Welcome Offer
2% cash on purchases for the first 3 months
Special Feature(s)
Business credit card with no annual fees
The business card is ideal for small business owners looking for no annual fees and cash back. You also have the flexibility to manage your card online or through the RBC Mobile app.
Free additional card
If you would like to add an additional cardholder to your account, there is no charge for the first card. So, not only can your team members earn cash back on their purchases, but you can also keep track of all business expenses in one place.
Requirements
Score
Residency
Income
Insurance
Purchase protection
Eligible purchases bought with the business MasterCard are protected against theft, loss, or damage to 90 days from the date of purchase. Zero liability protection against fraudulent charges.
Extended warranty
Extended warranty on purchases for up to one year.
Extended warranty
Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000. Enrolment is easy for eligible cardholders. You may cancel at any time. Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes). Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant®.
Benefits
Exclusive discounts with my favorite brands
Save $.03/L on fuel from Petro-Canada and receive 20% more Petro-Points. Free 3-month DoorPass subscription, $30 in savings. Also receive no delivery fees when orders are $12 or more for the first 3 months.
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