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Imagine the sinking feeling of stepping out of a store, only to find that your car has gone missing. No car owner wants to experience this scenario but it happens more and more often.  Unfortunately, vehicle theft has become a global issue, affecting countless individuals and communities worldwide. In this article, we will explore the […]

If you plan to get your driver’s license in Ontario, you’ve probably come across terms like G1, G2 and the G test. It can be confusing to understand the differences between these tests and the levels of licensing. In this article, we’ll break down the Ontario Graduated Licensing System and explain what sets the G2 […]

When you owe money, you feel the strain. Yet if your creditors turn to a debt collection agency, the pressure goes up significantly. Going through this process can bewilder you, unless you understand the legal projections put in place for you and creditors. This guide offers a detailed look at the regulations surrounding debt collection […]

If you plan to take your G2 test in Ontario, you need to know a few important things. Above all, you must bring specific documents to the DriveTest location before you can start your test. Further, you must ensure your vehicle runs well during the examination. In this article, we’ll cover everything you need to […]

Planning a smooth move to the United States, but choked about leaving your credit history behind? Without an American credit score, you’ll have a hell of a time getting approved for a loan or even a basic credit card. Enter Nova Credit, a service that transfers your Canadian credit history south of the border.   Now […]

Do you feel lost and overlooked by the banking giants? I see you over there, nodding so hard your head might fall off. Vault is Canada’s newest fintech attempting to shake up the business banking experience. But does it live up to the hype of solving all your modern banking pain points? Let’s dive into […]

Are you struggling with bad credit and overwhelmed by multiple debts? Don’t worry, you’re not alone. Many Canadians find themselves in a similar situation, but there is a solution: a bad credit debt consolidation loan.  In this article, we will explore what bad credit is and how it impacts your chances of loan approval. We […]

If the horror stories of hours-long layovers, lost luggage and last-minute cancelled flights have kept you from travelling much this year, why not book VIA Rail tickets and spend your summer exploring Canada by train?  Train travel can take longer than flying. However, consider how much time you waste in airport check-in lines, as well […]

In Canada, a 780 credit score is considered very good, and just 20 points shy of that coveted 800 score. Your credit score is significant in accessing loans and other financial benefits, and it plays an important role in securing a loan for things like a car or house.  Even getting a cell phone plan […]

Deciding to start a business in Canada is a massive step towards creating financial independence for you and your family. Rather than have your income ceiling dictated by your employer, you can choose your rates, the time you work, and the types of services you offer. With perks like these, it is no wonder that […]

For entrepreneurs in British Columbia (BC), a sole proprietorship represents a hassle-free and low-cost option for establishing your own business. BC offers lone business owners the opportunity to operate as sole proprietors, without the need to register with the province (as long as you’re doing business under your own name).  Sole proprietorship brings with it […]

Some vendors require their clients to prepay for certain expenses. Other vendors offer discounts on materials or services to customers who are willing to upfront. Individuals and businesses may also independently choose to prepay for expenses in order to get them out of the way and not have to worry about keeping up with regular […]