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As a new Canadian or a novice tip-giver, you may wonder about tipping in Canada in certain situations. In a survey on tipflation conducted by Hardbacon, more than 60% of Canadians said they felt manipulated by payment terminals into giving larger tips. Further, those requests come more often and at stores that didn’t seek out […]

Exchange-traded funds (ETFs) are the new darling of self-directed investors. Although they were first introduced several years ago, the democratization of investing has made it easier than ever to buy ETFs. Are ETFs really beneficial? What are their limitations? How do you actually buy them? How do you make the right choice? Here are a […]

Are you struggling to keep track of multiple debts and their payments? Are you constantly paying interest on your credit card but your balance never comes down? Debt consolidation could be the answer you’re looking for. It eliminates the never-ending headaches and can help you to pay down your debts faster. In some circumstances, you […]

A disability can create major problems when it comes to personal finances. While your expenses and obligations remain largely the same (or may increase if you are seeking medical treatment), your inability to work impacts your income. Long-term disability insurance is a good solution to prevent you from eroding your assets or taking on excessive […]

A home insurance deductible is the amount of money you pay out of your pocket if you make a claim. When it comes to selecting the right home insurance policy, it’s vital to understand the deductible because it can increase or decrease your premium. Adjust your deductible realistically when you’re comparing quotes for home insurance. […]

Electric cars are becoming increasingly popular: over 100,000 new electric or hybrid vehicles were registered in 2023 in Quebec. This year, those interested in purchasing an electric vehicle will still benefit from maximum incentives from the government. But these will be reduced as of next year. Does it make sense to buy an electric car […]

In collaboration with Royal Bank Of Canada There was a time when a filling a grocery cart was quick and painless. Today, it can feel like a one-two punch. Over the last five years, rising prices of staples like potatoes (+36%) and ground beef (+27%) caused many Canadians to change their shopping habits. And despite the changes, Canadians still face substantially higher […]

I have good memories of my early years as a student and freelancer, when I would spend my mornings in local cafés to get a change of scene and see people. Today, working in a café and sipping a single drink for three hours seems less attractive. Coworking spaces, be it WeWork offices or local […]

In collaboration with Equifax It started with an email from Netflix, something small and far from sinister. There was nothing suspicious about it, says Tracy T. “That’s the only way Netflix talks to you, right?” The email address seemed legitimate, the email had all the Netflix branding in it. It told her that her latest […]

In collaboration with Créditmatik Sometimes, the traditional banking system can’t meet our borrowing needs. Alternative loans offered by non-banks therefore become an interesting option. They can provide people with temporary financial relief – they are designed for short-term use. In the vast majority of cases, if you qualify for a traditional loan, opting for the […]

I love seeing the Holos ads (for healthy breakfasts) offering 20% discounts on Facebook – it makes me hungry! – but I prefer Evive smoothies for breakfast. Am I doomed to pay the full price for my breakfast? No! There’s a way to get the best discounts and promotional codes on Facebook – even those […]

Today, prepaid cards mean you don’t have to worry about your credit score, because anyone can apply and be approved for a prepaid card in Canada. The best prepaid cards – those that offer rewards and no fees – are almost always Mastercards. All the cards presented here are designed to make shopping safe and […]