Enter your monthly expenses and get an estimate of your rewards for each credit card
🌮 Restaurant
⛽️ Gas
🎉 Entertainment
🛒 Groceries
Other
Total
$2,250.00
158 results
Net reward value
- All cards
- My selected cards
$757.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $657.00 taking into account annual fees.}
Annual Fee$0
Additional Card$ 0
Interest rate on purchases20.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesCashback
Card User TypesPersonal
Required Income15,000$
Recommended Credit ScoreGood
RewardsEarn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year- after that 0.5% unlimited. Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year - after that 0.5% unlimited. Earn 0.5% cash back on all other credit card purchases with no limit on how much you earn.
Insurances
🛍 Purchase protection📆 Extended warranty
Legal Note† Conditions apply.
Get up to 20% cash back on eligible gas, groceries and drugstore purchases and pre-authorized payments for your first 3 months. Up to $500 spend.†
$752.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $152.00 taking into account annual fees.}
Annual Fee$250
Interest rate on purchases20.99% , apr penalty: between 25.99% and 28.99% (variable).
Cash Advance21.99%, apr penalty: between 25.99% and 28.99% (variable).
Balance TransferN/A
Card CategoriesReward
Card User TypesPersonal
Recommended Credit ScoreVery good
RewardsEarn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more • Earn 1 point for every $1 in Card purchases everywhere else
Insurances
🚗 Auto rental coverage❌ Trip cancellation⏱ Flight delay🦷 Travel accident💨 Hotel or motel burglary🏥 Medical emergency⚡️ Trip interruption📆 Extended warranty🛍 Purchase protection
Legal Note*Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate Missed Payments, the applicable rates will be 28.99%. See the Information box included with the application for the definition of Missed Payment and which rates apply to changes on your account and other details.
Earn up to 60,000 Membership Rewards® points, that’s up to $600 towards your next vacation. Conditions apply.
$741.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $141.00 taking into account annual fees.}
Annual Fee$399/year
Additional Card$99
Interest rate on purchases9.99%
Cash Advance9.99%
Balance Transfer9.99%
Card CategoriesLow interest, Reward, Top Rated
Card User TypesPersonal
Required Income$150,000
RewardsEarn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Earn 2X Scene+ point for every $1 spent on every other purchase
Insurances
📆 Extended warranty🛍 Purchase protection📵 Mobile device insurance🦷 Travel accident🏥 Medical emergency⚡️ Trip interruption⏱ Flight delay🚗 Auto rental coverage🧳 Lost or stolen baggage insurance❌ Trip cancellation
Legal Note*Conditions apply. Refer to Scotiabank page for up to date offer terms and conditions.
Earn up to $2,500 in value in the first 14 months, including up to 80,000 bonus Scene+ points.
$718.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $462.00 taking into account annual fees.}
Annual Fee$120
Additional Card$50/year
Interest rate on purchases20.99%
Cash Advance23.99%
Balance Transfer23.99%
Card CategoriesCashback
Card User TypesPersonal
Required Income$80,000 (individual); OR
$150,000 (household)
$150,000 (household)
Recommended Credit ScoreExcellent
Rewards5% on groceries*
4% on transit including ride sharing, taxis and public transportation*
3% on gas and electric vehicle charging*
2% on recurring bill payments like your monthly phone bill or favourite streaming service*
1% unlimited cashback on all other purchases*
4% on transit including ride sharing, taxis and public transportation*
3% on gas and electric vehicle charging*
2% on recurring bill payments like your monthly phone bill or favourite streaming service*
1% unlimited cashback on all other purchases*
Insurances
🚗 Auto rental coverage🛍 Purchase protection📆 Extended warranty🦷 Travel accident⏱ Flight delay🏥 Medical emergency
Legal Note*Terms and conditions apply;
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year. Conditions apply
$686.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $336.00 taking into account annual fees.}
Annual Fee$150
Additional Card$50/year
Interest rate on purchases20.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesPersonal
Required Income$60,000 (individual); OR
$100,000 (household)
$100,000 (household)
Recommended Credit ScoreGood
Rewards3 Scene+ points for every $1 spent at Sobeys, Safeway, IGA, Foodland and other participating grocery stores.
2 Scene+ points on every $1 you spend on eligible grocery stores other than participating grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
1 Scene+ point on every $1 you spend on all other eligible purchases.
2 Scene+ points on every $1 you spend on eligible grocery stores other than participating grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more).
1 Scene+ point on every $1 you spend on all other eligible purchases.
Insurances
📆 Extended warranty🛍 Purchase protection🦷 Travel accident💨 Hotel or motel burglary🚗 Auto rental coverage⏱ Flight delay❌ Trip cancellation🏥 Medical emergency
Earn up to $1,350 in value in the first 12 months. This includes up to 45,000 bonus Scene+ points and waiving the annual fee for your first supplementary card.
$685.00/ year
Estimated Rewards
based on your spending taking into account annual fees. After the first year, rewards will be $685.00 taking into account annual fees.}
Annual Fee$125
Additional Card$50
Interest rate on purchases20.99%
Cash Advance22.99%
Balance Transfer22.99%
Card CategoriesReward
Card User TypesBusiness
Required IncomeUp to $2 million
RewardsEarn 1.5 points for every $1 spent with your card on eligible purchases. Get an added 1.5 points for every $1 spent in eligible purchases made with À la carte Travel
Insurances
⏱ Flight delay🚗 Auto rental coverage🛍 Purchase protection📆 Extended warranty🧳 Lost or stolen baggage insurance🩴 Emergency purchases