]
Have you ever heard of peer-to-peer lending platforms like Lending Club? It’s a loan service outside the traditional banking system that matches retail investors with borrowers. Basically, if a borrower asks for a $2,000 loan, one investor can fund the entire loan, or a bunch of investors can pitch in to help fund the borrower’s […]
In Collaboration with Smarter Loans It’s about to get a lot harder to borrow money and pay it back. I don’t know about you, but I’m still not on the Forbes Richest list. As a regular person making regular money, there are times when I need a personal loan. But with the Bank of Canada […]
Students aren’t exactly rolling in cheddar. The National Student Loans Service Centre can help bankroll you to college. Ideally, Canadian students entering post-secondary education would have all the money they need to start and finish their program. However, for many students leaving high school, student loans will be their main or only option. Luckily, Canadian […]
Many people automatically equate alternative lenders to payday lenders and therefore don’t consider them as a legitimate financing solution. The most common assumption is that alternative lenders are a last resort, high interest scam, when in fact, alternative lending refers to any lending done outside of the traditional bank system; and for some, it’s actually […]
